4 bedroom Single Family Residence at 5110 SW County Road 240, Columbia Meadows, Lake City — photo 1
135 days on market (MLS) Single Family Residence ▼ Price cut: $300,000 (8/28)
$950,000
4-Bedroom Home in COLUMBIA MEADOWS

5110 SW County Road 240, Lake City, FL 32024

Single Family Residence in COLUMBIA MEADOWS, LAKE CITY · No CDD on record
COLUMBIA MEADOWS · Lake City, FL 32024 · Columbia County
Listing data updated October 17, 2026 at 6:51 AM ET · checked against the MLS hourly
4Bedrooms
5Bathrooms
4,921Sq Ft
2012Year Built
$193Per Sq Ft
4-car garageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Highlights

As of October 17, 2026, 5110 Sw County Road 240 in Columbia Meadows, Lake City is listed at $950,000 (4,921 sq ft, about $193 per sq ft). It has been 135 days on market. Listing facts: built in 2012, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2012 · 14 yrs
  • 4,921 sq ft of living area
  • 4-car garage
  • 135 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

One-of-a-Kind custom brick Luxury Estate situated on four private acres. The circular drive with fountain brings you to the double eight-foot imported Italian entry doors inviting you into a spacious Entryway with travertine and marble flooring. Expansive beam, barrel and coffered ceilings enhance the grand Great Room and other ceilings throughout the residence.

Located adjacent to the Great Room is a truly gourmet Kitchen providing professional appliances, granite counters, custom cabinetry and an Island with seating for eight. A complete Butler's Pantry doubles as a coffee bar with granite counters, sink, icemaker and dishwasher. The Breakfast Nook is a nice informal area to enjoy your mornings or a light lunch.

Entertaining is both easy and enjoyable. The large Owner's Suite features a coffered ceiling, marble vanities, a relaxing soaking tub and walk-in shower, large custom closet and a private garden patio. All bedrooms provide access to either a private or semi-private bath.

Upstairs, and away from first floor activities, you find an expansive Bonus Room that may serve as an attached In-Law Suite, Game Room or Theater with adjoining bedroom and bath. Adjacent to the Main Residence is a matching custom brick Guest House awaiting your personal finishing touches. Step outside to enjoy the covered back and side porches with cypress ceilings and slate flooring.

The property is served by a timed sprinkler system and includes a separate one acre buildable lot with road frontage. In addition, a new 20X40 three-bay RV storage building with overhead doors accommodates additional vehicles with plenty of room for your workshop. Come take advantage of all North Florida has offer with Lake City, Gainesville, Saint Augustine and Ocala horse country within easy driving distance.

Treat yourself to this unique Luxury Residence offering true craftsmanship, comfortable living and timeless luxury.

Description provided by COLDWELL BANKER M.M. PARRISH REALTORS and reproduced from the MLS; not independently verified.

Listing courtesy of COLDWELL BANKER M.M. PARRISH REALTORS · Listing agent: Dennis Clayton · 352-335-4999Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$950,000
Bed / bath4 / 5
Living area4,921 sq ft
Year built2012
Property typeSingle Family Residence
Garage4-car
MLS #GC538703
Listing status135 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~88 ft
CountyColumbia
Area listings68 active · 16 under contract
Estimated first-year tax~$13,850/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$193
Estimated monthly payment$6,759
Insurance (illustrative)$3k–$6k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$6,759/mo
  • Principal & interest $5,262/mo 78%
  • Taxes $1,154/mo 17%
  • Insurance $342/mo 5%

$6,759/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$13,850/yr
≈ $1,154/mo·effective rate ~1.46%
Estimate: asking price less the $50,000 homestead exemption × Columbia County rate (15.38 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $12,050/yr ($1,004/mo) — taxable value $784,040 × 15.38 mills
$1,800 more each year
(+15%)

The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.

$784,040
Market value
$784,040
Assessed
$784,040
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

What it really costs to own 5110 Sw County Road 240

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property taxThe current owner's bill is about $12,050/yr (certified county roll, taxable value × millage). Buy at the asking price of $950,000 and the first-year bill resets to about $13,850/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 15.38 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr.
HOA duesThe listing states there is no HOA.
Home and flood insuranceThe average Citizens Property Insurance premium in Columbia County is $1,009/yr (274 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $3,000–$6,000/yr; neither is a quote.
Roof and ageBuilt in 2012. An original roof is about 14 years old: inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage.

Estimated carrying cost at the asking price, before the mortgage: about $1,238/month (tax $1,154, insurance $84). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$3k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~88 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Columbia County, FL: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Moderate
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireRelatively Low
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtVery Low
HailVery Low
Cold waveRelatively Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Property timeline

This home’s history

  • 2012BuiltPer public record
  • About Jun 2026Listed (per MLS)MLS reports 135 cumulative days on market as of October 17, 2026
  • Jul 10, 2026First seen on movewithmomentum.comObserved at $1,250,000
  • Aug 28, 2026Price cut$950,000 (-$300,000, -24.0%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $950,000Momentum Realty · on market 135 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Columbia County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for COLUMBIA MEADOWS. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Columbia County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 4,921 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 17, 2026.

Momentum Research

The Momentum read

73% of homes in Columbia County are owner-occupied. An estimated 27% are non-owner-occupied, including 7% held in a company or trust and 0% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 67 homes matched. Community-level context.

What’s unique here: one of only 68 active listings in Columbia County, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 17, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Seen enough photos?

Want to see 5110 SW COUNTY ROAD 240?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by COLDWELL BANKER M.M. PARRISH REALTORS · MLS # GC538703

Request a showing

or call (904) 351-6461
Keep looking

Similar homes for sale near COLUMBIA MEADOWS

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in COLUMBIA MEADOWS

  • 1051 NE Lake Drive · $144,900 · 1 bd / 1.0 ba · listed October 15, 2026 (courtesy of DC GLOBAL PARTNERS)
  • 19413 SW State Road 47 · $155,000 · 4 bd / 2.0 ba · listed October 14, 2026 (courtesy of HORIZON REALTY OF ALACHUA INC)
  • 14420 SW Tustenuggee Avenue · $277,000 · 3 bd / 2.0 ba · listed October 12, 2026 (courtesy of COLDWELL BANKER M.M. PARRISH REALTORS)
  • 258 SE Hillside Parkway · $510,000 · 5 bd / 3.0 ba · listed October 10, 2026 (courtesy of HOMETOWN REALTY OF NORTH FLORIDA, INC)
  • 568 SW Rattlesnake Glen · $299,900 · 3 bd / 2.0 ba · listed October 10, 2026 (courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS)
  • 234 SE Emerson Court · $295,000 · 3 bd / 2.0 ba · listed October 8, 2026 (courtesy of DALTON WADE INC)

Recently off market in COLUMBIA MEADOWS

Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings

Go deeper

More on Columbia County

Explore Columbia County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Columbia County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Columbia County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 5110 Sw County Road 240, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2012: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Columbia County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 4,921 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $13,850/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,800 more per year than the current owner’s estimated bill (+15%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, checked against the MLS hourly (last: October 17, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Columbia County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 5110 Sw County Road 240 and when was it built?

Per the listing record, 5110 Sw County Road 240 was built in 2012 and has 4,921 sq ft of living area, 4 bedrooms and 5.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 5110 Sw County Road 240 in?

5110 Sw County Road 240 is in Columbia Meadows in Lake City, Columbia County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 5110 Sw County Road 240 have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 5110 Sw County Road 240 differ from the current owner's?

The estimate on this page (about $13,850 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,800 more per year than the current owner’s estimated bill (+15%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 5110 Sw County Road 240 in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 5110 SW COUNTY ROAD 240 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.