New — 1 day on market Townhouse
$269,999
3-Bedroom Townhome in SOUTHSHORE BAY

5055 Captain Davis Drive, Wimauma, FL 33598

Townhouse in SOUTHSHORE BAY, WIMAUMA · Built 2023
SOUTHSHORE BAY · Wimauma, FL 33598 · Hillsborough County
Listing data updated October 16, 2026 at 8:35 AM ET · checked against the MLS hourly
3Bedrooms
2.5Bathrooms
1,695Sq Ft
2023Year Built
$159Per Sq Ft
1-car garageFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
9% above
$/sq ft vs community
$159 here vs $146 median sold (12 mo)
Buyer leverage
Buyer advantage
1 days on market
9.6 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~64 ft elevation
$500–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 9 of 12
Price vs recent sales
Asking $270k tops 9 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 16, 2026, 5055 Captain Davis Drive in Southshore Bay, Wimauma is listed at $269,999 (1,695 sq ft, about $159 per sq ft). That sits within a few percent of Southshore Bay's median closed sale of $254,540 over the last 12 months (5 recorded sales). It came to market within the past week. Listing facts: built in 2023, HOA dues of $135/mo, a CDD assessment of about $1,599/yr. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • CDD assessment ~$1,599/yr
  • Built 2023 · 3 yrs
  • 1,695 sq ft of living area
  • 1-car garage
  • Listed at $269,999 — recent neighborhood median sale price ~$254,540 (nearby sales; deemed reliable, not an appraisal)
  • New to market
  • HOA $135/mo (per listing)
Listing description

About this home

Welcome to your Florida lifestyle getaway located just steps from the breathtaking Southshore Bay Lagoon—the centerpiece of this vibrant community. Imagine waking up and having immediate access to a crystal-clear, multi-acre lagoon with sandy beaches, cabanas, and sparkling turquoise waters perfect for swimming, paddleboarding, kayaking, or simply lounging in the sun. The Lagoon offers resort-style amenities, including picnic areas, a playground, and community gathering spaces—making every day feel like a vacation.

This beautifully maintained D. R. Horton townhome features 3 spacious bedrooms and 2.5 baths with a bright, open-concept layout designed for comfort and easy living.

Step outside to your screened-in porch overlooking the serene pond, an ideal spot for morning coffee, evening relaxation, or taking in Florida’s natural beauty. Inside, the first floor includes a kitchen with ample cabinetry, stainless steel appliances, and a generous living and dining space perfect for entertaining or unwinding. Upstairs, you’ll find three well-appointed bedrooms, including a comfortable primary suite with excellent closet space.

Beyond your home, enjoy walking trails and beautifully landscaped areas that complement the Lagoon’s resort-style lifestyle. From sunrise to sunset, Southshore Bay Lagoon provides endless opportunities for recreation, relaxation, and unforgettable memories. Perfectly situated near Tampa, St.

Petersburg, and Sarasota, this home keeps you close to Gulf Coast beaches, major shopping destinations, top dining options, MacDill AFB, and world-class entertainment. Whether commuting, adventuring, or enjoying the Lagoon lifestyle, everything you need is right at your fingertips. Move-in ready, beautifully situated, and steps from Southshore Bay Lagoon—don’t miss your chance to make this stunning townhome your personal slice of paradise!

All 63 photos

5055 Captain Davis Drive, Wimauma FL - photo 6 of 635055 Captain Davis Drive, Wimauma FL - photo 7 of 635055 Captain Davis Drive, Wimauma FL - photo 8 of 635055 Captain Davis Drive, Wimauma FL - photo 9 of 635055 Captain Davis Drive, Wimauma FL - photo 10 of 635055 Captain Davis Drive, Wimauma FL - photo 11 of 635055 Captain Davis Drive, Wimauma FL - photo 12 of 635055 Captain Davis Drive, Wimauma FL - photo 13 of 635055 Captain Davis Drive, Wimauma FL - photo 14 of 635055 Captain Davis Drive, Wimauma FL - photo 15 of 635055 Captain Davis Drive, Wimauma FL - photo 16 of 635055 Captain Davis Drive, Wimauma FL - photo 17 of 635055 Captain Davis Drive, Wimauma FL - photo 18 of 635055 Captain Davis Drive, Wimauma FL - photo 19 of 635055 Captain Davis Drive, Wimauma FL - photo 20 of 635055 Captain Davis Drive, Wimauma FL - photo 21 of 635055 Captain Davis Drive, Wimauma FL - photo 22 of 635055 Captain Davis Drive, Wimauma FL - photo 23 of 635055 Captain Davis Drive, Wimauma FL - photo 24 of 63

Description provided by 27NORTH REALTY and reproduced from the MLS; not independently verified.

Listing courtesy of 27NORTH REALTY · Listing agent: Trish Ellis · 813-645-4663Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$269,999
Bed / bath3 / 2.5
Living area1,695 sq ft
Year built2023
Property typeTownhouse
Garage1-car
MLS #TB8533995
Listing statusNew &mdash; 1 day on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~64 ft
CountyHillsborough
Area listings4 active · 1 under contract
Estimated first-year tax~$2,835/yr
CDD assessment~$1,599/yr
HOA$135/mo

Calculated estimates

Price per sq ft$159
Estimated monthly payment$2,077
Insurance (illustrative)$500–$2k/yr
Comparable-sales median$254,540

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,077/mo
  • Principal & interest $1,496/mo 72%
  • Taxes $236/mo 11%
  • Insurance $77/mo 4%
  • HOA $135/mo 7%
  • CDD $133/mo 6%

$2,077/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

What it really costs to own 5055 Captain Davis Drive

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

CDD / special assessmentsThis listing reports $1,599/yr in CDD or special-district assessments on the tax bill (MLS, TaxOtherAnnualAssessmentAmount).
HOA dues$135/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insuranceThe average Citizens Property Insurance premium in Hillsborough County is $1,816/yr (6,518 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $500–$1,500/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and ageBuilt in 2023. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$2,835/yr

Estimate: a typical Hillsborough effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
~$1,599/yr

A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.

Insurance (illustrative range)
$500–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$135/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~64 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Hillsborough County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Hillsborough County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Moderate
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Southshore Bay

Pricing & the Southshore Bay market

How this home is priced against recent nearby sales, and where Southshore Bay has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales17257 SOUTHERN HAVEN DRI…17257 SOUTHERN HAVEN DRIVE: $146/sq ft$14617257 SOUTHERN HAVEN DRI…17257 SOUTHERN HAVEN DRIVE: $146/sq ft$14617289 SOUTHERN HAVEN DRI…17289 SOUTHERN HAVEN DRIVE: $147/sq ft$14717289 SOUTHERN HAVEN DRI…17289 SOUTHERN HAVEN DRIVE: $147/sq ft$147This homeThis home: $159/sq ft$159Community median $146

Price vs. size in Southshore Bay

Each dot is a closed sale since 2018 (295 total). This home is the gold marker.

$183k$366k$550k1,2762,4833,690This home: $269,999, 1,695 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2019–2026. This home lists at $159/sq ft.

$115$162$2082019: $12920192020: $12420202021: $15820212022: $19920222023: $18320232024: $17820242025: $17320252026: $1462026

Median sale price by year

12-month median closed price, 2019–2026.

$239k$321k$402k2019: $261k20192020: $272k20202021: $294k20212022: $370k20222023: $386k20232024: $305k20242025: $293k20252026: $255k2026

Market Heat by year (0–100)

Momentum Market Heat, 2020–2026. Now 62 (hot).

2254872020: 2820202021: 8120212022: 7620222023: 5120232024: 3720242025: 3820252026: 622026
Property timeline

This home’s history

  • 2023BuiltPer public record
  • Aug 4, 2026First seen on movewithmomentum.comObserved at $269,999
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $269,999Momentum Realty · on market 1 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

4 closed sales in SOUTHSHORE BAY in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 4 sales: $254,540 ($146/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™ · automated estimate

The Messtimate

Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.

$232,800the mess$257,300

Directional estimate — built from 4 comparable closed sales in SOUTHSHORE BAY (same property type, closed within the last 18 months, each adjusted to today's market).

Track record: across 2,980 recent closed sales we scored, the closed price landed inside the Messtimate range 58% of the time; median miss 9.5% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-16.

Actual list price: $269,999 ($159/sq ft) — the seller's asking price is not an input to this range; compare the two.

A 11% spread on the same house — here is what a model can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
  • Carrying costs & concessions — this home carries HOA dues of $135/mo and a CDD assessment of about $1,599/yr; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.

And what the live market is doing right now:

  • This home: 1 days on market vs. a 9-day community median
  • 4 active listings competing, 1 under contract
  • ≈9.6 months of supply
  • 6 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.

Selling your own home? Try the Messtimate on your address →

Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (4); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 16, 2026.

Momentum Scores

Momentum Property Score

53/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional

53/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area28
This home $159/sq ft vs the community 12-month median $146/sq ft.
Affordability40
List price $269,999 vs the community median $254,540. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~64 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2023 build. Obtain a property-specific quote.
Market liquidity51
Community median 9 days on market, ~9.6 months of supply (12-month record).
Pricing power40
Recent sales closed at about 100.0% of original asking (~0.0% below). More room below asking generally favors buyers.
Market timing38
Momentum Market Heat is 62/100 (hot). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 9.6 months of supply in the surrounding market and 1 days on market for this home, against a 9-day area median.Days on market:this home 1Area median:  9 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2018 through 2026. As of September 20, 2026.

🟡 Asking $159 per square foot, about 9% above the community’s $146 median. Southshore Bay’s 12-month median sold price per square foot is $146. Median sold price per square foot is down 13.1% year over year. Confidence: Low · 5 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

72% of homes in Southshore Bay are owner-occupied. An estimated 28% are non-owner-occupied, including 4% held in a company or trust and 10% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 94 homes matched. Community-level context.

Recent Southshore Bay sales closed near 100.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 4 active listings in Southshore Bay.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 16, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Seen enough photos?

Want to see 5055 CAPTAIN DAVIS DRIVE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by 27NORTH REALTY · MLS # TB8533995

Request a showing

or call (904) 351-6461
Keep looking

Similar homes for sale near SOUTHSHORE BAY

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in WIMAUMA

  • 10633 Standing Stone Drive, WIMAUMA · $390,000 · 4 bd / 2.0 ba · listed October 13, 2026 (courtesy of SIGNATURE REALTY ASSOCIATES)
  • 3160 Oyster Cove Street, WIMAUMA · $325,000 · 4 bd / 2.5 ba · listed October 13, 2026 (courtesy of KW SUNCOAST)
  • 4908 Babbling Brook Lane, WIMAUMA · $275,000 · 4 bd / 2.0 ba · listed October 13, 2026 (courtesy of WEAVER REAL ESTATE INC)
  • 10412 Carloway Hills Drive, WIMAUMA · $295,000 · 3 bd / 2.0 ba · listed October 12, 2026 (courtesy of ELITE KY HOMES, LLC)
  • 5487 Blue Azure Drive, WIMAUMA · $335,000 · 3 bd / 2.0 ba · listed October 11, 2026 (courtesy of SIGNATURE REALTY ASSOCIATES)
  • 15910 Golden Lakes Drive, WIMAUMA · $439,900 · 3 bd / 2.0 ba · listed October 11, 2026 (courtesy of RE/MAX REALTY UNLIMITED)
The street

Every home on Captain Davis Drive: what is for sale, what sold and when, the homes and the communities along it.

Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings

In the area

Recent Southshore Bay news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Sep 2026 · Schools

New Wimauma middle school under construction, to open August 2027

A new grades 6 through 8 school on West Lake Drive in Wimauma is under construction, and the school board is set to choose its name from three finalists. It is intended as a pathway to Aquilla J. Morgan High School. Districtwide enrollment fell from 183,015 to 171,553 over the last year.

Why it matters: A new public middle school adds local school capacity in one of southern Hillsborough's fastest-growing areas. The site is about 1 mile east of Southshore Bay.

BayNews 9

Aug 2026 · Development

ONE Tampa condo tower tops out at 42 stories with nearly 70% of units sold

Kolter Urban's 42-story tower at North Ashley Drive and East Twiggs Street has 225 residences and is capped at 649 feet by aviation limits. Closings are expected to begin in the third quarter of 2027. About 5,000 square feet of ground-floor restaurant space is planned.

Why it matters: New downtown condo inventory and ground-floor dining add housing choices and walkable amenities near Curtis Hixon Waterfront Park. The project is about 18 miles northwest of Southshore Bay, elsewhere in Hillsborough County.

Tampa Bay Business and Wealth

Aug 2026 · Parks Amenities

Tampa advances $1.999 million design contract for Picnic Island coastal restoration

Tampa selected HDR Engineering to design a nature-based shoreline plan including living breakwaters, a living shoreline and reinforced dunes. The contract covers design and permitting only, over 458 days, funded by a state resiliency grant. Construction is not yet funded or scheduled.

Why it matters: Shoreline work aims to reduce flood and erosion exposure for Port Tampa City and add park and trail amenities. The project is about 17 miles northwest of Southshore Bay, elsewhere in Hillsborough County.

Tampa Bay Business and Wealth

Jul 2026 · Development

33-story tower planned for Water Street Tampa expansion

Strategic Property Partners plans a 33-story mixed use tower at Water Street and Cumberland Avenue in downtown Tampa on a 1.9-acre site. The building would hold 452 residential units ranging from studios to three bedrooms plus about 37,000 square feet of retail and 645 parking spaces. Construction is scheduled to begin in spring 2027 with completion targeted for 2029.

Why it matters: Adds a 33 story tower with 452 residential units and ground floor retail to the downtown Tampa market, continuing the buildout of the Water Street district and expanding high rise housing supply. The project is about 17 miles northwest of Southshore Bay, elsewhere in Hillsborough County.

Florida YIMBY

Go deeper

More on SOUTHSHORE BAY

Go deeper on SOUTHSHORE BAY

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
Reddick Elementary SchoolAssigned elementary school · Hillsborough County School District · Grade C (Florida DOE 2025-26)
GRADEC
Shields-HBAssigned middle school · Hillsborough County School District · Grade C (Florida DOE 2025-26)
Sumner High SchoolAssigned high school · Hillsborough County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 5055 Captain Davis Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2023: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $135/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • A CDD assessment of about $1,599/yr is on record: confirm the bond balance and remaining term with the district; it appears on the tax bill.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,695 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $2,835/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, checked against the MLS hourly (last: October 16, 2026)
Comparable salesStellar MLS closed sales in SOUTHSHORE BAY, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 5055 Captain Davis Drive and when was it built?

Per the listing record, 5055 Captain Davis Drive was built in 2023 and has 1,695 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 5055 Captain Davis Drive in?

5055 Captain Davis Drive is in Southshore Bay in Wimauma, Hillsborough County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 5055 Captain Davis Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $135 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

What is a CDD fee?

A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. This parcel shows a CDD assessment of about $1,599 per year; confirm the exact figure with the county.

Why might property taxes on 5055 Captain Davis Drive differ from the current owner's?

The estimate on this page (about $2,835 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Are short-term rentals allowed at 5055 Captain Davis Drive?

Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.

Is 5055 Captain Davis Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 5055 CAPTAIN DAVIS DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.