4 bedroom Single Family Residence at 817 Maritime Court, Waterlefe Golf & River Club, Bradenton — photo 1Front elevation
Active Single Family Residence
$1,539,000
4-Bedroom Golf-Course Home in WATERLEFE GOLF & RIVER CLUB

817 Maritime Court, Bradenton, FL 34212

Single Family Residence in WATERLEFE GOLF & RIVER CLUB, BRADENTON · No CDD
WATERLEFE GOLF & RIVER CLUB · Bradenton, FL 34212 · Manatee
Listing data updated September 28, 2026 · refreshed twice daily
4Bedrooms
4Bathrooms
4,198Sq Ft
2003Year Built
$367Per Sq Ft
WaterfrontPrivate pool3-car garageNo CDD4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
27% above
$/sq ft vs community
$367 here vs $288 median sold (12 mo)
Buyer leverage
Balanced market
3.1-month supply
3.1 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$6k–$12k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 11 of 11
Price vs recent sales
Asking $1.54M tops 11 of the last 11 closed sales; also one of the largest homes here at 4,198 sq ft

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 28, 2026, 817 Maritime Court in Waterlefe Golf & River Club, Bradenton is listed at $1,539,000 (4,198 sq ft, about $367 per sq ft). That is 157% above Waterlefe Golf & River Club's median closed sale of $598,750 over the last 12 months (32 recorded sales). Per square foot it is above the community's recent $288/sq ft by about 27%. It came to market within the past week. Listing facts: built in 2003, a private pool, waterfront, HOA dues of $345/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2003 · 23 yrs
  • 4,198 sq ft of living area
  • 3-car garage
  • Listed at $1,539,000 — recent neighborhood median sale price ~$598,750 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • HOA $345/mo (per listing)
Momentum Research · WATERLEFE GOLF & RIVER CLUB

Pricing & the WATERLEFE GOLF & RIVER CLUB market

How this home is priced against recent nearby sales, and where WATERLEFE GOLF & RIVER CLUB has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales11010 BIG BASS PLACE11010 BIG BASS PLACE: $236/sq ft$23610622 CONCH SHELL TERRACE10622 CONCH SHELL TERRACE: $264/sq ft$26410212 DISCOVERY TERRACE10212 DISCOVERY TERRACE: $267/sq ft$26710908 WINDING STREAM WAY10908 WINDING STREAM WAY: $342/sq ft$342This homeThis home: $367/sq ft$36710816 WINDING STREAM WAY10816 WINDING STREAM WAY: $413/sq ft$413Community median $288

Price vs. size in WATERLEFE GOLF & RIVER CLUB

Each dot is a closed sale since 2004 (255 total). This home is the gold marker.

$0$1.4M$2.7M6605,2929,925This home: $1,539,000, 4,198 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $367/sq ft.

$128$235$3432012: $14920122013: $1832015: $17020152017: $1562019: $17020192021: $2622022: $29520222023: $3222024: $30820242025: $2972026: $2882026

Median sale price by year

12-month median closed price, 2012–2026.

$236k$567k$899k2012: $368k20122013: $565k2015: $475k20152017: $300k2019: $520k20192021: $835k2022: $612k20222023: $638k2024: $635k20242025: $600k2026: $599k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 58 (normal).

444842013: 3820132015: 1220152017: 2420172019: 3620192021: 7620212022: 6920222023: 7520232024: 6020242025: 3920252026: 582026
Property timeline

This home’s history

  • 2003BuiltPer public record
  • Sep 27, 2026First trackedObserved at $1,539,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$10,559/mo
  • Principal & interest $8,216/mo 78%
  • Taxes $1,347/mo 13%
  • Insurance $652/mo 6%
  • HOA $345/mo 3%

$10,559/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

33/100
Strongest on: Pricing power (67), Market liquidity (63)
0 limited50100 exceptional

33/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $367/sq ft vs the community 12-month median $288/sq ft.
Affordability0
List price $1,539,000 vs the community median $598,750. Not a measure of personal affordability.
Market liquidity63
Community median 46 days on market (12-month record).
Renovation upside26
From a 2003 build and $367/sq ft vs the community median $288/sq ft. Not a condition assessment.
Buyer competition33
67% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power67
Recent sales closed at about 94.6% of original asking (~5.4% below). More room below asking generally favors buyers.
Market timing42
Momentum Market Heat is 58/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $367 per square foot, about 27% above the community’s $288 median. WATERLEFE GOLF & RIVER CLUB’s 12-month median sold price per square foot is $288. Median sold price per square foot is down 0.2% year over year. Confidence: Very High · 32 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

72% of homes in WATERLEFE GOLF & RIVER CLUB are owner-occupied. An estimated 28% are non-owner-occupied, including 3% held in a company or trust and 15% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 545 homes matched. Community-level context.

Recent WATERLEFE GOLF & RIVER CLUB sales closed near 94.6% of original asking. Cash paid for about 67% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: a golf-course community, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 28, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Golf in the morning, take the boat out in the afternoon, and enjoy dinner at the club. That’s the Waterlefe lifestyle. Waterlefe Golf & River Club is one of the few communities in the Sarasota-Manatee area where you can truly have both golf and boating, all behind the gates and just minutes from Lakewood Ranch.

This home puts you right in the middle of it, with a brand-new private boat dock and lift, beautiful golf course views and a cul-de-sac location. The great room floor plan offers an open layout with plenty of space for everyday living and entertaining. Upstairs, the bonus room adds even more flexibility with a large additional bedroom, full bath and private balcony overlooking the golf course.

It’s a great space for guests, family or simply having extra room to spread out. The home has also had some significant recent improvements, including a brand-new roof, hurricane-rated impact windows and doors, impact hurricane screens for the lanai, updated landscaping and irrigation, a whole-house water purification system, an oversized 3-car garage, a new outdoor kitchen and an upgraded saltwater pool with a new pump and filter. The outdoor living is where this home really stands out.

Enjoy the pool and outdoor kitchen overlooking the golf course, then head down to your private dock and take the boat out on the Manatee River. Having both golf and boating right outside your door is what makes Waterlefe so unique. The recently updated championship golf course offers memberships, or residents can play at discounted rates.

The course was also recently named one of the Top 10 public courses in Florida. The resident-owned River Club adds another part of the Waterlefe lifestyle, with a restaurant and bar open from 7 AM to 7 PM, along with dining and social events, a heated community pool and tiki bar. Residents also have access to a kayak launch, while boat slips at the marina on the Manatee River are available for purchase.

And the location is hard to beat. Waterlefe is just minutes from Lakewood Ranch, putting you close to shopping, restaurants, medical facilities and everyday conveniences, while still giving you the established feel and waterfront lifestyle of a gated community. If you’re looking for golf, boating, a great location and a Florida lifestyle that is hard to duplicate, this is Waterlefe.

Description provided by COLDWELL BANKER REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,539,000
Bed / bath4 / 4
Living area4,198 sq ft
Year built2003
Property typeSingle Family Residence
Garage3-car
PoolYes
MLS #A4706387
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyManatee
Area listings0 active · 0 under contract
Estimated first-year tax~$16,160/yr
CDD assessmentNone on record
HOA (per listing)$345/mo

Calculated estimates

Price per sq ft$367
Estimated monthly payment$10,559
Insurance (illustrative)$6k–$12k/yr
Messtimate range$1,108,272 – $1,435,716
Comparable-sales median$598,750

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of COLDWELL BANKER REALTY · Listing agent: Joe Murphy · 941-907-1033Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$1,108,272the mess$1,435,716

Actual list price: $1,539,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 30% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — the band above comes from 5 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $345/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • 9 active listings competing, 6 under contract
  • 35 closed here in the last 12 months

For reference, this home is listed at $1,539,000 ($367/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 4,198 sq ft × $264–$342/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 28, 2026.

Keep looking

Similar homes for sale near WATERLEFE GOLF & RIVER CLUB

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in WATERLEFE GOLF & RIVER CLUB

Recently off market in WATERLEFE GOLF & RIVER CLUB

Transparency

Price & listing history

Listed for $1,539,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$16,160/yr

A rough first-year estimate only, applying a typical Manatee rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$6k–$12k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$345/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 817 MARITIME COURT?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by COLDWELL BANKER REALTY · MLS # A4706387

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in WATERLEFE GOLF & RIVER CLUB

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the WATERLEFE GOLF & RIVER CLUB neighborhood guide for more.

Comparable sales found
5

Recent nearby closings in the data set.

Community median sale price
$598,750

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$288

Canonical 12-month median $/sq ft. Reference only.

Go deeper on WATERLEFE GOLF & RIVER CLUB

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Manatee County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Freedom ElementaryAssigned elementary school · Manatee County School District · Grade A (Florida DOE 2025-26)
GRADEA
Carlos E. Haile MiddleAssigned middle school · Manatee County School District · Grade A (Florida DOE 2025-26)
GRADEB
Parrish Community HighAssigned high school · Manatee County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $288/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$7,054 – $10,260/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$3,697 – −$812At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 817 Maritime Court, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2003 (23 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $345/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Manatee County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 4,198 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $16,160/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 28, 2026)
Community market statsStellar MLS closed sales, as of August 2, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 817 Maritime Court and when was it built?

Per the listing record, 817 Maritime Court was built in 2003 and has 4,198 sq ft of living area, 4 bedrooms and 4.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 817 Maritime Court in?

817 Maritime Court is in Waterlefe Golf & River Club in Bradenton, Manatee County. The community section on this page shows recent closed sales, days on market, and active inventory for Waterlefe Golf & River Club from the same MLS data.

Does 817 Maritime Court have an HOA, and how much are the dues?

The listing reports HOA dues of $345 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 817 Maritime Court differ from the current owner's?

The estimate on this page (about $16,160 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 817 Maritime Court in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 817 MARITIME COURT in person

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.