498 days on market (MLS) Townhouse ▼ Price cut: $10,000 (9/19)
$390,000
3-Bedroom Townhome in CALLISTA CAY

800 Callista Cay Loop, Tarpon Springs, FL 34689

Townhouse in CALLISTA CAY, TARPON SPRINGS · No CDD on record
CALLISTA CAY · Tarpon Springs, FL 34689 · Pinellas County
Listing data updated October 3, 2026 · refreshed hourly
3Bedrooms
2.5Bathrooms
1,828Sq Ft
2014Year Built
$213Per Sq Ft
2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
3% below
$/sq ft vs community
$213 here vs $220 median sold (12 mo)
Buyer leverage
Strong buyer advantage
498 days on market
12.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~5 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 6 of 12
Price vs recent sales
Asking $390k tops 6 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 3, 2026, 800 Callista Cay Loop in Callista Cay, Tarpon Springs is listed at $390,000 (1,828 sq ft, about $213 per sq ft). That sits within a few percent of Callista Cay's median closed sale of $437,500 over the last 12 months (2 recorded sales). It has been 498 days on market. Listing facts: built in 2014, HOA dues of $450/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2014 · 12 yrs
  • 1,828 sq ft of living area
  • 2-car garage
  • Listed at $390,000 — recent neighborhood median sale price ~$437,500 (nearby sales; deemed reliable, not an appraisal)
  • 498 days on market
  • HOA $450/mo (per listing)
Listing description

About this home

One or more photo(s) has been virtually staged. BEST BUY IN CALLISTA CAY!! WITH A BOAT DOCK OUT YOUR BACK DOOR!!

NEW HVAC SYSTEM AUGUST 2026!! Experience Waterfront Living at Its Finest in Tarpon Springs! Nestled within the gated enclave of Callista Cay, this exquisite three-story end-unit townhome offers the ultimate Florida lifestyle.

Boasting a deeded boat slip just steps from your patio, you’ll enjoy effortless access to the Anclote River and Gulf of Mexico—perfect for fishing, scalloping, or exploring secluded islands Built in 2014, this 3-bedroom, 2.5-bathroom residence spans 1,828 sq ft and features an oversized two-car garage with ample storage for kayaks, golf carts, and more. The open-concept main level is ideal for entertaining, showcasing a gourmet kitchen with 42” soft-close cabinets, granite countertops, stainless steel appliances, a spacious island with breakfast bar, and a built-in desk. The living area extends to a screened-in balcony overlooking the tranquil canal—an idyllic spot for morning coffee or evening relaxation.

Upstairs, the primary suite offers serene water views, a walk-in closet, and an en-suite bathroom featuring dual vanities with granite counters, a soaking tub, and a step-in shower. Two additional bedrooms share a Jack-and-Jill bathroom, and the conveniently located laundry room includes extra storage and shelving. Outdoor living is an integral part of the property.

Covered patios, multiple balconies, and direct access to the rear outdoor area connect the residence to its waterfront position. The canal setting provides opportunities for paddle craft, boating access, and enjoyment of the natural coastal surroundings. Callista Cay is a secure, well-managed community offering included services, select amenities including a low-maintenance lifestyle.

Its location places you minutes from Tarpon Springs’ historic sponge docks, local marinas, acclaimed Gulf beaches, the Pinellas Trail, and the area’s dining and cultural destinations. Highly rated schools further support the property’s strong appeal Don't miss this opportunity to live the waterfront dream in Tarpon Springs! NEW HVAC SYSTEM!

CONSIDERING ALL OFFERS!!!

All 6 photos

800 Callista Cay Loop, Tarpon Springs FL - photo 6 of 6

Description provided by COLDWELL BANKER REALTY and reproduced from the MLS; not independently verified.

Listing courtesy of COLDWELL BANKER REALTY · Listing agent: Renee Gialousis · 727-781-3700Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$390,000
Bed / bath3 / 2.5
Living area1,828 sq ft
Year built2014
Property typeTownhouse
Garage2-car
MLS #TB8381932
Listing status498 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~5 ft
CountyPinellas
Area listings3 active · 1 under contract
Estimated first-year tax~$4,095/yr
CDD assessmentNone on record
HOA$450/mo

Calculated estimates

Price per sq ft$213
Estimated monthly payment$3,061
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$437,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,061/mo
  • Principal & interest $2,135/mo 70%
  • Taxes $341/mo 11%
  • Insurance $135/mo 4%
  • HOA $450/mo 15%

$3,061/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,095/yr

Estimate: a typical Pinellas effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$450/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~5 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pinellas County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pinellas County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Callista Cay

Pricing & the Callista Cay market

How this home is priced against recent nearby sales, and where Callista Cay has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales838 CALLISTA CAY838 CALLISTA CAY: $180/sq ft$180838 CALLISTA CAY838 CALLISTA CAY: $180/sq ft$180This homeThis home: $213/sq ft$213876 CALLISTA CAY LOOP876 CALLISTA CAY LOOP: $260/sq ft$260876 CALLISTA CAY LOOP876 CALLISTA CAY LOOP: $260/sq ft$260Community median $220

Price vs. size in Callista Cay

Each dot is a closed sale since 2014 (32 total). This home is the gold marker.

$0$296k$592k1,7722,0532,334This home: $390,000, 1,828 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2017–2025. This home lists at $213/sq ft.

$142$225$3092017: $15820172021: $20020212022: $25420222024: $29320242025: $2772025

Median sale price by year

12-month median closed price, 2017–2025.

$256k$406k$557k2017: $285k20172021: $365k20212022: $465k20222024: $528k20242025: $500k2025
Property timeline

This home’s history

  • 2014BuiltPer public record
  • About May 2025Listed (per MLS)MLS reports 498 cumulative days on market as of October 3, 2026
  • Jul 10, 2026First seen on movewithmomentum.comObserved at $410,000
  • Aug 8, 2026Price cut$400,000 (-$10,000, -2.4%)
  • Sep 19, 2026Price cut$390,000 (-$10,000, -2.5%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $390,000Momentum Realty · on market 498 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

4 closed sales in CALLISTA CAY in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 4 sales: $437,500 ($220/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$354,632the mess$449,688

Stronger local evidence — 4 comparable closed sales in CALLISTA CAY, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $390,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $450/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 2 active listings competing, 1 under contract
  • ≈12.0 months of supply
  • 2 closed here in the last 12 months

For reference, this home is listed at $390,000 ($213/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,828 sq ft × $194–$246/sq ft (±12% around the median of 4 comparable closed sales in CALLISTA CAY, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.

Momentum Scores

Momentum Property Score

50/100
Strongest on: Affordability (68), Price vs area (58)
0 limited50100 exceptional

50/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area58
This home $213/sq ft vs the community 12-month median $220/sq ft.
Affordability68
List price $390,000 vs the community median $437,500. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~5 ft elevation. Verify the parcel with FEMA.
Insurance cost44
From FEMA Zone AE and a 2014 build. Obtain a property-specific quote.
Market liquidity35
Community inventory, ~12.0 months of supply (12-month record).

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 12.0 months of supply in the surrounding market and 498 days on market for this home, against a 386-day area median.Days on market:this home 498Area median:  386 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. As of September 20, 2026.

🟡 Asking $213 per square foot, about 3% below the community’s $220 median. Callista Cay’s 12-month median sold price per square foot is $220. Confidence: Low · 2 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

71% of homes in Callista Cay are owner-occupied. An estimated 29% are non-owner-occupied, including 2% held in a company or trust and 17% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 66 homes matched. Community-level context.

What’s unique here: one of only 3 active listings in Callista Cay, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by COLDWELL BANKER REALTY · MLS # TB8381932

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Go deeper

More on CALLISTA CAY

Go deeper on CALLISTA CAY

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Tyrone Elementary-PNAssigned elementary school · Pinellas County School District
GRADEB
Tarpon Springs Middle-PNAssigned middle school · Pinellas County School District · Grade B (Florida DOE 2025-26)
GRADEA
Tarpon Springs High-PNAssigned high school · Pinellas County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 800 Callista Cay Loop, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2014: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $450/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,828 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,095/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 3, 2026)
Comparable salesStellar MLS closed sales in CALLISTA CAY, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 800 Callista Cay Loop and when was it built?

Per the listing record, 800 Callista Cay Loop was built in 2014 and has 1,828 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 800 Callista Cay Loop in?

800 Callista Cay Loop is in Callista Cay in Tarpon Springs, Pinellas County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 800 Callista Cay Loop have an HOA, and how much are the dues?

The listing reports HOA dues of $450 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 800 Callista Cay Loop differ from the current owner's?

The estimate on this page (about $4,095 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 800 Callista Cay Loop in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.