Single Family Residence in TILLMAN OAKS, WILDWOOD · No CDD on record · Built 2026
TILLMAN OAKS · Wildwood, FL 34785 · Sumter County
Listing data checked against the MLS November 6, 2026 at 8:32 PM ET · rechecked hourly
Listed by HOLIDAY BUILDERS GULF COAST (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
4Bedrooms
2Bathrooms
1,802Sq Ft
2026Year Built
$164Per Sq Ft
2-car garageNew constructionNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
4% above
$/sq ft vs community
$164 here vs $158 median sold (12 mo)
Buyer leverage
Buyer advantage
38 days on market
16.8 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$500–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
8785 Pine Bark Way in Tillman Oaks, Wildwood is listed at $295,990 (1,802 sq ft, about $164 per sq ft). It has been listed Sep 26, 2026. Listing facts: new construction, HOA dues of $324/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
New construction — built 2026
1,802 sq ft of living area
2-car garage
Listed at $295,990 — recent neighborhood median sale price ~$285,000 (nearby sales; deemed reliable, not an appraisal)
listed Sep 26, 2026
HOA $324/mo (per listing)
Listing description
About this home
Under Construction. Queen Model boasts four-bedroom, two-bath home features a split floor plan with three bedrooms on one side and the owner’s suite on the other for added privacy. The open great room and dining area connect seamlessly and receive natural light from the sliding glass doors leading to the backyard.
The kitchen is located at the back of the home, adjacent to the dining area, and offers ample counter space and cabinetry. The laundry room is located inside the home with direct access to the two-car garage. The home is built with CBS construction and includes energy-efficient features.
It comes with a one-year transferable builder warranty and a 10-year limited structural warranty. Home includes quartz counters, tile floors throughout the main living areas and a covered rear lanai. Stop in to see this home today!
Description provided by HOLIDAY BUILDERS GULF COAST and reproduced from the MLS; not independently verified.
Listing courtesy of HOLIDAY BUILDERS GULF COAST · Listing agent: Trish Lohela · 321-610-5940Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™ · automated estimate
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$284,700the mess$314,700
Directional estimate — built from 8 comparable closed sales in TILLMAN OAKS (same property type, closed within the last 18 months, each adjusted to today's market).
Track record: across 2,796 recent closed sales we scored, the closed price landed inside the Messtimate range 56% of the time; median miss 9.2% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-11-03.
Actual list price: $295,990 ($164/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 11% spread on the same house — here is what a model can't see:
Condition & finishes — as new construction, builder upgrades and finish level aren't in the model.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
Carrying costs & concessions — this home carries HOA dues of $324/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
7 active listings competing, 1 under contract
5 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (8); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated November 3, 2026.
How it stacks up
Comparable recent sales
6 closed sales in TILLMAN OAKS in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Oct 2026
$285,000
8805 PINE BARK WAY, WILDWOOD
4 / 2 bd/ba · 1,802 sq ft · $158/sq ft
Courtesy of HOLIDAY BUILDERS GULF COAST · View details →
Sold Oct 2026
$285,000
8805 PINE BARK WAY, WILDWOOD
4 / 2 bd/ba · 1,802 sq ft · $158/sq ft
Courtesy of HOLIDAY BUILDERS GULF COAST · View details →
Sold Sep 2026
$285,000
8822 PINE BARK WAY, WILDWOOD
4 / 2 bd/ba · 1,802 sq ft · $158/sq ft
Courtesy of HOLIDAY BUILDERS GULF COAST · View details →
Sold Sep 2026
$285,000
8822 PINE BARK WAY, WILDWOOD
4 / 2 bd/ba · 1,802 sq ft · $158/sq ft
Courtesy of HOLIDAY BUILDERS GULF COAST · View details →
Sold Aug 2026
$313,990
8809 PINE BARK WAY, WILDWOOD
4 / 2 bd/ba · 2,104 sq ft · $149/sq ft
Courtesy of HOLIDAY BUILDERS GULF COAST · View details →
Sold Aug 2026
$313,990
8809 PINE BARK WAY, WILDWOOD
4 / 2 bd/ba · 2,104 sq ft · $149/sq ft
Courtesy of HOLIDAY BUILDERS GULF COAST · View details →
Median of these 6 sales: $285,000 ($158/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$295,990
Bed / bath4 / 2
Living area1,802 sq ft
Year built2026
Property typeSingle Family Residence
Garage2-car
MLS #C7531228
Listing statuslisted Sep 26, 2026
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~59 ft
CountySumter
Estimated first-year tax~$3,108/yr
CDD assessmentNone on record
HOA$324/mo
Calculated estimates
Price per sq ft$164
Estimated monthly payment$2,274
Insurance (illustrative)$500–$2k/yr
Messtimate range$268,498 – $284,716
Comparable-sales median$285,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$2,274/mo
Principal & interest $1,614/mo71%
Taxes $259/mo11%
Insurance $78/mo3%
HOA $324/mo14%
$2,274/mo at 20% down, 30-yr @ 7.24% · edit any field to update.
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
HOA dues
$324/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Sumter County is $1,728/yr (656 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $500–$1,500/yr; neither is a quote.
Roof and age
Built in 2026. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$3,108/yr
Estimate: a typical Sumter effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$500–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$324/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~59 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Sumter County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireRelatively Moderate
TornadoRelatively High
LightningRelatively High
Strong windRelatively High
DroughtVery Low
HailVery Low
Cold waveRelatively Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Tillman Oaks
Pricing & the Tillman Oaks market
How this home is priced against recent nearby sales, and where Tillman Oaks has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2026BuiltPer public record
About Sep 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Sep 26, 2026)
Sep 26, 2026First seen on movewithmomentum.comObserved at $286,990
Oct 24, 2026Price increase$295,990 (+$9,000, +3.1%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 16.8 months of supply in the surrounding market and 38 days on market for this home, against a 122-day area median.Days on market:this home 38Area median: 122 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID. As of August 23, 2026.
🟡 Asking $164 per square foot, about 4% above the community’s $158 median. Tillman Oaks’s 12-month median sold price per square foot is $158. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Checked against the MLS November 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by HOLIDAY BUILDERS GULF COAST · MLS # C7531228
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Keep looking
Similar homes for sale near TILLMAN OAKS
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Parks Amenities
Merritt Field Recreation and Postal Center to open Nov. 5 in Farmstead
The Villages will hold a 9 a.m. ribbon-cutting on Nov. 5 for Merritt Field at 7503 Busche Boulevard. It has a swimming pool, shuffleboard and bocce courts, corn toss boards, a covered pavilion, mailboxes and parcel lockers. It is the third new recreation facility opened in about 30 days, and the Pullman center is still under construction.
Why it matters: New recreation and mail amenities in Farmstead add neighborhood-level conveniences in the southern Villages. The site is about 3 miles southeast of Tillman Oaks Wildwood.
Live Oak Shopping Center advances in Village of Long Prairie
A 33-acre Live Oak Shopping Center is planned in the Eastport area of The Villages, in the Villages of Southern Oaks near the Lake County line and across from the upcoming Tribute Recreation Complex. It is to be anchored by a grocer with dining, daily-needs businesses and fuel, and is still under water management district review.
Why it matters: A grocery-anchored center would add shopping and dining close to the southern Villages, shortening errand trips for nearby homes. The project is about 8 miles south of Tillman Oaks Wildwood, elsewhere in Sumter County.
Sumter County weighs widening lawsuit over Heart of Florida landfill
Sumter County sued the operators of the Heart of Florida landfill near Lake Panasoffkee on Sept. 22 over odors reported since early 2025. The county chairman has asked staff to discuss amending the suit or filing a new one to address a planned deep injection well for leachate, and no commission vote has been reported.
Why it matters: Outcome of the dispute could affect air quality and land-use conditions around the Bushnell and Lake Panasoffkee area. The project is about 10 miles southwest of Tillman Oaks Wildwood, elsewhere in Sumter County.
Sumter County and Wildwood begin pavement maintenance programs
Sumter County launched a $6.4 million program covering about 30 miles of roadway, including C-466 and multiple county roads, funded through its Capital Outlay Reserve Fund. The City of Wildwood began a separate $1.2 million program resurfacing downtown-area streets such as Alabama Street and Old Wire Road.
Why it matters: The paving programs upgrade road infrastructure across Sumter County and central Wildwood, extending pavement life along the listed corridors. The site is about 4 miles southwest of Tillman Oaks Wildwood.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Sumter County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Wildwood ElementaryAssigned elementary school · Sumter County School District · Grade A (Florida DOE 2025-26)
Wildwood MiddleAssigned middle school · Sumter County School District
Wildwood HighAssigned high school · Sumter County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 8785 Pine Bark Way, chosen from what the record shows. This is general guidance, not advice about this specific property.
New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
HOA dues are listed at $324/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Sumter County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,802 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $3,108/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: November 6, 2026)
Comparable sales
Stellar MLS closed sales in TILLMAN OAKS, last 18 months, as of August 23, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 8785 Pine Bark Way and when was it built?
Per the listing record, 8785 Pine Bark Way was built in 2026 and has 1,802 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 8785 Pine Bark Way in?
8785 Pine Bark Way is in Tillman Oaks in Wildwood, Sumter County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 8785 Pine Bark Way have an HOA, and how much are the dues?
The listing reports HOA dues of $324 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 8785 Pine Bark Way differ from the current owner's?
The estimate on this page (about $3,108 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 8785 Pine Bark Way in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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See 8785 PINE BARK WAY in person
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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1 / 1 photosListing courtesy of HOLIDAY BUILDERS GULF COAST
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.