Single Family Residence in SOLIVITA PH 07C, POINCIANA · No CDD on record
SOLIVITA PH 07C · Poinciana, FL 34759 · Polk County
Listing data updated October 14, 2026 at 11:36 AM ET · checked against the MLS hourly
Listed by PELLEGO, LLC (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
4Bedrooms
4.5Bathrooms
2,917Sq Ft
2006Year Built
$218Per Sq Ft
Waterfront3-car garageNo CDD on recordFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
11% above
$/sq ft vs community
$218 here vs $197 median sold (12 mo)
Buyer leverage
Buyer advantage
7 days on market
7510.7 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~70 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $635k tops 12 of the last 12 closed sales; also one of the largest homes here at 2,917 sq ft
As of October 14, 2026, 970 San Raphael Street in Solivita Ph 07C, Poinciana is listed at $634,900 (2,917 sq ft, about $218 per sq ft). That is 15% above Solivita Ph 07C's median closed sale of $550,000 over the last 12 months (49 recorded sales). Per square foot it is above the community's recent $197/sq ft by about 11%. It came to market within the past week. Listing facts: built in 2006, waterfront, HOA dues of $464/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2006 · 20 yrs
2,917 sq ft of living area
3-car garage
Listed at $634,900 — recent neighborhood median sale price ~$550,000 (nearby sales; deemed reliable, not an appraisal)
New to market
HOA $464/mo (per listing)
Listing description
About this home
Welcome to this exceptional custom Venetian model situated on an oversized lot in the highly desirable Portofino neighborhood of Solivita. Offering an impressive combination of luxury, privacy, and spectacular water views, this home features 4 bedrooms, 4.5 bathrooms, a separate in-law suite, den/study, Paid off solar panels and a full-size 3-car garage. Enter through the gated courtyard and through elegant double leaded-glass doors into the soaring, high-ceiling great room.
From the moment you enter, your eyes are drawn through the home to the expansive water views beyond. The dining room is conveniently located adjacent to the kitchen, making entertaining effortless. The chef's dream kitchen features an eat-at bar, abundant granite counter space, ample cabinetry, double built-in ovens, cooktop, tile backsplash, and a charming breakfast nook overlooking the water.
The spacious primary suite is a private retreat, complete with a sitting area and its own beautiful water views. Two oversized walk-in closets provide exceptional storage. The luxurious en-suite bathroom features dual vanities, a knee-space makeup area, a large walk-in shower, and a garden tub.
Bedrooms 2 and 3 are located on the opposite side of the home, each offering its own en-suite bathroom. A separate den/study conveniently separates the two bedrooms, providing privacy for family members or guests. The private in-law suite is accessed directly from the gated courtyard, offering an ideal space for extended family or guests.
The suite includes its own private entrance and a bathroom with a walk-in shower. Step outside to your screened lanai, where you can relax in the hot tub while taking in the breathtaking, expansive water views. A separate patio provides another wonderful outdoor entertaining space.
The large backyard offers plenty of room for a future pool and has ample space to create a fenced area for your furry family members. The full-size 3-car garage provides plenty of room for vehicles, golf carts, storage, and more, with convenient attic access for additional storage. This is a rare opportunity to own a custom Venetian with an exceptional multi-generational floor plan, oversized lot, private courtyard, 3-car garage, and stunning water views in one of Solivita's most desirable neighborhoods.
A truly special home designed for elegant living and effortless entertaining! The HOA provides exceptional value by covering landscaping maintenance, irrigation, cable TV, and high-speed Internet, allowing you to enjoy a low-maintenance lifestyle in this desirable community. Solivita is a premier 55+ community, offering residents an exceptional lifestyle with state-of-the-art amenities.
Enjoy a fully 2 equipped fitness centers, dance and aerobics studios, and an impressive array of recreational options including 14 heated swimming pools, two heated spas, tennis courts, pickleball courts, shuffleboard, bocce ball, billiards, and an art gallery. The community also features three on-site restaurants and two championship 18-hole golf courses. With a full calendar of activities and events, there’s always something new to explore and enjoy.
This home is conveniently located near a hospital and medical office complex, and shopping center.
Description provided by PELLEGO, LLC and reproduced from the MLS; not independently verified.
Listing courtesy of PELLEGO, LLC · Listing agent: Stan Wilson · 561-414-4614Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$634,900
Bed / bath4 / 4.5
Living area2,917 sq ft
Year built2006
Property typeSingle Family Residence
Garage3-car
MLS #S5154400
Listing statusNew — 7 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~70 ft
CountyPolk
Area listings4926 active · 1553 under contract
Estimated first-year tax~$9,475/yr
CDD assessmentNone on record
HOA$464/mo
Calculated estimates
Price per sq ft$218
Estimated monthly payment$5,026
Insurance (illustrative)$2k–$4k/yr
Messtimate range$317,953 – $425,882
Comparable-sales median$550,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$5,026/mo
Principal & interest $3,517/mo70%
Taxes $790/mo16%
Insurance $256/mo5%
HOA $464/mo9%
$5,026/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Polk County rate (16.19 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $7,650/yr ($638/mo) — taxable value $472,126 × 16.19 mills
$1,825 more each year
(+24%)
The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.
$472,126
Market value
$472,126
Assessed
$472,126
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Polk County Property Appraiser 2025 final millage rates; Polk County School Board 2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 970 San Raphael Street
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $7,650/yr (certified county roll, taxable value × millage). Buy at the asking price of $634,900 and the first-year bill resets to about $9,475/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 16.19 mills); Save Our Homes caps later increases at 3%/yr.
CDD / special assessments
This listing reports $873/yr in CDD or special-district assessments on the tax bill (MLS, TaxOtherAnnualAssessmentAmount).
HOA dues
$464/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Polk County is $1,931/yr (5,380 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $2,000–$4,500/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 2006. An original roof would be about 20 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated carrying cost at the asking price, before the mortgage: about $1,487/month (tax $790, CDD $73, HOA $464, insurance $161). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$464/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~70 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Polk County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windVery High
DroughtRelatively Moderate
HailRelatively Moderate
Cold waveRelatively Moderate
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · WINDSOR ISLAND RESIDENCE PH 2B
Pricing & the WINDSOR ISLAND RESIDENCE PH 2B market
How this home is priced against recent nearby sales, and where WINDSOR ISLAND RESIDENCE PH 2B has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in WINDSOR ISLAND RESIDENCE PH 2B
Each dot is a closed sale since 2022 (146 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2022–2026. This home lists at $218/sq ft.
Median sale price by year
12-month median closed price, 2022–2026.
Property timeline
This home’s history
2006BuiltPer public record
About Oct 2026Listed (per MLS)MLS reports 7 cumulative days on market as of October 14, 2026
Oct 13, 2026First seen on movewithmomentum.comObserved at $634,900
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $634,900Momentum Realty · on market 7 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Aug 2026
$190,000
214 TARANTO WAY, KISSIMMEE
4 / 3.5 bd/ba · 2,871 sq ft · $66/sq ft
Courtesy of WHITE OAK REALTY, LLC · View details →
Sold Jul 2026
$320,000
249 ABBOTSBURY DRIVE, KISSIMMEE
4 / 3 bd/ba · 2,847 sq ft · $112/sq ft
Courtesy of SOVEREIGN REAL ESTATE GROUP · View details →
Sold Jul 2026
$310,000
202 AMESBURY LANE, KISSIMMEE
4 / 2.5 bd/ba · 2,847 sq ft · $109/sq ft
Courtesy of NHR BROKERAGE LLC · View details →
Sold May 2026
$340,000
4451 CHERRY BRANCH COURT, KISSIMMEE
4 / 3 bd/ba · 2,847 sq ft · $119/sq ft
Courtesy of PARADISE ONE REALTY · View details →
Sold Feb 2026
$427,000
4574 FICUS TREE ROAD, KISSIMMEE
4 / 2.5 bd/ba · 2,847 sq ft · $150/sq ft
Courtesy of WF REALTY CORP. · View details →
Sold Jul 2026
$416,000
4556 FICUS TREE ROAD, KISSIMMEE
4 / 2.5 bd/ba · 2,847 sq ft · $146/sq ft
Courtesy of LA ROSA REALTY KISSIMMEE · View details →
Median of these 6 sales: $550,000 ($197/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™ · automated estimate
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$343,100the mess$514,700
Directional estimate — built from 20 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market).
Track record: across 2,975 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.6% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-14.
Actual list price: $634,900 ($218/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 50% spread on the same house — here is what a model can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
The lot — this listing is waterfront; water frontage is priced far off nearby averages.
Carrying costs & concessions — this home carries HOA dues of $464/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
This home: 7 days on market vs. a 107-day community median
5633 active listings competing, 1632 under contract
9 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (20); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 14, 2026.
Momentum Scores
Momentum Property Score
54/100
Strongest on: Flood safety (95), Pricing power (91)
0 limited50100 exceptional
54/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area23
This home $218/sq ft vs the community 12-month median $197/sq ft.
Affordability24
List price $634,900 vs the community median $550,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~70 ft elevation. Verify the parcel with FEMA.
Insurance cost73
From FEMA Zone X and a 2006 build. Obtain a property-specific quote.
Market liquidity20
Community median 107 days on market (12-month record).
Pricing power91
Recent sales closed at about 89.8% of original asking (~10.2% below). More room below asking generally favors buyers.
Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 7510.7 months of supply in the surrounding market and 7 days on market for this home, against a 107-day area median.Days on market:this home 7Area median: 107 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2022 through 2026. As of September 20, 2026.
🟡 Asking $218 per square foot, about 11% above the community’s $197 median. WINDSOR ISLAND RESIDENCE PH 2B’s 12-month median sold price per square foot is $197. Median sold price per square foot is down 8.3% year over year. Confidence: Very High · 49 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent WINDSOR ISLAND RESIDENCE PH 2B sales closed near 89.8% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 4926 active listings in WINDSOR ISLAND RESIDENCE PH 2B, no CDD assessment.
Updated October 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by PELLEGO, LLC · MLS # S5154400
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Keep looking
Similar homes for sale near SOLIVITA PH 07C
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Sep 2026 · Infrastructure
$1.2 Million Sidewalk Project Completed in Northwest Lake Wales
Lake Wales finished a $1.2 million sidewalk phase covering Orange Avenue, Wetmore Street, Sessoms Avenue, Seminole Avenue, Seaboard Avenue, Dorsett Avenue, B Street and C Street, rehabilitating existing walks and adding new ones. A state grant paid for the work, and an earlier phase finished in 2025. Landscaping and street trees remain scheduled in some areas.
Why it matters: New sidewalks improve walking access to nearby streets and amenities in northwest Lake Wales. The project is about 14 miles south of Zz Stellar Polk Unassigned, elsewhere in Polk County.
Winter Haven Commission Approves 13-Townhome Affordable Housing Project at 7th Street SW and Avenue N SW
Winter Haven commissioners voted unanimously on Aug. 24 to support Heart for Winter Haven's plan for about 13 transitional affordable townhomes on 0.818 acres at the southwest corner of 7th Street SW and Avenue N SW. The city will provide a $350,000 forgivable grant from its Supplemental Affordable Housing Trust Fund, with a seven-year affordability requirement. No construction dates were given.
Why it matters: The project adds a small number of affordable units near central Winter Haven, supporting local workforce housing supply. The project is about 10 miles southwest of Zz Stellar Polk Unassigned, elsewhere in Polk County.
Haines City Data Center Proposal on Hold Over Water Capacity
Texas based Cielo Digital Infrastructure has proposed a data center on Marion Road and State Road 544 East in Haines City, requesting 150,000 gallons of potable water per day. City officials say the project remains preliminary, is awaiting additional water allocation from the Southwest Florida Water Management District, and has not yet come before the commission for approval.
Why it matters: A proposed data center signals commercial and industrial interest in the Haines City area while highlighting water infrastructure limits that could shape the pace of future development. The site is about 2 miles southwest of Zz Stellar Polk Unassigned.
Hillpointe Opens Pointe Grand Apartments in Davenport
Hillpointe has begun leasing at Pointe Grand Champions Village, an approximately 445 unit apartment community at 2010 Celsius Way in Davenport. As of late June 2026 the project was about 50 percent built and had started moving in residents, featuring one bedroom cottages, two bedroom units, and three bedroom townhomes with resort style amenities.
Why it matters: A large new apartment community expands rental housing supply and adds amenity rich multifamily inventory to the Davenport market. The project is about 9 miles north of Zz Stellar Polk Unassigned, elsewhere in Polk County.
Schools currently assigned to this address in Polk County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Polk County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Amenities and HOA/CDD detail on the neighborhood guide.
Before you decide
Buyer research checklist
Items worth confirming for 970 San Raphael Street, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2006 (20 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $464/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Polk County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 2,917 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $9,475/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,825 more per year than the current owner’s estimated bill (+24%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: October 14, 2026)
Comparable sales
Stellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 970 San Raphael Street and when was it built?
Per the listing record, 970 San Raphael Street was built in 2006 and has 2,917 sq ft of living area, 4 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 970 San Raphael Street in?
970 San Raphael Street is in Solivita Ph 07C in Poinciana, Polk County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 970 San Raphael Street have an HOA, and how much are the dues?
The listing reports HOA dues of $464 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 970 San Raphael Street differ from the current owner's?
The estimate on this page (about $9,475 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,825 more per year than the current owner’s estimated bill (+24%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 970 San Raphael Street in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 970 SAN RAPHAEL STREET in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
