2 bedroom Single Family Residence at 7 Douglas Court, Sugarmill Woods Cypress Village, Homosassa — photo 1Front elevation
Active Single Family Residence
$319,000
2-Bedroom Pool Home in SUGARMILL WOODS CYPRESS VILLAGE

7 Douglas Court, Homosassa, FL 34446

Single Family Residence in SUGARMILL WOODS CYPRESS VILLAGE, HOMOSASSA · No CDD on record
SUGARMILL WOODS CYPRESS VILLAGE · Homosassa, FL 34446 · Citrus County
Listing data updated September 30, 2026 · refreshed hourly
2Bedrooms
2Bathrooms
1,482Sq Ft
1979Year Built
$215Per Sq Ft
Private pool2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
39% above
$/sq ft vs community
$215 here vs $155 median sold (12 mo)
Buyer leverage
Strong buyer advantage
43.0-month supply
43.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 3 of 11
Price vs recent sales
Asking $319k tops 3 of the last 11 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 30, 2026, 7 Douglas Court in Sugarmill Woods Cypress Village, Homosassa is listed at $319,000 (1,482 sq ft, about $215 per sq ft). That sits within a few percent of Sugarmill Woods Cypress Village's median closed sale of $330,000 over the last 12 months (109 recorded sales). Per square foot it is above the community's recent $155/sq ft by about 39%. It came to market within the past week. Listing facts: built in 1979, a private pool, HOA dues of $12/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1979 · 47 yrs
  • 1,482 sq ft of living area
  • 2-car garage
  • Active listing
  • HOA $12/mo (per listing)
Listing description

About this home

Welcome to this beautifully maintained and updated 2-bedroom, 2-bath pool home in Cypress Village at Sugarmill Woods, situated on a .28-acre lot in a quiet cul-de-sac. This furnished and move-in-ready home offers comfortable Florida living with numerous updates and improvements already completed. The roof was replaced in 2020, and the windows were replaced in 2021.

The home features laminate flooring throughout, ceiling fans, new gutters, a new front door with storm door, and an updated kitchen with an updated ceiling, cabinetry, countertops, and new appliances including refrigerator, range, microwave, dishwasher, washer, and dryer. The private pool area features a new pool pump and pool heater, new epoxy-finished pool deck, and lanai with a screen approximately one year old. Offered furnished and move-in ready, this home allows you to settle in and start enjoying the Florida lifestyle.

Cypress Village is an established, deed-restricted community within Sugarmill Woods, surrounded by natural beauty and greenbelts. Sugarmill Woods also offers access to recreational opportunities including golf, tennis, pickleball, swimming, and fitness through separate club memberships. Public water and sewer serve the home.

MOVE-IN READY POOL HOME ON A QUIET CUL-DE-SAC

Description provided by PEOPLE'S TRUST REALTY and reproduced from the MLS; not independently verified.

Listing courtesy of PEOPLE'S TRUST REALTY · Listing agent: Tom Rumminger · 727-946-0904Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$319,000
Bed / bath2 / 2
Living area1,482 sq ft
Year built1979
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #TB8553790
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyCitrus
Area listings0 active · 0 under contract
Estimated first-year tax~$4,025/yr
CDD assessmentNone on record
HOA$12/mo

Calculated estimates

Price per sq ft$215
Estimated monthly payment$2,223
Insurance (illustrative)$2k–$3k/yr
Comparable-sales median$330,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,223/mo
  • Principal & interest $1,703/mo 77%
  • Taxes $335/mo 15%
  • Insurance $173/mo 8%
  • HOA $12/mo 1%

$2,223/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$4,025/yr
≈ $335/mo·effective rate ~1.26%
Estimate: asking price less the $50,000 homestead exemption × Citrus County rate (14.96 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $2,825/yr ($235/mo) — taxable value $189,628 × 14.96 mills
$1,200 more each year
(+42%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$2,406
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$192,034
Market value
$189,628
Assessed
$189,628
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$12/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Citrus County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Citrus County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Moderate
DroughtVery Low
HailVery Low
Cold waveRelatively Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · SUGARMILL WOODS CYPRESS VILLAGE

Pricing & the SUGARMILL WOODS CYPRESS VILLAGE market

How this home is priced against recent nearby sales, and where SUGARMILL WOODS CYPRESS VILLAGE has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales46 GREENTREE STREET46 GREENTREE STREET: $154/sq ft$1545 DAHOON DRIVE5 DAHOON DRIVE: $169/sq ft$169This homeThis home: $215/sq ft$215Community median $155

Price vs. size in SUGARMILL WOODS CYPRESS VILLAGE

Each dot is a closed sale since 2015 (405 total). This home is the gold marker.

$37k$361k$685k8402,7844,729This home: $319,000, 1,482 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2016–2026. This home lists at $215/sq ft.

$63$124$1852016: $7920162017: $8420172018: $7520182019: $10320192021: $14020212022: $14820222023: $17320232024: $16920242025: $15820252026: $1552026

Median sale price by year

12-month median closed price, 2016–2026.

$142k$259k$376k2016: $168k20162017: $165k20172018: $182k20182019: $226k20192021: $320k20212022: $304k20222023: $342k20232024: $353k20242025: $332k20252026: $330k2026

Market Heat by year (0–100)

Momentum Market Heat, 2016–2026. Now 45 (normal).

1955912016: 2820162017: 4020172018: 2620182019: 4520192021: 8420212022: 7120222023: 6320232024: 6220242025: 3920252026: 452026
Property timeline

This home’s history

  • 1979BuiltPer public record
  • Oct 1, 2026First seen on movewithmomentum.comObserved at $319,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $319,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

Only 2 closed sales within about 10 miles in Citrus County in the last 18 months matched this home’s type and size. Fewer than 3 is too few for a median, so none is shown.

Limited comparable data: these sales are listed for reference only. A licensed agent can prepare a property-specific comparative market analysis. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Citrus County in the last 18 months. Only 2 qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 1,482 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated September 30, 2026.

Momentum Scores

Momentum Property Score

49/100
Strongest on: Pricing power (74), Buyer competition (70)
0 limited50100 exceptional

49/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $215/sq ft vs the community 12-month median $155/sq ft.
Affordability56
List price $319,000 vs the community median $330,000. Not a measure of personal affordability.
Market liquidity40
Community median 75 days on market (12-month record).
Buyer competition70
30% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power74
Recent sales closed at about 93.1% of original asking (~6.9% below). More room below asking generally favors buyers.
Market timing55
Momentum Market Heat is 45/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $215 per square foot, about 39% above the community’s $155 median. SUGARMILL WOODS CYPRESS VILLAGE’s 12-month median sold price per square foot is $155. Median sold price per square foot is down 0.7% year over year. Confidence: Very High · 109 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent SUGARMILL WOODS CYPRESS VILLAGE sales closed near 93.1% of original asking. Cash paid for about 30% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 30, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by PEOPLE'S TRUST REALTY · MLS # TB8553790

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Go deeper

More on SUGARMILL WOODS CYPRESS VILLAGE

Go deeper on SUGARMILL WOODS CYPRESS VILLAGE

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Citrus County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Lecanto Primary SchoolAssigned elementary school · Citrus County School District · Grade A (Florida DOE 2025-26)
GRADEA
Lecanto Middle SchoolAssigned middle school · Citrus County School District · Grade A (Florida DOE 2025-26)
GRADEB
Lecanto High SchoolAssigned high school · Citrus County School District · Grade B (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 7 Douglas Court, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1979 (47 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $12/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Citrus County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 1,482 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,025/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,200 more per year than the current owner’s estimated bill (+42%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: September 30, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Citrus County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 7 Douglas Court and when was it built?

Per the listing record, 7 Douglas Court was built in 1979 and has 1,482 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 7 Douglas Court in?

7 Douglas Court is in Sugarmill Woods Cypress Village in Homosassa, Citrus County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 7 Douglas Court have an HOA, and how much are the dues?

The listing reports HOA dues of $12 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 7 Douglas Court differ from the current owner's?

The estimate on this page (about $4,025 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,200 more per year than the current owner’s estimated bill (+42%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 7 Douglas Court in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.