4639 MIRABELLA COURT, ST PETE BEACH, FL 33706
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 6, 2026, 4639 Mirabella Court in Mirabella Twnhms Sub, St Pete Beach is listed at $1,159,000 (2,275 sq ft, about $509 per sq ft). That is 26% above Mirabella Twnhms Sub's median closed sale of $920,000 over the last 12 months (5 recorded sales). Per square foot it is above the community's recent $404/sq ft by about 26%. It has been 41 days on market, longer than the community's typical 26 days to contract. Listing facts: built in 1996, waterfront, HOA dues of $432/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1996 · 30 yrs
- 2,275 sq ft of living area
- 1-car garage
- Listed at $1,159,000 — recent neighborhood median sale price ~$920,000 (nearby sales; deemed reliable, not an appraisal)
- 41 days on market
- HOA $432/mo (per listing)
Pricing & the MIRABELLA TWNHMS SUB market
How this home is priced against recent nearby sales, and where MIRABELLA TWNHMS SUB has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Median $/sq ft by year
Community sold $/sq ft, 2015–2026. This home lists at $509/sq ft.
Median sale price by year
12-month median closed price, 2015–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2015–2026. Now 49 (normal).
This home’s history
- 1996BuiltPer public record
- Aug 4, 2026First trackedObserved at $1,159,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $5,989/mo 75%
- Taxes $1,014/mo 13%
- Insurance $548/mo 7%
- HOA $432/mo 5%
$7,983/mo at 20% down, 30-yr @ 6.71% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
41/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 4.0 months of supply in the surrounding market and 41 days on market for this home, against a 26-day area median.Days on market:this home 41Area median: 26 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. As of August 2, 2026.
🟡 Asking $509 per square foot, about 26% above the community’s $404 median. MIRABELLA TWNHMS SUB’s 12-month median sold price per square foot is $404. Median sold price per square foot is up 35.6% year over year. Confidence: Low · 5 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
50% of homes in MIRABELLA TWNHMS SUB are owner-occupied. An estimated 50% are non-owner-occupied, including 15% held in a company or trust and 20% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 86 homes matched. Community-level context.
Recent MIRABELLA TWNHMS SUB sales closed near 94.4% of original asking. Cash paid for about 33% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 2 active listings in MIRABELLA TWNHMS SUB, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Virtually Staged. Rarely does a waterfront townhome offer this much flexibility, privacy, and value. This beautifully updated end-unit in the highly sought-after Mirabella community features breathtaking Boca Ciega Bay views, major 2025/2026 updates, and owner financing available for qualified buyers.
Wake up to spectacular sunrises and enjoy watching dolphins and manatees from one of three private balconies, offering outdoor living on every level. One of the home's standout features is the private lower-level suite, making it ideal for multi-generational living, long-term guests, or an older child who wants their own space. Complete with a full bath, wet bar, and a queen Murphy bed with built-in closet storage and shelving, plus direct access to the waterfront patio, it offers endless possibilities.
The main living level is designed for everyday living and entertaining, featuring an open floor plan filled with natural light, walls of glass showcasing the water views, and a beautifully updated kitchen with marble countertops, stainless steel appliances, induction cooktop, wine cooler, oversized porcelain farmhouse sink, and abundant cabinetry. The spacious living and dining areas seamlessly connect to the waterfront balcony, creating the perfect setting for morning coffee or evening cocktails. Upstairs, the spacious primary suite is a true retreat with soaring ceilings, panoramic water views, a sitting area, two walk-in closets, and a beautifully updated ensuite bath.
Also on the upper level are an additional bedroom, a full bathroom, and a convenient laundry area, providing privacy and comfort for family or guests. Enjoy peace of mind knowing the major updates have already been completed, including a new tile roof (2025), new impact windows and sliding glass doors (2025/2026), fresh interior paint, and awnings. The oversized one-car garage and double-wide driveway provide plenty of parking for family and guests—an uncommon convenience for beach living.
Storage is abundant with overhead garage storage, additional storage beneath the stairs, and attic storage above the primary bedroom. The home is also generator-ready, with the electrical infrastructure already installed for easy generator hookup. Mirabella offers the perfect coastal lifestyle with a heated community pool, fishing pier, kayak launch, day dock, guest parking, beautifully maintained grounds, and a pet-friendly community.
The low HOA fee helps simplify ownership by covering water, trash, landscaping, and community maintenance. Located just a short walk to the sugar-sand beaches of St. Pete Beach, waterfront restaurants, shops, and entertainment, this home combines the relaxed Florida lifestyle with the convenience of deep-water boating and easy access to everything the Gulf Coast has to offer.
Most of the furniture is negotiable, making it even easier to move in and start enjoying the waterfront lifestyle immediately. Whether you're looking for a full-time waterfront residence, a seasonal retreat, or a home with flexible living space for family and guests, this exceptional property offers the perfect combination of waterfront living, modern updates, and an unbeatable St. Pete Beach location.
Description provided by EXP REALTY LLC and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $1,159,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 11% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a 1996 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
- The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
- Outliers skew it — the band above comes from 5 nearby sales; one flip or distressed sale moves the whole $/sq ft.
- Carrying costs & concessions — this home carries HOA dues of $432/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 41 days on market vs. a 26-day community median
- 3 active listings competing
- ≈4.0 months of supply
- 6 closed here in the last 12 months
For reference, this home is listed at $1,159,000 ($509/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 2,275 sq ft × $387–$430/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.
Similar homes for sale near MIRABELLA TWNHMS SUB
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by EXP REALTY LLC · MLS # TB8529482
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Recent sales activity in MIRABELLA TWNHMS SUB
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the MIRABELLA TWNHMS SUB neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on MIRABELLA TWNHMS SUB
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Community 12-month median: $404/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 4639 Mirabella Court, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1996 (30 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- HOA dues are listed at $432/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
- Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 2,275 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $12,170/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →Data sources & freshness
| Listing record | Stellar MLS, refreshed twice daily (last: September 6, 2026) |
| Community market stats | Stellar MLS closed sales, as of August 2, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone AE shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 4639 Mirabella Court and when was it built?
Per the listing record, 4639 Mirabella Court was built in 1996 and has 2,275 sq ft of living area, 4 bedrooms and 4.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 4639 Mirabella Court in?
4639 Mirabella Court is in Mirabella Twnhms Sub in St Pete Beach, Pinellas County. The community section on this page shows recent closed sales, days on market, and active inventory for Mirabella Twnhms Sub from the same MLS data.
Does 4639 Mirabella Court have an HOA, and how much are the dues?
The listing reports HOA dues of $432 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 4639 Mirabella Court differ from the current owner's?
The estimate on this page (about $12,170 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 4639 Mirabella Court in a flood zone?
The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
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MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.