5 bedroom Single Family Residence at 8085 NE 310TH AVENUE, NONSUB, FORT MC COY — photo 1Front elevation
5 bedroom Single Family Residence at 8085 NE 310TH AVENUE, NONSUB, FORT MC COY — photo 2Living space
5 bedroom Single Family Residence at 8085 NE 310TH AVENUE, NONSUB, FORT MC COY — photo 3Kitchen
5 bedroom Single Family Residence at 8085 NE 310TH AVENUE, NONSUB, FORT MC COY — photo 4Owner's suite
5 bedroom Single Family Residence at 8085 NE 310TH AVENUE, NONSUB, FORT MC COY — photo 5Exterior / yardView all 6 photos →
25 days on market Single Family Residence
$975,000
5-Bedroom Pool Home in NONSUB

8085 NE 310TH AVENUE, FORT MC COY, FL 32134

Single Family Residence in NONSUB, FORT MC COY · No CDD
NONSUB · FORT MC COY, FL 32134 · Lake
Listing data updated September 6, 2026 · refreshed twice daily
5Bedrooms
4.5Bathrooms
3,456Sq Ft
1969Year Built
$282Per Sq Ft
WaterfrontPrivate pool4-car garageNo CDD5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
Highlights

As of September 6, 2026, 8085 Ne 310Th Avenue in Nonsub, Fort Mc Coy is listed at $975,000 (3,456 sq ft, about $282 per sq ft). That is 28% above Nonsub's median closed sale of $763,850 over the last 12 months (63 recorded sales). It has been 25 days on market. Listing facts: built in 1969, a private pool, waterfront, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1969 · 57 yrs
  • 3,456 sq ft of living area
  • 4-car garage
  • 25 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · WINDSOR CAY PH 1

Pricing & the WINDSOR CAY PH 1 market

How this home is priced against recent nearby sales, and where WINDSOR CAY PH 1 has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in WINDSOR CAY PH 1

Each dot is a closed sale since 2024 (223 total). This home is the gold marker.

$496k$861k$1.2M2,0843,7515,418This home: $975,000, 3,456 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $282/sq ft.

$235$253$2702024: $23820242025: $25620252026: $2672026

Median sale price by year

12-month median closed price, 2024–2026.

$739k$761k$783k2024: $779k20242025: $744k20252026: $764k2026
Property timeline

This home’s history

  • 1969BuiltPer public record
  • Aug 4, 2026First trackedObserved at $975,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$6,470/mo
  • Principal & interest $5,038/mo 78%
  • Taxes $853/mo 13%
  • Insurance $529/mo 8%
  • HOA $50/mo 1%

$6,470/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$15,400/yr
$1,283/mo·effective rate ~1.58%
Estimated from today’s asking price and current Lake County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $6,400/yr ($533/mo)
+$9,000 more each year
(+141%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$384,951
Market value
$384,951
Assessed
$384,951
Taxable
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A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

50/100
Strongest on: Buyer competition (95), Renovation upside (66)
0 limited50100 exceptional

50/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area36
This home $282/sq ft vs the community 12-month median $267/sq ft.
Affordability4
List price $975,000 vs the community median $763,850. Not a measure of personal affordability.
Market liquidity60
Community inventory (12-month record).
Renovation upside66
From a 1969 build and $282/sq ft vs the community median $267/sq ft. Not a condition assessment.
Buyer competition95
5% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power40
Recent sales closed at about 100.0% of original asking (~0.0% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $282 per square foot, about 6% above the community’s $267 median. WINDSOR CAY PH 1’s 12-month median sold price per square foot is $267. Median sold price per square foot is up 2.7% year over year. Confidence: Very High · 63 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent WINDSOR CAY PH 1 sales closed near 100.0% of original asking. Cash paid for about 5% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 996 active listings in WINDSOR CAY PH 1, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Under contract-accepting backup offers. Exceptional Lake George Waterfront Retreat! Discover an extraordinary opportunity to own this stunning 5-bedroom, 4 full and 1 half-bath waterfront home located on Yellow Bluff along beautiful Lake George, the second-largest lake in Florida and the gateway to the scenic St.

Johns River. Combining breathtaking views, exceptional amenities, and endless recreation, this property is designed for those who love the Florida waterfront lifestyle. Built with durable block construction and topped with a metal roof, this spacious home offers room for everyone.

The main level features 3 bedrooms, 3 full bathrooms, a bright and open living area, a gas cooktop, and an oversized pantry/mudroom with abundant storage. Enjoy beautiful sunrises while having coffee on the covered screen balcony over looking the Lake George. The lower level boasts a private 2-bedroom apartment complete with a Jack-and-Jill bathroom and an additional half bath, making it perfect for guests, extended family, a private retreat, or potential rental income.

Designed for entertaining, the outdoor living space is truly exceptional. Relax by the inground swimming pool, unwind in the hot tub, or prepare meals in the summer kitchen while enjoying panoramic views of Lake George. A stairway leads down to the lake, where you'll find a private dock equipped with water, electric, and three electric boat lifts, providing effortless access to Lake George and miles of boating, fishing, kayaking, and water sports along the St.

Johns River. Additional features include a whole-house generator, generous storage throughout, and thoughtfully designed indoor and outdoor living spaces ideal for entertaining or simply enjoying peaceful lakeside living. Conveniently located near the Ocala National Forest, Juniper Springs, Salt Springs Recreation Area, and Silver Glen Springs, this remarkable property offers easy access to some of Central Florida's most beautiful natural attractions, along with waterfront dining and endless outdoor adventures.

Whether you're searching for a full-time residence, weekend retreat, vacation home, family compound, or investment opportunity, this one-of-a-kind property offers an unmatched combination of comfort, space, and waterfront living. Don't miss your opportunity to own this incredible waterfront retreat on Yellow Bluff—where every day feels like a vacation!

Description provided by MEADOWS REALTY, LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$975,000
Bed / bath5 / 4.5
Living area3,456 sq ft
Year built1969
Property typeSingle Family Residence
Garage4-car
PoolYes
MLS #OM728180
Listing status25 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~48 ft
Windstorm exposureLow
CountyLake
Area listings996 active · 331 under contract
Estimated first-year tax~$10,238/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$282
Estimated monthly payment$6,470
Insurance (illustrative)$4k–$9k/yr
Comparable-sales median$763,850

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of MEADOWS REALTY, LLC · Listing agent: Bert Meadows · 352-237-6400Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$812,160the mess$1,033,344

Actual list price: $975,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1969 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • 1105 active listings competing, 339 under contract

For reference, this home is listed at $975,000 ($282/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 3,456 sq ft × $235–$299/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.

Keep looking

Similar homes for sale near NONSUB

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $975,000Momentum Realty · on market 25 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$10,238/yr

A rough first-year estimate only, applying a typical Lake rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$4k–$9k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~48 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

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Listed by MEADOWS REALTY, LLC · MLS # OM728180

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or call (904) 351-6461
Market data · public records

Recent sales activity in NONSUB

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the NONSUB neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$763,850

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$267

Canonical 12-month median $/sq ft. Reference only.

Explore Lake County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Lake County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Lake County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$4,469 – $6,500/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$2,133 – −$306At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 8085 Ne 310Th Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1969 (57 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Lake County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 3,456 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $10,238/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

City
FORT MC COY

Groceries, dining, and parks for this city — see the city guide.

County
Lake

Schools, taxes, and services are county-administered — see the county guide.

View →
Community
NONSUB

Amenities and HOA/CDD detail on the neighborhood guide.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 6, 2026)
Community market statsStellar MLS closed sales, as of July 15, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 8085 Ne 310Th Avenue and when was it built?

Per the listing record, 8085 Ne 310Th Avenue was built in 1969 and has 3,456 sq ft of living area, 5 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 8085 Ne 310Th Avenue in?

8085 Ne 310Th Avenue is in Nonsub in Fort Mc Coy, Lake County. The community section on this page shows recent closed sales, days on market, and active inventory for Nonsub from the same MLS data.

Does 8085 Ne 310Th Avenue have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 8085 Ne 310Th Avenue differ from the current owner's?

The estimate on this page (about $10,238 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 8085 Ne 310Th Avenue in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 8085 NE 310TH AVENUE in person

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Call (904) 351-6461

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.