Active Single Family Residence
$1,150,000
4-Bedroom Pool Home in SYMPHONY ISLES UNIT ONE

852 Symphony Isles Boulevard, Apollo Beach, FL 33572

Single Family Residence in SYMPHONY ISLES UNIT ONE, APOLLO BEACH · No CDD on record
SYMPHONY ISLES UNIT ONE · Apollo Beach, FL 33572 · Hillsborough County
Listing data updated October 1, 2026 · refreshed hourly
4Bedrooms
3Bathrooms
3,260Sq Ft
1988Year Built
$353Per Sq Ft
WaterfrontPrivate pool2-car garageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
16% below
$/sq ft vs community
$353 here vs $418 median sold (12 mo)
Buyer leverage
Strong buyer advantage
5496.0-month supply
5496.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$5k–$10k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $1.15M tops 12 of the last 12 closed sales; also one of the largest homes here at 3,260 sq ft

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 852 Symphony Isles Boulevard in Symphony Isles Unit One, Apollo Beach is listed at $1,150,000 (3,260 sq ft, about $353 per sq ft). That is 140% above Symphony Isles Unit One's median closed sale of $480,000 over the last 12 months (17 recorded sales). Per square foot it is below the community's recent $418/sq ft by about 16%. It came to market within the past week. Listing facts: built in 1988, a private pool, waterfront, HOA dues of $172/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1988 · 38 yrs
  • 3,260 sq ft of living area
  • 2-car garage
  • Listed at $1,150,000 — recent neighborhood median sale price ~$480,000 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • HOA $172/mo (per listing)
Listing description

About this home

A “Timeless, Charming, Executive Built, Waterfront Oasis!” Welcome to 852 Symphony Isles Blvd. A custom built, mediterranean home with overwhelming “elegant” character throughout. This 4-bedroom, 3 bath pool home boasts exceptional architectural details, entertaining spaces and spectacular water views from all levels of the home which includes: The main living area is very inviting with custom 10 ft coffered ceilings, waterfront views and a custom designed beverage center with refrigerator that provides the perfect place to display and enjoy your most unique and favorite selection of Wine, Champagne or Liquor.

Any chef will be pleased with the gourmet kitchen featuring a 6 burner gas range with griddle, center Island, granite countertops, GE monogram stainless steel appliances, trash compactor custom cabinetry w/crown molding and easy access to a “private” dining room which is perfect for hosting special occasions and family dinners. The vast owners retreat provides tranquility with its own private balcony showcasing the communities harbor, a deep soaking tube, a custom tiled glass enclosed shower, separate walk-in closets and separate vanities with oversized custom cabinetry. The private office is to be embraced!

As it has a private gas fireplace, and ample work-from home, study area or simply a quite retreat. Once you step outside of the home to the pool area you will be engulfed by the over 30 ft pool, over 100 sq ft of deck space, outdoor kitchen with gas grill and sink, (2) additional covered entertaining space while enjoying harbor waterfront views. The boat dock and boat lift is a captain’s dream!

Enjoy a 20,000 lb boat lift, over 200 sq ft of dock space with “Shore Power”, Lighting, water and more than sufficient space for your water toys. Take comfort with the open water around the boat dock which aids in easy departing and arrival docking as you have direct access to Tampa Bay and the inter coastal water way. Additional significant features of the home includes: the beautiful and unique timeless “Terracotta Tile” throughout the home, crown molding throughout, 10 ft ceilings, hurricane rated windows/ sliders, home generator, 5yr tiled roof, and 2yr A/C units.

This exceptional Symphony Isles residence offers the ultimate combination of charm, character, luxurious executive comfort and the best of Florida’s west coast waterfront living. Call and schedule your showing today!

All 6 photos

852 Symphony Isles Boulevard, Apollo Beach FL - photo 6 of 6

Description provided by TAMPA LUXURY REAL ESTATE GROUP INC and reproduced from the MLS; not independently verified.

Listing courtesy of TAMPA LUXURY REAL ESTATE GROUP INC · Listing agent: Eddie Wright · 813-727-8622Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,150,000
Bed / bath4 / 3
Living area3,260 sq ft
Year built1988
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #TB8552576
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyHillsborough
Area listings1802 active · 488 under contract
Estimated first-year tax~$12,075/yr
CDD assessmentNone on record
HOA$172/mo

Calculated estimates

Price per sq ft$353
Estimated monthly payment$7,925
Insurance (illustrative)$5k–$10k/yr
Messtimate range$792,180 – $1,072,540
Comparable-sales median$480,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$7,925/mo
  • Principal & interest $6,139/mo 77%
  • Taxes $1,006/mo 13%
  • Insurance $608/mo 8%
  • HOA $172/mo 2%

$7,925/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$12,075/yr

Estimate: a typical Hillsborough effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$5k–$10k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$172/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Hillsborough County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Hillsborough County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Moderate
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · PARKCREST HARBOUR ISLAND CONDO

Pricing & the PARKCREST HARBOUR ISLAND CONDO market

How this home is priced against recent nearby sales, and where PARKCREST HARBOUR ISLAND CONDO has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales435 ISLEBAY DRIVE435 ISLEBAY DRIVE: $229/sq ft$2296904 EBB TIDE AVENUE6904 EBB TIDE AVENUE: $243/sq ft$243528 ISLEBAY DRIVE528 ISLEBAY DRIVE: $262/sq ft$2625517 MERRITT ISLAND DRIVE5517 MERRITT ISLAND DRIVE: $285/sq ft$285920 SYMPHONY ISLES BOULE…920 SYMPHONY ISLES BOULEVARD: $329/sq ft$329This homeThis home: $353/sq ft$353960 SYMPHONY ISLES BOULE…960 SYMPHONY ISLES BOULEVARD: $402/sq ft$402Community median $418

Price vs. size in PARKCREST HARBOUR ISLAND CONDO

Each dot is a closed sale since 2007 (175 total). This home is the gold marker.

$0$609k$1.2M8112,1053,399This home: $1,150,000, 3,260 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2013–2026. This home lists at $353/sq ft.

$142$325$5082013: $19620132014: $1772015: $18820152016: $2042017: $22820172021: $3962022: $47320222023: $4722024: $45920242025: $4562026: $4182026

Median sale price by year

12-month median closed price, 2013–2026.

$157k$405k$653k2013: $246k20132014: $205k2015: $232k20152016: $252k2017: $270k20172021: $520k2022: $576k20222023: $585k2024: $605k20242025: $560k2026: $480k2026

Market Heat by year (0–100)

Momentum Market Heat, 2014–2026. Now 18 (cold).

1050912014: 4220142015: 6120152016: 6520162017: 6720172022: 8320222023: 3020232024: 2320242025: 3520252026: 182026
Property timeline

This home’s history

  • 1988BuiltPer public record
  • Oct 1, 2026First seen on movewithmomentum.comObserved at $1,150,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,150,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $480,000 ($418/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$792,180the mess$1,072,540

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $1,150,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 35% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1988 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $172/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • 1832 active listings competing, 472 under contract
  • 4 closed here in the last 12 months

For reference, this home is listed at $1,150,000 ($353/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 3,260 sq ft × $243–$329/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 1, 2026.

Momentum Scores

Momentum Property Score

59/100
Strongest on: Price vs area (89), Market timing (82)
0 limited50100 exceptional

59/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area89
This home $353/sq ft vs the community 12-month median $418/sq ft.
Affordability0
List price $1,150,000 vs the community median $480,000. Not a measure of personal affordability.
Market liquidity53
Community median 59 days on market (12-month record).
Pricing power73
Recent sales closed at about 93.4% of original asking (~6.6% below). More room below asking generally favors buyers.
Market timing82
Momentum Market Heat is 18/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $353 per square foot, about 16% below the community’s $418 median. PARKCREST HARBOUR ISLAND CONDO’s 12-month median sold price per square foot is $418. Median sold price per square foot is down 14.3% year over year. Confidence: Medium · 17 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

46% of homes in PARKCREST HARBOUR ISLAND CONDO are owner-occupied. An estimated 54% are non-owner-occupied, including 24% held in a company or trust and 8% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 423 homes matched. Community-level context.

Recent PARKCREST HARBOUR ISLAND CONDO sales closed near 93.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1802 active listings in PARKCREST HARBOUR ISLAND CONDO, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by TAMPA LUXURY REAL ESTATE GROUP INC · MLS # TB8552576

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More on Hillsborough County

Explore Hillsborough County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Apollo Beach-HBAssigned elementary school · Hillsborough County School District
GRADEC
Eisenhower-HBAssigned middle school · Hillsborough County School District · Grade C (Florida DOE 2025-26)
GRADEB
Lennard-HBAssigned high school · Hillsborough County School District · Grade B (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 852 Symphony Isles Boulevard, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1988 (38 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $172/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 3,260 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $12,075/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 1, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 852 Symphony Isles Boulevard and when was it built?

Per the listing record, 852 Symphony Isles Boulevard was built in 1988 and has 3,260 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 852 Symphony Isles Boulevard in?

852 Symphony Isles Boulevard is in Symphony Isles Unit One in Apollo Beach, Hillsborough County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 852 Symphony Isles Boulevard have an HOA, and how much are the dues?

The listing reports HOA dues of $172 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 852 Symphony Isles Boulevard differ from the current owner's?

The estimate on this page (about $12,075 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 852 Symphony Isles Boulevard in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.