138 days on market (MLS)Single Family Residence*SELLER OFFERING TO BUY DOWN INTEREST RATE FOR BUYER WITH REASONABLE OFFER▼ Price cut: $4,500 (10/20)
$444,500
4-Bedroom Home in BLUES CREEK UNIT 3-B
5514 NW 78th Lane, Gainesville, FL 32653
Single Family Residence in BLUES CREEK UNIT 3-B, GAINESVILLE · No CDD on record
BLUES CREEK UNIT 3-B · Gainesville, FL 32653 · Alachua County
Listing data updated October 21, 2026 at 5:02 AM ET · checked against the MLS hourly
Listed by FLORIDA HOMES REALTY & MORTGAGE GVILLE (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
4Bedrooms
3Bathrooms
2,291Sq Ft
2001Year Built
$194Per Sq Ft
2-car garageNo CDD on recordFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
in line with
$/sq ft vs community
$194 here vs $193 median sold (12 mo)
Buyer leverage
Buyer advantage
138 days on market
4.5 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~167 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 8 of 12
Price vs recent sales
Asking $444k tops 8 of the last 12 closed sales; also one of the largest homes here at 2,291 sq ft
As of October 21, 2026, 5514 Nw 78Th Lane in Blues Creek Unit 3-B, Gainesville is listed at $444,500 (2,291 sq ft, about $194 per sq ft). That is 72% above Blues Creek Unit 3-B's median closed sale of $258,000 over the last 12 months (12 recorded sales). It has been 138 days on market, longer than the community's typical 56 days to contract. Listing facts: built in 2001, HOA dues of $40/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2001 · 25 yrs
2,291 sq ft of living area
2-car garage
Listed at $444,500 — recent neighborhood median sale price ~$258,000 (nearby sales; deemed reliable, not an appraisal)
138 days on market
HOA $40/mo (per listing)
Listing description
About this home
* 4-bedroom, 3-bath home + office/study, featuring a private in-law suite and 3-way split floor plan - with a 2022 ROOF! Designed for both privacy and flexibility, this home is nestled in the back of Blues Creek among mature trees and lush landscaping in one of Northwest Gainesville's most sought-after neighborhoods. Cathedral ceilings, bamboo and tile flooring, and separate living and dining spaces create a bright and inviting atmosphere.
The triple-split floor plan provides exceptional separation between living areas and bedrooms, including a private in-law suite with its own full bath and direct access to the screened lanai—ideal for guests, multi-generational living, or extended stays. The dedicated office/study is privately situated away from the secondary bedrooms and features large windows and elegant French doors, creating a bright and quiet space ideal for working from home, studying, or pursuing hobbies. The kitchen is both functional and stylish, offering abundant cabinetry, expansive granite countertops, stainless steel appliances including a gas range, tile backsplash, pantry storage, a breakfast bar, and a charming built-in breakfast nook with bench seating and additional storage overlooking the backyard.
The spacious owner's suite serves as a relaxing retreat, complete with dual vanities, a garden tub, glass-enclosed shower, and a large walk-in closet. Two additional guest bedrooms are situated on the opposite side of the home and share a full bath, enhancing the flexibility and privacy of the triple-split design. French doors open to a spacious screened lanai with tile flooring and a ceiling fan, creating the perfect setting for morning coffee or evening gatherings.
Beyond, the fully fenced backyard offers a peaceful outdoor oasis shaded by mature trees and complemented by a versatile concrete patio ideal for grilling, entertaining, or simply unwinding. Additional features include a recently replaced HVAC system, indoor laundry room, and a two-car garage. Residents of Blues Creek enjoy access to community amenities including a clubhouse, swimming pool, and tennis courts.
Conveniently located near shopping, dining, and outdoor recreation such as Devil's Millhopper Geological State Park, the home is also zoned for Talbot Elementary, Fort Clarke Middle School, and Gainesville High School. Offering space, flexibility, and valuable updates in one of Northwest Gainesville's most desirable neighborhoods, this is a home you won't want to miss. Call for an appointment
All 6 photos
Description provided by FLORIDA HOMES REALTY & MORTGAGE GVILLE and reproduced from the MLS; not independently verified.
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · Listing agent: Gordon Weidler · 352-240-1133Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$444,500
Bed / bath4 / 3
Living area2,291 sq ft
Year built2001
Property typeSingle Family Residence
Garage2-car
MLS #GC540875
Listing status138 days on market (MLS)
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~167 ft
CountyAlachua
Area listings6 active · 2 under contract
Estimated first-year tax~$6,525/yr
CDD assessmentNone on record
HOA$40/mo
Calculated estimates
Price per sq ft$194
Estimated monthly payment$3,240
Insurance (illustrative)$2k–$4k/yr
Messtimate range$380,306 – $504,020
Comparable-sales median$258,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$3,240/mo
Principal & interest $2,462/mo76%
Taxes $544/mo17%
Insurance $194/mo6%
HOA $40/mo1%
$3,240/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Alachua County rate (16.56 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $5,800/yr ($483/mo) — taxable value $350,956 × 16.56 mills
$725 more each year
(+12%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$50,722
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$401,678
Market value
$401,678
Assessed
$350,956
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Alachua County Property Appraiser, FY2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 5514 Nw 78Th Lane
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $5,800/yr (certified county roll, taxable value × millage). Buy at the asking price of $444,500 and the first-year bill resets to about $6,525/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 16.56 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues
$40/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Alachua County is $1,020/yr (714 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,500–$3,500/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 2001. An original roof would be about 25 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated carrying cost at the asking price, before the mortgage: about $669/month (tax $544, HOA $40, insurance $85). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$40/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~167 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Alachua County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Low
HailVery Low
Cold waveRelatively Low
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Blues Creek
Pricing & the Blues Creek market
How this home is priced against recent nearby sales, and where Blues Creek has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Blues Creek
Each dot is a closed sale since 1990 (815 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $194/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 34 (cold).
Property timeline
This home’s history
2001BuiltPer public record
About Jun 2026Listed (per MLS)MLS reports 138 cumulative days on market as of October 21, 2026
Jul 10, 2026First seen on movewithmomentum.comObserved at $454,900
Aug 27, 2026Price cut$449,000 (-$5,900, -1.3%)
Oct 20, 2026Price cut$444,500 (-$4,500, -1.0%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $444,500Momentum Realty · on market 138 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Courtesy of MATCHMAKER REALTY OF ALACHUA COUNTY · View details →
Sold Aug 2026
$479,900
4204 NW 66TH TERRACE, GAINESVILLE
3 / 2 bd/ba · 2,212 sq ft · $217/sq ft
Courtesy of MILLER REAL ESTATE · View details →
Sold Dec 2025
$55,000
4419 NW 69TH STREET, GAINESVILLE
3 / 2 bd/ba · 2,211 sq ft · $25/sq ft
Courtesy of HORIZON REALTY OF ALACHUA INC · View details →
Sold Oct 2025
$485,000
5808 NW 45TH DRIVE, GAINESVILLE
3 / 2 bd/ba · 2,208 sq ft · $220/sq ft
Courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · View details →
Median of these 6 sales: $258,000 ($193/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™ · automated estimate
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$455,500the mess$520,200
Strong local evidence — built from 20 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market); the Alachua County 2025 tax roll just value ($401,678) × the local sale-to-roll ratio of 8 nearby sales.
Track record: across 2,982 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.3% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-20.
Actual list price: $444,500 ($194/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 14% spread on the same house — here is what a model can't see:
Condition & updates — a 2001 home may have had its roof, kitchen, or HVAC replaced since, or not; the model can't see either.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
Carrying costs & concessions — this home carries HOA dues of $40/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
This home: 138 days on market vs. a 56-day community median
6 active listings competing, 2 under contract
≈4.5 months of supply
16 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (20) + tax-roll just value × local sale-to-roll ratio (8 sales, double weight); MLS closed-sale records and the FL DOR 2025 certified tax roll. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 21, 2026.
Momentum Scores
Momentum Property Score
56/100
Strongest on: Flood safety (95), Insurance cost (70)
0 limited50100 exceptional
56/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area49
This home $194/sq ft vs the community 12-month median $193/sq ft.
Affordability0
List price $444,500 vs the community median $258,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~167 ft elevation. Verify the parcel with FEMA.
Insurance cost70
From FEMA Zone X and a 2001 build. Obtain a property-specific quote.
Market liquidity51
Community median 56 days on market, ~4.5 months of supply (12-month record).
Pricing power63
Recent sales closed at about 95.4% of original asking (~4.6% below). More room below asking generally favors buyers.
Market timing66
Momentum Market Heat is 34/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 4.5 months of supply in the surrounding market and 138 days on market for this home, against a 56-day area median.Days on market:this home 138Area median: 56 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 1990 through 2026. As of October 20, 2026.
🟡 Asking $194 per square foot, about in line with the community’s $193 median. Blues Creek’s 12-month median sold price per square foot is $193. Median sold price per square foot is down 7.4% year over year. Confidence: Medium · 12 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
64% of homes in Blues Creek are owner-occupied. An estimated 36% are non-owner-occupied, including 10% held in a company or trust and 6% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 2013 homes matched. Community-level context.
Recent Blues Creek sales closed near 95.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending October 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 6 active listings in Blues Creek, no CDD assessment.
Updated October 21, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by FLORIDA HOMES REALTY & MORTGAGE GVILLE · MLS # GC540875
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Keep looking
Similar homes for sale near BLUES CREEK UNIT 3-B
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Infrastructure
EPA plans mile-long underground wall at Koppers Superfund site in Gainesville
The EPA presented a plan to the Gainesville City Commission for a mile-long, 65-foot-deep underground wall at the 90-acre Koppers site at 200 NW 23rd Ave. Construction could start this fall and run to mid-2027, and an information session is set for Oct. 21. The site will be cleaned to commercial and industrial standards only.
Why it matters: The cleanup sets long-term land use limits on a large north Gainesville parcel and brings construction activity there through 2027. The site is about 2 miles southeast of Blues Creek Dev.
Gainesville celebrates $25 million HUD Choice Neighborhoods grant for East Gainesville
The city and Gainesville Housing Authority marked a $25 million HUD Choice Neighborhoods grant covering a 1.5-square-mile area of East Gainesville. Plans include 72 new units on a site near University Avenue and Williston Road and replacement of 100 units at Pine Meadows and Pine Terrace, with possible mixed-use development. The award was announced Sept. 3.
Why it matters: New and rehabilitated housing plus possible mixed-use space would add housing supply and services in East Gainesville. The site is about 5 miles southeast of Blues Creek Dev.
Alachua County budgets $106 million for roads and expands pothole repair
County Manager Michele Lieberman said the 2026-27 budget includes $106 million for roads across a 700-mile network. The county now runs four pothole crews six days a week, added milling and resurfacing to its Watson Construction contract, and is adding a $500,000 amendment for more repairs.
Why it matters: Added road funding and resurfacing should improve driving conditions on county roads and affect commute reliability. The site is about 3 miles south of Blues Creek Dev.
GRU Authority approves demolition of Power District buildings ahead of possible land sale
The GRU Authority voted 3-0 to hire SGLC for $458,000 to demolish most buildings and remove asbestos on the roughly nine-acre Power District northeast of Depot Park. Demolition starts at the end of September and is to finish by Thanksgiving. GRU plans to sell the land, which it expects to bring at least $7.5 million.
Why it matters: Clearing about nine acres near Depot Park opens a possible future redevelopment site close to downtown. The site is about 4 miles southeast of Blues Creek Dev.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Alachua County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
William S. Talbot Elem School-ALAssigned elementary school · Alachua County School District · Grade A (Florida DOE 2025-26)
GRADEA
Fort Clarke Middle School-ALAssigned middle school · Alachua County School District · Grade A (Florida DOE 2025-26)
GRADEB
Gainesville High School-ALAssigned high school · Alachua County School District · Grade B (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 5514 Nw 78Th Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2001 (25 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $40/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Alachua County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 2,291 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $6,525/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $725 more per year than the current owner’s estimated bill (+12%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: October 21, 2026)
Comparable sales
Stellar MLS closed sales within about 3 miles, last 18 months, as of October 20, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 5514 Nw 78Th Lane and when was it built?
Per the listing record, 5514 Nw 78Th Lane was built in 2001 and has 2,291 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 5514 Nw 78Th Lane in?
5514 Nw 78Th Lane is in Blues Creek Unit 3-B in Gainesville, Alachua County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 5514 Nw 78Th Lane have an HOA, and how much are the dues?
The listing reports HOA dues of $40 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 5514 Nw 78Th Lane differ from the current owner's?
The estimate on this page (about $6,525 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $725 more per year than the current owner’s estimated bill (+12%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 5514 Nw 78Th Lane in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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See 5514 NW 78TH LANE in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
