3 bedroom Single Family Residence at 5825 21ST AVENUE, BOCA CIEGA ESTATES, GULFPORT — photo 1Front elevation
New — 1 days on market Single Family Residence
$520,000
3-Bedroom Home in BOCA CIEGA ESTATES

5825 21ST AVENUE, GULFPORT, FL 33707

Single Family Residence in BOCA CIEGA ESTATES, GULFPORT · No CDD
BOCA CIEGA ESTATES · GULFPORT, FL 33707 · Pinellas
Listing data updated September 6, 2026 · refreshed twice daily
3Bedrooms
1Bathrooms
1,543Sq Ft
1956Year Built
$337Per Sq Ft
No CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
20% above
$/sq ft vs community
$337 here vs $280 median sold (12 mo)
Buyer leverage
Strong seller market
1 days on market
2.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$5k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 4 of 6
Price vs recent sales
Asking $520k tops 4 of the last 6 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 6, 2026, 5825 21St Avenue in Boca Ciega Estates, Gulfport is listed at $520,000 (1,543 sq ft, about $337 per sq ft). That is 34% above Boca Ciega Estates's median closed sale of $388,000 over the last 12 months (5 recorded sales). Per square foot it is above the community's recent $280/sq ft by about 20%. It came to market within the past week. Listing facts: built in 1956, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1956 · 70 yrs
  • 1,543 sq ft of living area
  • Listed at $520,000 — recent neighborhood median sale price ~$388,000 (nearby sales; deemed reliable, not an appraisal)
  • New to market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · BOCA CIEGA ESTATES

Pricing & the BOCA CIEGA ESTATES market

How this home is priced against recent nearby sales, and where BOCA CIEGA ESTATES has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales5818 19TH AVENUE5818 19TH AVENUE: $213/sq ft$2135814 20TH AVE S5814 20TH AVE S: $253/sq ft$2535826 17TH AVENUE5826 17TH AVENUE: $280/sq ft$2801801 58TH STREET1801 58TH STREET: $316/sq ft$316This homeThis home: $337/sq ft$3375836 18TH AVENUE5836 18TH AVENUE: $341/sq ft$3415810 20TH AVENUE5810 20TH AVENUE: $389/sq ft$389Community median $280

Price vs. size in BOCA CIEGA ESTATES

Each dot is a closed sale since 2008 (36 total). This home is the gold marker.

$51k$369k$687k9221,6222,323This home: $520,000, 1,543 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2016–2026. This home lists at $337/sq ft.

$91$225$3602016: $11720162017: $16020172022: $33420222024: $29720242025: $28720252026: $2802026

Median sale price by year

12-month median closed price, 2016–2026.

$111k$311k$511k2016: $150k20162017: $189k20172022: $472k20222024: $440k20242025: $445k20252026: $388k2026

Market Heat by year (0–100)

Momentum Market Heat, 2016–2026. Now 37 (cold).

2155902016: 2820162017: 6320172022: 8320222024: 3220242025: 5620252026: 372026
Property timeline

This home’s history

  • 1956BuiltPer public record
  • Sep 2, 2026First trackedObserved at $520,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,474/mo
  • Principal & interest $2,687/mo 77%
  • Taxes $455/mo 13%
  • Insurance $282/mo 8%
  • HOA $50/mo 1%

$3,474/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

47/100
Strongest on: Pricing power (84), Market liquidity (71)
0 limited50100 exceptional

47/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $337/sq ft vs the community 12-month median $280/sq ft.
Affordability0
List price $520,000 vs the community median $388,000. Not a measure of personal affordability.
Market liquidity71
Community median 36 days on market, ~2.4 months of supply (12-month record).
Renovation upside70
From a 1956 build and $337/sq ft vs the community median $280/sq ft. Not a condition assessment.
Buyer competition40
60% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power84
Recent sales closed at about 91.2% of original asking (~8.8% below). More room below asking generally favors buyers.
Market timing63
Momentum Market Heat is 37/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 2.4 months of supply in the surrounding market and 1 days on market for this home, against a 36-day area median.Days on market:this home 1Area median:  36 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2008 through 2026. As of August 2, 2026.

🟡 Asking $337 per square foot, about 20% above the community’s $280 median. BOCA CIEGA ESTATES’s 12-month median sold price per square foot is $280. Median sold price per square foot is down 12.8% year over year. Confidence: Low · 5 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

69% of homes in BOCA CIEGA ESTATES are owner-occupied. An estimated 31% are non-owner-occupied, including 6% held in a company or trust and 7% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 111 homes matched. Community-level context.

Recent BOCA CIEGA ESTATES sales closed near 91.2% of original asking. Cash paid for about 60% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1 active listings in BOCA CIEGA ESTATES, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Beautifully renovated home in the heart of Gulfport! This move-in ready 3 bedrooms, 1 bathroom home sits on a spacious 0.22-acre lot in the desirable Boca Ciega Estates neighborhood, just minutes from downtown Gulfport's waterfront, shops, and restaurants. Originally a 2 bedrooms, the home was thoughtfully expanded with a permitted bedroom conversion, offering extra space, plus a convenient covered storage area at the front entry.

Sleek polished terrazzo floors flow throughout the open-concept living, dining, and bedroom areas, and abundant windows fill the home with natural light. Fresh paint inside and out completes the update. The fully renovated kitchen features dark granite countertops, a subway tile backsplash, white shaker cabinetry with brushed gold hardware, and stainless steel appliances.

The spa-inspired bathroom showcases a vessel sink vanity, and a walk-in tiled shower with a rain shower head. An interior laundry room comes complete with washer and dryer included. French doors lead out to a screened lanai overlooking the large, fully fenced backyard shaded by mature trees.

A brand-new 2026 roof adds long-term value and peace of mind. Central heat and air keep the home comfortable year-round. Located near top-rated schools, parks, and the vibrant Gulfport arts and dining scene, this is the perfect place to put down roots.

Schedule your showing today!

Description provided by SAVVY AVENUE, LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$520,000
Bed / bath3 / 1
Living area1,543 sq ft
Year built1956
Property typeSingle Family Residence
MLS #A4704580
Listing statusNew &mdash; 1 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyPinellas
Area listings1 active · 2 under contract
Estimated first-year tax~$5,460/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$337
Estimated monthly payment$3,474
Insurance (illustrative)$2k–$5k/yr
Messtimate range$390,379 – $526,163
Comparable-sales median$388,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of SAVVY AVENUE, LLC · Listing agent: Moe Mossa · 888-490-1268Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$390,379the mess$526,163

Actual list price: $520,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 35% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1956 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 1 days on market vs. a 36-day community median
  • 5 active listings competing, 2 under contract
  • 2.4 months of supply
  • 6 closed here in the last 12 months

For reference, this home is listed at $520,000 ($337/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,543 sq ft × $253–$341/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.

Keep looking

Similar homes for sale near BOCA CIEGA ESTATES

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $520,000Momentum Realty · on market 1 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,460/yr

A rough first-year estimate only, applying a typical Pinellas rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$5k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 5825 21ST AVENUE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by SAVVY AVENUE, LLC · MLS # A4704580

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in BOCA CIEGA ESTATES

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the BOCA CIEGA ESTATES neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Community median sale price
$388,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$280

Canonical 12-month median $/sq ft. Reference only.

Go deeper on BOCA CIEGA ESTATES

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Pinellas County Public Schools (verify by address)Public · Pinellas County School District
Confirm zoned elementary, middle, and highBy address · Pinellas County School District
Magnet and choice options may applyChoice · Pinellas County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $280/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,383 – $3,467/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,162 – −$186At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 5825 21St Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1956 (70 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,543 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,460/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 6, 2026)
Community market statsStellar MLS closed sales, as of August 2, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 5825 21St Avenue and when was it built?

Per the listing record, 5825 21St Avenue was built in 1956 and has 1,543 sq ft of living area, 3 bedrooms and 1.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 5825 21St Avenue in?

5825 21St Avenue is in Boca Ciega Estates in Gulfport, Pinellas County. The community section on this page shows recent closed sales, days on market, and active inventory for Boca Ciega Estates from the same MLS data.

Does 5825 21St Avenue have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 5825 21St Avenue differ from the current owner's?

The estimate on this page (about $5,460 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 5825 21St Avenue in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 5825 21ST AVENUE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.