Mirabella Townhomes in St. Pete Beach

Mirabella
Townhomes in St. Pete Beach, FL

Mid-1990s townhome community · Pinellas County · ZIP 33706

A mid-1990s waterfront townhome enclave on Boca Ciega Bay just off Gulf Boulevard, the residential read for owner-occupiers on the St. Pete Beach barrier island.

Boca Ciega Bay waterfrontGulf barrier islandOwner-occupier townhomes
Live Market Pulse
56/100
Momentum
Balanced Market (limited data)
This is a single waterfront townhome community on a Gulf barrier island, so the honest read is the HOA, the flood and surge exposure, the FEMA 50 percent rule, and the insurance math, not a townwide average. Confirm every line per unit and per the latest association documents.
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Unlock Off-Market Mirabella Townhomes

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
$788K
Median Price
3mo
Supply
174days
Avg DOM
Balanced
Seller Leverage
$346/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Mirabella Townhomes is one community, not a master plan, so the read is a townhome read: a mid-1990s waterfront enclave on Mirabella Court where the value drivers are the HOA financial health, the flood and storm-surge exposure on the barrier island, the insurance lines, and the specific unit, view, and water access, not a neighborhood average. As a Boca Ciega Bay community off Gulf Boulevard, the position is the draw and also the caveat: confirm the FEMA flood zone, the flood and wind insurance, and any storm-surge history for the exact unit, since virtually every St. Pete Beach parcel sits in a high-risk AE or VE zone. The FEMA 50 percent substantial-improvement rule matters here too, because damage or renovations at or above half a unit value can force a costly elevation path. Your leverage is reading the HOA budget, the reserves, the flood zone, and the insurance math honestly before you fall for the water."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Mirabella Townhomes market snapshot (as of June 25, 2026): the median sale price is about $788K ($346 per sq ft), with homes averaging 174 days on market and 3.0 months of supply, a balanced market (limited data). Based on 8 recent closings in live Stellar MLS data.

Mirabella Townhomes is a waterfront townhome community on Mirabella Court in St. Pete Beach, on the Boca Ciega Bay side of Gulf Boulevard, on the Gulf barrier island in Pinellas County (multiple St. Pete Beach real estate community guides, 2026). Local listing guides describe it as built in the mid-1990s, a small cul-de-sac community rather than a sprawling complex; confirm the exact year and unit count with the association.

Units are generally two, three, and four bedroom townhome floor plans, with listing guides citing a range of roughly 1,800 to 3,700 square feet, many with private garages, balconies, and bay or water views; confirm the exact size, bedroom count, and exposure for any specific unit. Boat slips are generally available for rent, so verify slip availability and cost separately.

Because this is one community on a barrier island, the money is made or lost on the HOA, the flood picture, and the unit, not on the address alone. The drivers are the monthly HOA dues, the reserve funding, the flood and wind insurance lines, the FEMA 50 percent substantial-improvement rule, and the specific unit, view, and water access, all of which have to be read from the current association documents and an insurance quote for the exact unit.

The pitch is a walkable beach-and-bay address: the main St. Pete Beach Gulf beach access is reportedly just across Gulf Boulevard, with charter boats, dining, and the bay at the door, and downtown St. Petersburg and Tampa International Airport a manageable drive. The work is the diligence: read the budget and reserves, quote the flood and wind insurance, and check the flood zone and surge history before you buy the water.

Best for

  • Owner-occupiers who want a lock-and-leave waterfront townhome on the bay
  • Buyers who value bay water access, a fishing pier, and boat-slip options
  • Walkability buyers who want the Gulf beach and Gulf Boulevard close
  • Buyers who will read the HOA budget, reserves, flood zone, and insurance closely

Probably not for

  • Buyers who want a single-family home with a large private yard
  • Anyone unwilling to verify dues, reserves, and the flood zone per unit
  • Buyers uncomfortable with barrier-island surge and flood-insurance exposure
  • Buyers who do not want to plan for the FEMA 50 percent rule on repairs

How Mirabella Townhomes is performing right now

56/100
momentum
Balanced Market (limited data)
Seller's marketBalancedBuyer's market
3Months of supplytight
174Median days on marketdays
1 : 2Under contract vs for salestrong demand
8Sold in last 12 monthsliquidity
+38%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Mirabella Townhomes listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Mirabella Townhomes buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Mirabella Townhomes

Live MLS inventory for Mirabella Townhomes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Mirabella Townhomes listings as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Mirabella Townhomes trades a large yard for a walkable bay-and-beach address, with the Gulf beach across Gulf Boulevard, the bay at the door, and downtown St. Petersburg and the airport a manageable drive.

St. Pete Beach Gulf beach access~5 min walk · across Gulf Boulevard
Gulf Boulevard shops and dining~1 to 5 min · at the door
Corey Avenue district~5 to 10 min · shops and dining
Pass-a-Grille~10 min · south end beaches
Downtown St. Petersburg~20 to 30 min · across the bay
Tampa International Airport~35 to 50 min · via the bridges
Fort De Soto Park~15 to 25 min · to the south

Distances and times are approximate and vary with traffic and the specific unit. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near MirabellaTownhomes with Momentum Realty’s local guides.

VDVina del MarStSt. Pete Beach, FL · 0.2 miCCColonial CorpPass-a-Grille Homes for Sale in StSt. Pete Beach, FL · 0.2 miBVBelle Vista Beach Homes for Sale in StSt. Pete Beach, FL · 0.3 miBVBelle Vista Point Homes for Sale in StSt. Pete Beach, FL · 0.3 miBVBelle Vista ShoresStSt. Pete Beach, FL · 0.3 miBVBelle VistaSt. Pete Beach, FL · 0.4 miBrightwater Beach EstatesStBrightwater Beach EstatesStSt. Pete Beach, FL · 0.7 miSPSkimmer Point Homes for Sale in Gulfport, FLGulfport, FL · 0.9 miDCDon Ce-SarPlaceSt. Pete Beach, FL · 0.9 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Mirabella Townhomes (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Mirabella Townhomes is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Mirabella Townhomes address.

The takeaway

What is actually shaping value at Mirabella Townhomes: barrier-island flood and storm-surge exposure after the 2024 hurricanes, the FEMA 50 percent substantial-improvement rule, and the high coastal flood and wind insurance picture on the Pinellas beaches. Each item is sourced.

Recent Developments in Mirabella Townhomes

Our read on what is being built around Mirabella Townhomes, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishA walkable bay-water address supports demand, with the watch items being barrier-island surge and flood exposure, the FEMA 50 percent rule on repairs, and high coastal insurance cost.

Barrier-island storm-surge and flood exposure

Ongoing
NeutralMajor impact
SignificanceRadius: Community

St. Pete Beach is a Gulf barrier island where surge and flooding are real, making the FEMA zone, elevation, and insurance quote critical per unit.

2024 hurricane season surge across the Pinellas beaches

2024
NeutralMajor impact
SignificanceRadius: Area

Helene and Milton drove record surge along Gulf Boulevard and the barrier islands, so confirm any specific impact and the current repair and insurance picture.

FEMA 50 percent substantial-improvement rule

Ongoing
NeutralMajor impact
SignificanceRadius: Community

Damage or renovations at or above half a unit value can force a costly elevation path, a core diligence item on the barrier island.

High coastal flood and wind insurance

2025
NeutralNotable impact
SignificanceRadius: Area

Risk Rating 2.0 and coastal wind exposure push flood and wind premiums high on the beaches, so quote both lines per unit early.

Bay water access, pier, and boat-slip options

Ongoing
BullishNotable impact
SignificanceRadius: Community

Direct Boca Ciega Bay access, a fishing pier, and boat slips for rent underpin the waterfront demand case for the community.

Walkable Gulf beach and Gulf Boulevard location

Ongoing
BullishNotable impact
SignificanceRadius: Area

Proximity to the St. Pete Beach Gulf beach access, charter boats, and dining off Gulf Boulevard supports the walkability case for demand.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Mirabella Townhomes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. September 2024
    Storm

    Hurricane Helene drives record storm surge across the Pinellas Gulf beaches

    Hurricane Helene pushed a record storm surge of more than five feet into the Tampa Bay area in late September 2024, with widespread flooding and sand covering Gulf Boulevard along St. Pete Beach and the Pinellas barrier islands, in what officials called the worst surge the county had experienced. Why it matters: Barrier-island surge exposure is the defining diligence item for any St. Pete Beach waterfront community, so confirm the FEMA zone, elevation, repair history, and insurance per unit. Source

Development alerts for Mirabella TownhomesGet a short monthly email when something new is approved, funded, or opens near Mirabella Townhomes.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Mirabella Townhomes, this is the order of operations we would run, and the one we run for our clients.

1

Read the HOA budget and reserves first. In a mid-1990s waterfront community, the reserve funding and any planned assessments drive the real carrying cost more than the dues line.

2

Quote flood and wind insurance for the exact unit. On a barrier island, the flood and wind lines and the deductibles can move the monthly math, so get the real numbers early.

3

Check the FEMA flood zone and storm-surge history. Virtually every St. Pete Beach parcel sits in a high-risk AE or VE zone, so confirm the zone, the elevation, and any past intrusion for the specific unit.

4

Understand the FEMA 50 percent rule. Damage or renovations at or above half a unit value can trigger substantial-improvement status and a costly elevation requirement, so factor it before you buy.

5

Cross-shop other St. Pete Beach townhomes on the neighborhoods map if water access, the HOA, or the flood picture changes your math.

Best Buy
An updated unit with strong water access in a well-reserved HOA
Biggest Risk
Barrier-island surge, flood and wind insurance, and the 50 percent rule
Best Lot
An end or water-facing unit with a documented flood and surge read
Smart Timing
Confirm the HOA budget, reserves, flood zone, and insurance before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Mirabella Townhomes is a single waterfront townhome community rather than a neighborhood, so the lifestyle is low-rise townhome living on Boca Ciega Bay. Guides describe shared amenities including a heated pool, a private fishing pier, bay water access, and boat slips available for rent, with the St. Pete Beach Gulf beach access reportedly across Gulf Boulevard and charter boats and dining close by. Amenities, pet rules, slip allocations, and parking vary, so confirm the current rules and what each unit includes with the association before you buy.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Unit
$450K to $695K

A smaller or interior townhome, the more affordable way into the community, where condition and exposure drive value.

Lowest entry
The Core Water View
$695K to $978K

A mid-size townhome with solid bay or water exposure, the heart of the community resale market.

Most inventory
The Top
$978K to $1.19M

The largest, end, or best water-facing units with the most updated interiors, the homes that hold value best in the community.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$450K to $695K
The Entry Unit
A smaller or interior townhome, the more affordable way into the community, where condition and exposure drive value.
$695K to $978K
The Core Water View
A mid-size townhome with solid bay or water exposure, the heart of the community resale market.
$978K to $1.19M
The Top
The largest, end, or best water-facing units with the most updated interiors, the homes that hold value best in the community.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Asking price per square foot
Renovated$520
Original$335
Median days on market
Renovated94
Original130

From current Mirabella Townhomes listings (renovated 1, original 2); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Jon Brooks, Momentum Realty
Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Building ageMid-1990s, confirm year and condition per unit
Reserve and assessment riskRead reserve study and any assessments
Flood and surge exposureBarrier island, verify zone and surge per unit
Location and walkabilityGulf beach, bay, and Gulf Boulevard nearby
Unit interior updatesVaries by unit, read condition per listing

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Mirabella Townhomes

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Mirabella Townhomes is one mid-1990s waterfront community on a barrier island, not a townwide average. The deal is won or lost on the HOA, the flood and surge picture, the insurance, and the unit.

Jon Brooks · Founder, Momentum Realty
7.1B · Buy Score
Resale Strength7.2/10
Renovation Risk5.5/10
Location Efficiency8.4/10
Long-Term Defensibility7.0/10
Carrying Cost Advantage5.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Mirabella Townhomes is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • In a small community, the unit is the asset, exposure and water set value
  • End and water-facing units hold value best
  • Confirm the FEMA flood zone and surge history per unit
  • Factor the FEMA 50 percent rule before any major renovation
  • Quote flood and wind insurance for the exact unit

In a small waterfront townhome community, the part of your money the market protects is the unit exposure, water access, and condition, plus the financial health of the HOA behind it. End and water-facing units with a well-funded reserve hold value better than interior units in a community facing assessments. The interior can be renovated, but the FEMA 50 percent rule, the flood zone, and the barrier-island surge picture cannot be wished away. Read the reserve study, the budget, the flood zone, and the surge history first, then price the condition of the unit against them.

Mirabella Townhomes in 15 seconds.

Best forOwner-occupiers who want a walkable waterfront townhome on Boca Ciega Bay.
Biggest advantageA bay-water community with a fishing pier and boat-slip options off Gulf Boulevard.
Biggest riskBarrier-island surge, flood and wind insurance, and the FEMA 50 percent rule.
Sweet spotAn updated, water-facing unit in a well-reserved HOA.
Avoid ifYou want a single-family home or zero flood and surge exposure.

HOA Dues, Reserves & Insurance

15-Second Take
  • Read the reserve study and budget, not just the dues
  • Ask about any special assessments and reserve funding
  • Confirm what the HOA covers versus what each owner insures
  • Carry flood and wind coverage on the barrier island
  • Verify the FEMA flood zone and surge history per unit

This is a townhome community, so a monthly HOA fee applies and typically covers community operations, common-area maintenance, landscaping, and shared amenities. Local guides cite the HOA fee covering landscaping, trash and recycling, water, internet, and cable in some cases, but the dues line alone does not tell the story; the reserve funding and any special assessments matter more. Confirm the current dues, the reserve study, and any pending assessments from the latest association documents for the exact unit.

HOA fees on a community like this generally cover common-area upkeep, landscaping, the pool and pier, and in some cases water, trash, internet, and cable. Owners still carry their own structure and contents coverage and, on the barrier island, must confirm flood and wind coverage. Verify exactly what the fee covers, what reserves exist, and what each owner must insure separately.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Mirabella Townhomes, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping St. Pete Beach townhomes, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Mirabella Townhomes home worth?

Get a no-obligation home value based on real comparable sales in Mirabella Townhomes matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Mirabella Townhomes on the map →
Or get your Mirabella Townhomes home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,026/mo
Pinellas County typical true cost to own
$159/mo
Pinellas County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

18% of homes for sale in ZIP 33706 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-25).

Mirabella Townhomes Market Scorecard

Seller's market

Mirabella Townhomes is currently a seller's market. About 3.0 months of supply, a median asking price of $1,084,450, and homes go under contract in about 174 days.

3.0
Months supply
$1,084,450
Median list
$787,500
Median sold
$477
Per sqft
174
Days on mkt
2/1/8
Active/Pend/Sold

Typical home value in the 33706 ZIP is $566,230, about 17.1% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Mirabella Townhomes?
It is a waterfront townhome community on Mirabella Court in St. Pete Beach, Pinellas County, ZIP 33706, on the Boca Ciega Bay side of Gulf Boulevard on the Gulf barrier island.
When was it built?
Local listing guides describe it as built in the mid-1990s. Confirm the exact year and unit count with the association, since sources vary.
What unit types are available?
Listing guides cite generally two, three, and four bedroom townhome floor plans, with sizes around 1,800 to 3,700 square feet and private garages. Confirm the exact size, bedroom count, and exposure for any specific unit.
Does it have water access and boat slips?
Guides describe direct access to Boca Ciega Bay with a heated pool and a fishing pier, and boat slips generally available for rent. Confirm slip availability, cost, and current rules with the association.
Is this a condo or fee-simple townhomes?
Local guides describe it as a townhome community on Mirabella Court. Confirm the ownership structure, the HOA documents, and what is fee simple versus common area for the exact unit.
What does the HOA fee cover?
It typically covers community operations, common-area maintenance, landscaping, and shared amenities, and local guides cite trash, water, internet, and cable in some cases. Owners still carry their own structure, contents, flood, and wind coverage. Confirm the exact inclusions and dues from the current association documents.
What flood zone is the community in?
Virtually every St. Pete Beach parcel sits in a high-risk FEMA AE or VE flood zone on the barrier island. Always check the exact FEMA zone, the unit elevation, and any surge history, and get a flood-insurance quote for the specific unit.
What is the FEMA 50 percent rule and why does it matter here?
The FEMA 50 percent, or substantial-improvement, rule says that if damage or renovations equal or exceed half a structure pre-improvement value, the structure may have to be brought up to current flood code, which can mean a costly elevation. On a barrier island this is a real diligence item, so confirm any history and the city rules per unit.
How did the 2024 storms affect St. Pete Beach?
Hurricanes Helene and Milton in 2024 drove record storm surge across the Pinellas Gulf beaches, with widespread flooding reported along Gulf Boulevard and the barrier islands (WUSF, 2024). Confirm any specific impact, repairs, and the current insurance picture for the exact unit.
What insurance do I need as an owner?
Beyond any HOA master coverage you carry your own structure and contents policy, and on the barrier island you should confirm flood and wind coverage and review deductibles. Quote the specific unit before you buy, since coastal premiums are high.
What schools serve the community?
It is part of Pinellas County Schools, with assignment by address that can change. Confirm the exact zoned elementary, middle, and high schools for the specific unit, and note that magnet and choice options may apply.
What is nearby?
Local guides say the main St. Pete Beach Gulf beach access is across Gulf Boulevard, with charter boats and dining at the door, and downtown St. Petersburg and Tampa International Airport a manageable drive. Confirm real drive and walk times for your routine.
Is Mirabella Townhomes a good investment?
A walkable waterfront address with bay access supports demand, but this is a barrier-island community, so the HOA reserves, any assessments, the flood zone, and the insurance lines drive the outcome. This is not a guarantee of future value; read the documents and the math.
How does it compare to other St. Pete Beach townhomes?
Other St. Pete Beach townhome and villa communities vary in age, water access, HOA posture, and flood exposure. Which is the better buy depends on your budget, water access, and tolerance for surge, assessments, and insurance cost. Use the neighborhoods map to cross-shop.
Who is the best real estate agent for Mirabella Townhomes?
The best agent for Mirabella Townhomes is one who actively works St. Pete Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Mirabella Townhomes.
How do I find a top St. Pete Beach real estate agent who knows Mirabella Townhomes?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Mirabella Townhomes and the wider St. Pete Beach area.
Can Momentum Realty connect me with an agent for Mirabella Townhomes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Mirabella Townhomes purchase or sale — no call center and no pressure.
Owner-occupiers who want a walkable waterfront townhome on the bayExcellent fit
Buyers who value bay water access, a fishing pier, and boat-slip optionsExcellent fit
Walkability buyers who want the Gulf beach and Gulf Boulevard closeExcellent fit
Buyers who will read the HOA budget, reserves, flood zone, and insuranceExcellent fit
Buyers who want a lock-and-leave home with shared waterfront amenitiesExcellent fit
Buyers who want a single-family home with a large private yardProbably not
Anyone unwilling to verify dues, reserves, and the flood zone per unitProbably not
Buyers uncomfortable with barrier-island surge and flood-insurance exposureProbably not
Buyers who do not want to plan for the FEMA 50 percent rule on repairsProbably not
Buyers unwilling to budget for possible special assessmentsProbably not

Get the inside read on Mirabella Townhomes

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Mirabella Townhomes home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Mirabella Townhomes specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Mirabella Townhomes — what to look for, questions to ask, and your local expert.
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Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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