3 bedroom Single Family Residence at 918 Shagos Drive, Shagos Bay, Apollo Beach — photo 1
10 days on market (MLS) Single Family Residence
$749,000
3-Bedroom Pool Home in SHAGOS BAY

918 Shagos Drive, Apollo Beach, FL 33572

Single Family Residence in SHAGOS BAY, APOLLO BEACH · No CDD on record
SHAGOS BAY · Apollo Beach, FL 33572 · Hillsborough County
Listing data updated October 17, 2026 at 5:59 AM ET · checked against the MLS hourly
3Bedrooms
2Bathrooms
1,572Sq Ft
1989Year Built
$476Per Sq Ft
WaterfrontPrivate pool2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
114% above
$/sq ft vs community
$476 here vs $222 median sold (12 mo)
Buyer leverage
Balanced market
10 days on market
$4k–$7k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $749k tops 12 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 17, 2026, 918 Shagos Drive in Shagos Bay, Apollo Beach is listed at $749,000 (1,572 sq ft, about $476 per sq ft). It has been 10 days on market. Listing facts: built in 1989, a private pool, waterfront, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1989 · 37 yrs
  • 1,572 sq ft of living area
  • 2-car garage
  • Listed at $749,000 — recent neighborhood median sale price ~$352,450 (nearby sales; deemed reliable, not an appraisal)
  • 10 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

918 Shagos Dr, Apollo Beach, FL 33572 | 3 Beds | 65+ Ft Deep-Water Canal | Heated Pool | 10,000-Lb Boat Lift | Approx. 12-Ft Elevation | New Metal Roof | No HOA | Short-Term Renting Allowed The reason to see 918 Shagos Drive is waiting in the backyard. More than 65 feet of deep-water saltwater canal frontage puts your boat at home on a private dock with a 10,000-lb lift, with no bridges between you and Tampa Bay.

Set on the south channel of Shagos Bay, this custom home by a local builder adds a west-facing waterfront, heated screened pool, covered outdoor kitchen, no HOA, no CDD, and short-term renting allowed. The waterfront lifestyle starts the moment you step outside. A day here can begin by lowering the boat for fishing, cruising, island hopping, or waterfront dining, then end right back at home beside the canal.

The rear balcony-style porch faces west for sunset views, and the seller has enjoyed watching dolphins and manatees move through the water. The seller also reports that the home sits approximately 12 feet above sea level and has never flooded. The dock and lift have been replaced, giving the waterfront a ready-made setup for boating.

When the boat stays put, the private courtyard-style pool becomes the center of the home. Three sliding glass doors open toward the approximately 24-by-33-foot screened patio and heated gunite pool, connecting indoor living with swimming, outdoor meals, and entertaining. The pool has been replastered and has a color LED light.

The pool cage, pavers, and covered outdoor kitchen have also been replaced. Outside bath access, a fire pit, and updated landscaping create even more ways to enjoy the backyard. Inside, this all block home has 1,572 square feet on one level, with architecture that gives it a personality of its own.

Cathedral and high ceilings, skylights, architectural windows, and open living and dining spaces keep the interior connected to the pool and waterfront. The renovated kitchen has stone counters, a convection oven, wine refrigerator, and eating space, and both bathrooms have been updated. The primary bedroom has a walk-in closet and private bath, with two additional bedrooms and a second full bath completing the layout.

The two-car attached garage has recent interior paint, a checkerboard floor, and a brand-new garage door opener. Recent improvements also include a newer heavy-gauge metal roof, an approximately two-year-old pool heater, and an approximately three-year-old high-efficiency heat-pump water heater. For investors, short-term renting is allowed, with no minimum lease period.

For someone who wants to live here, the appeal is simple: step outside and your boat, pool, outdoor kitchen, sunsets, and Tampa Bay access are all part of home. This is not one to judge only from the photos. Come stand in the backyard at 918 Shagos Drive and see why the setting changes the conversation.

* WHAT THE SELLER LOVES The water is part of the rhythm here. The boat is ready when you are, the heated pool and outdoor kitchen make staying home feel like a getaway, and evenings naturally drift toward the rear porch as the sun sets over the canal. The seller has especially loved seeing dolphins and manatees in the water and having so many ways to enjoy the backyard from morning through evening.

Description provided by 27NORTH REALTY and reproduced from the MLS; not independently verified.

Listing courtesy of 27NORTH REALTY · Listing agent: Shawna Calvert · 813-645-4663Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$749,000
Bed / bath3 / 2
Living area1,572 sq ft
Year built1989
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #TB8543555
Listing status10 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~8 ft
CountyHillsborough
Area listings1 active · 0 under contract
Estimated first-year tax~$7,865/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$476
Estimated monthly payment$5,195
Insurance (illustrative)$4k–$7k/yr
Messtimate range$301,824 – $609,936
Comparable-sales median$352,450

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$5,195/mo
  • Principal & interest $4,149/mo 80%
  • Taxes $655/mo 13%
  • Insurance $391/mo 8%

$5,195/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

What it really costs to own 918 Shagos Drive

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

HOA duesThe listing states there is no HOA.
Home and flood insuranceThe average Citizens Property Insurance premium in Hillsborough County is $1,816/yr (6,518 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $3,500–$7,000/yr; neither is a quote.
Roof and ageBuilt in 1989. An original roof would be about 37 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$7,865/yr

Estimate: a typical Hillsborough effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$4k–$7k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~8 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Hillsborough County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Hillsborough County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Moderate
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Shagos Bay

Pricing & the Shagos Bay market

How this home is priced against recent nearby sales, and where Shagos Bay has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales820 CHATHAM WALK DRIVE820 CHATHAM WALK DRIVE: $167/sq ft$1675406 AMARYLLIS GARDEN ST…5406 AMARYLLIS GARDEN STREET: $192/sq ft$19212501 LAKE VISTA DRIVE12501 LAKE VISTA DRIVE: $192/sq ft$192910 SPINDLE PALM WAY910 SPINDLE PALM WAY: $252/sq ft$252729 SPANISH MAIN DRIVE729 SPANISH MAIN DRIVE: $388/sq ft$3886518 SENEGAL PALM WAY6518 SENEGAL PALM WAY: $432/sq ft$432This homeThis home: $476/sq ft$476Community median $222
Property timeline

This home’s history

  • 1989BuiltPer public record
  • Sep 4, 2026First seen on movewithmomentum.comObserved at $749,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $749,000Momentum Realty · on market 10 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $352,450 ($222/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™ · automated estimate

The Messtimate

Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.

$398,100the mess$597,200

Directional estimate — built from 20 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market).

Track record: across 2,978 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.7% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-16.

Actual list price: $749,000 ($476/sq ft) — the seller's asking price is not an input to this range; compare the two.

A 50% spread on the same house — here is what a model can't see:

  • Condition & updates — a 1989 home may have had its roof, kitchen, or HVAC replaced since, or not; the model can't see either.
  • The lot — this listing is waterfront; water frontage is priced far off nearby averages.
  • The pool — a private pool carries cost and value the model only sees through the comps.
  • Carrying costs & concessions — insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.

And what the live market is doing right now:

  • 1 active listing competing
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.

Selling your own home? Try the Messtimate on your address →

Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (20); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 17, 2026.

Momentum Research

The Momentum read

🟡 Asking $476 per square foot, about 114% above the community’s $222 median. Shagos Bay’s 12-month median sold price per square foot is $222. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

58% of homes in Shagos Bay are owner-occupied. An estimated 42% are non-owner-occupied, including 0% held in a company or trust and 5% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 18 homes matched. Community-level context.

What’s unique here: one of only 1 active listings in Shagos Bay, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 17, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by 27NORTH REALTY · MLS # TB8543555

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Keep looking

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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings

In the area

Recent Shagos Bay news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Sep 2026 · Infrastructure

Sarasota Memorial board approves nearly $60M purchase of 120 acres on SR 64 east of I-75

The Sarasota County Public Hospital Board approved buying about 120 acres in Manatee County along the State Road 64 corridor just east of Interstate 75, plus a separate 10-acre parcel approved in July. The first phase would be a freestanding emergency department, with physician practices, imaging and labs later and possibly a full hospital. The purchase depends on rezoning and no timeline has been announced.

Why it matters: A future emergency and medical campus on SR 64 could add healthcare access and medical jobs for east Manatee and Lakewood Ranch area commutes. The site is about 6 miles south of Shagos Bay.

Tampa Bay Business and Wealth

Jul 2026 · Infrastructure

Florida's new state budget funds five major Manatee County projects

The 2026 state budget signed by Gov. Ron DeSantis directs 12.4 million dollars to five Manatee County projects, including the Singletary Road Bridge replacement, a 51st Street West extension in Bradenton, and design work for a Fort Hamer Road and I-75 interchange. The list also funds Fresh Start Manatee Phase 2 and the Valor Commons veterans hub.

Why it matters: State funding for road, bridge and interchange work expands transportation infrastructure and supports future growth capacity across Manatee County. The site is about 15 miles west of Shagos Bay.

MySuncoast (ABC7)

Go deeper

More on SHAGOS BAY

Go deeper on SHAGOS BAY

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Hillsborough County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 918 Shagos Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1989 (37 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 1,572 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $7,865/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, checked against the MLS hourly (last: October 17, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 918 Shagos Drive and when was it built?

Per the listing record, 918 Shagos Drive was built in 1989 and has 1,572 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 918 Shagos Drive in?

918 Shagos Drive is in Shagos Bay in Apollo Beach, Hillsborough County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 918 Shagos Drive have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 918 Shagos Drive differ from the current owner's?

The estimate on this page (about $7,865 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 918 Shagos Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 918 SHAGOS DRIVE in person

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.