3 bedroom Single Family Residence at 684 SAN AUGUSTO DRIVE, SOLIVITA PH 5-B A REP, POINCIANA — photo 1Front elevation
17 days on market Single Family Residence
$519,000

684 SAN AUGUSTO DRIVE, POINCIANA, FL 34759

Single Family Residence in SOLIVITA PH 5-B A REP, POINCIANA · No CDD · FEMA Zone X · Built 2022
SOLIVITA PH 5-B A REP · POINCIANA, FL 34759 · Polk
Listing data updated July 9, 2026 · refreshed twice daily
3Bedrooms
3Bathrooms
2,363Sq Ft
2022Year Built
$220Per Sq Ft
3-car garageNo CDDFEMA Zone X
Highlights
  • No CDD assessment on record
  • FEMA Zone X — flood insurance generally not federally required
  • Built 2022 · 4 yrs
  • 2,363 sq ft of living area
  • 3-car garage
  • $220/sq ft — compared with the displayed median of $220 from recent nearby sales
  • 17 days on market
  • HOA ~$50/mo (estimate; confirm)

This listing is shown at $519,000, with 3 bedrooms and 3 bathrooms, and 2,363 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.

Momentum Snapshot

The whole picture, at a glance

Property

Bedrooms3
Bathrooms3
Living area2,363 sq ft
Year built2022
Property typeSingle Family Residence

Financial

Est. monthly payment$3,362
Est. taxes / yr~$5,450
Est. insurance / yr~$1,809
HOA$50/mo
CDDNone on record
Price / sq ft$220

Risk

Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~20 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$1,809/yr

Market

Days on market17
Neighborhood median DOM45
Active listings (area)4769
Comparable-sales median$519,000

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Visual snapshot

The numbers, at a glance

Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$1,809/yr
Estimated homeowners premium; get a real quote.

Estimated monthly payment

$3,362/mo
  • Principal & interest $2,707/mo 81%
  • Taxes $454/mo 14%
  • Insurance $151/mo 4%
  • HOA $50/mo 1%

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Momentum Scores

Momentum Property Score

58/100
Strongest on: Flood safety (95), Insurance cost (80)

A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.

How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.

Price vs area50
This home $220/sq ft vs area median $220/sq ft from recent nearby sales.
Affordability50
List price $519,000 vs area median $519,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2022 build. Obtain a property-specific quote.
Market liquidity64
Area median 45 days on market.
Renovation upside10
From a 2022 build and $220/sq ft vs area $220/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Listing facts & disclosures
$519,000
List price
As listed in the MLS
3 / 3
Bed / bath
Per the listing
2,363
Living area
Sq ft (approx.)
$220
Price / sq ft
List ÷ living area

The home

Year built2022
Per public record.
Property typeSingle Family Residence
Per the listing.

Costs

HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$5,450/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.

Site & risk

FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormLow
Coastal exposure varies; obtain an insurer quote.

Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.

Listing courtesy of BORCHINI REALTY · Listing agent: Charles Borchini · 407-791-1789Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate: $458,422 – $581,298

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$458,422the mess$581,298

Actual list price: $519,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
  • The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
  • Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
  • Views & orientation — golf, water, or preserve views aren't in the square footage.
  • Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
  • Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
  • Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
  • Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
  • School zoning & micro-location — one street over can mean a different school, and a different price.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 17 days on market vs. a ~45-day neighborhood median
  • 4769 active listings competing in SOLIVITA PH 5-B A REP
  • 1681 under contract now
  • 26% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
  • 919 new-construction homes competing

For reference, this home is listed at $519,000 ($220/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,363 sq ft × $194–$246/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 9, 2026.

Property timeline

This home’s history

  • 2022BuiltPer public record
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,379 – $3,460/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.6%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,051 – −$79At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check

Every number, sourced

We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$519,000
Bed / bath3 / 3
Living area2,363 sq ft
Year built2022
Property typeSingle Family Residence
MLS #S5141762
Listing status17 days on market
Days on market17

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
CountyPolk
Estimated first-year tax~$5,450/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$220
Estimated monthly payment$3,362
Estimated insurance~$1,809/yr
Messtimate rangeNot available on this page
Comparable-sales median$519,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing

Estimate a monthly payment

A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.

Estimated monthly payment
$3,362
Principal & interest$2,707
Property tax$454
Insurance$151
CDD assessment$0
HOA$50
PMI$0

Down payment $103,800 · Loan $415,200. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.

Estimated ownership costs

Estimated costs & disclosures

Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.

Property tax reset
~$5,450/yr

The seller likely pays less due to the homestead cap. At a $519,000 purchase, expect your first full-year Polk bill near $5,450 before exemptions.

CDD assessment
None

No CDD assessment on record for this community.

Insurance
~$1,809/yr

Estimate for a 2022 build in Polk. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Market data · public records

Recent sales activity in SOLIVITA PH 5-B A REP

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the SOLIVITA PH 5-B A REP neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Median sale price (set)
$519,000

Median closed price of the comparable set. Reference only.

Median $/sq ft (set)
$220

Median $/sq ft of the comparable set. Reference only.

This home $/sq ft
$220

List price divided by living area. Provided as data, not a value judgment.

Explore Polk County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Polk County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Polk County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

Keep looking

Similar homes for sale near SOLIVITA PH 5-B A REP

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Listing description

About this home

One or more photo(s) has been virtually staged. Outstanding BASTA model, BETTER THAN NEW, built in 2022 on an easterly facing CONSERVATION lot in the Vittoria subdivision of Solivita. **See the FULL LENGTH VIDEO on Tour Link 1.** Front of the house has ARCHITECTURAL STONE accents, the ENTRYWAY is SCREENED and the front door & sidelight have CRYSTALLITE LEADED GLASS INSERTS. 8' doors, 5 1/2" BASEBOARDS and DOUBLE PANE VINYL FRAME WINDOWS throughout. 18" CERAMIC tile flooring in all main living areas with carpet in bedrooms. Tray Ceilings in Foyer, Great Room, Dining Room & Primary Bedroom. UPGRADED CUSTOM LED LIGHT FIXTURES in Foyer, Great & Dining Rooms. GOURMET KITCHEN features QUARTZ counters, French Door refrigerator with GLASS DOORS, touch COOKTOP, RANGE HOOD, BUILT-IN Microwave & OVEN, 42" UPPER CABINETS with CROWN MOLDING, POT DRAWERS in lower cabinets, RECESSED & PENDANT lights, SUBWAY TILE BACKSPLASH, UNDERMOUNT sink with BUILT-IN WATER FILTER and a walk-in PANTRY. Great Room has recessed lights. Primary Bathroom has a WALK-IN shower with SEAMLESS GLASS, dual entries and UPGRADED tile, a QUARTZ counter, DUAL SINKS plus a MAKEUP area, a LINEN closet and WALK-IN closet. 2nd & 3rd Bedrooms have closets with French Doors and bathrooms with Corian counters & linen closets. 3rd Bathroom has a tub with shower & 2nd Bathroom has as a walk-in shower. Laundry Room has a wash basin and upper & lower cabinets. There is a DROP ZONE leading into the house from the garage with a Corian counter and cabinet. The LANAI is EXTENDED and is partially covered & screened. It faces east and offers views of rocket launches from the Kennedy Space Center. 2 Car Garage PLUS a separate GOLF CART GARAGE. ***Solivita is an active adult 55+ community located in Kissimmee, Florida. It is approximately 50 minutes from Disney World & the Orlando International Airport. Solivita has a total of 5,470 homes. Approximately 10,000 - 11,000 people live in Solivita during the winter while approximately 7,500 live in Solivita during the summer. Enjoy your active years in this piece of paradise. Solivita's amenities include: - a manicured SOFTBALL diamond & field - 36 holes of CHAMPIONSHIP GOLF that can be played by joining the Stonegate Golf Club or paying as you go - 2 STATE of the Art AMENITY centers with updated exercise equipment, yoga studio & meeting rooms - 3 restaurants - 14 HEATED POOLS - 17 PICKLEBALL courts - 9 TENNIS courts - 4 BOCCE BALL courts - 4 SHUFFLEBOARD courts - 3 HORSESHOE pits - a BILLIARDS room - miles of bike paths - 2 DOG PARKS (Small & Large Dogs) - Corn Hole - Tot Lot PLAYGROUND - COMMUNITY GARDEN - over 250 resident clubs. The HOA: - maintains the LANDSCAPING & IRRIGATION systems in the common areas as well as at individual homesites - maintains the roads throughout the community - PROVIDES SECURITY with gate guards and mobile patrols including the Polk County Sheriff - allows AUTOMATED GATE ACCESS for residents via license plate readers - provides residents with Fiber Optic Internet & TV service.***Poinciana Lakes Plaza is a MAJOR NEW SHOPPING CENTER that opened directly across from the Solivita Main Gate in Summer of 2024. It features Sprouts Grocery, TJ MAXX, Ross, Burlington, Rack Room Shoes, 5 Below, Ulta, Outback, First Watch, 5 Guys, Urgent Care, Dentist, TD Bank, Petco & Hair Cuttery PLUS MORE TO COME.***

Description provided by BORCHINI REALTY and reproduced from the MLS; not independently verified.

The full spec sheet

Property details & features

Interior

  • Bedrooms3
  • Bathrooms3
  • Living area2,363 sq ft

Exterior & lot

  • TypeSingle Family Residence

Systems

  • Year built2022
  • Age4 yrs

Listing

  • MLS #S5141762
  • StatusActive
  • Days on market17
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

City
POINCIANA

Groceries, dining, and parks for this city — see the city guide.

County
Polk

Schools, taxes, and services are county-administered — see the county guide.

View →
Community
SOLIVITA PH 5-B A REP

Amenities and HOA/CDD detail on the neighborhood guide.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Transparency

Price & listing history

Listed for $519,000Momentum Realty · on market 17 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 684 SAN AUGUSTO DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.