FEMA Zone X — flood insurance generally not federally required
Built 2020 · 6 yrs
$247/sq ft — above the area median of $219
114 days on market
HOA ~$50/mo (estimate; confirm)
Listing facts & disclosures
$479,000
List price
As listed in the MLS
3 / 2.5
Bed / bath
Per the listing
1,943
Living area
Sq ft (approx.)
$247
Price / sq ft
List ÷ living area
The home
Year built2020
Per public record.
Lot sizeSee record
Approximate; verify with survey.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$4,119/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
Listing description
About this home
Welcome to 147 Clifton Bay Loop, an exceptional waterfront home in the highly sought-after Beachwalk community, where everyday living feels like a resort getaway. Perfectly positioned on one of the best waterfront lots in Beachwalk, this beautifully updated home offers stunning w...
Description provided by HOMECOIN.COM and reproduced from the MLS; not independently verified.
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$3,037
Principal & interest$2,498
Property tax$343
Insurance$146
CDD assessment$0
HOA$50
PMI$0
Down payment $95,800 · Loan $383,200. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$4,119/yr
The seller likely pays less due to the homestead cap. At a $479,000 purchase, expect your first full-year St. Johns bill near $4,119 before exemptions.
CDD assessment
None
No CDD assessment on record for this community.
Insurance
~$1,750/yr
Estimate for a 2020 build in St. Johns. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~20 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in Twin Creeks North
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Twin Creeks North neighborhood guide for more.
Comparable sales found
1
Recent nearby closings in the data set.
Median sale price (set)
$374,000
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$219
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$247
List price divided by living area. Provided as data, not a value judgment.
Go deeper on Twin Creeks North
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.
This home's $/sq ft vs. nearby sales
The Messtimate™
The Messtimate: $340,025 – $511,009
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. That’s the whole point: look how wide it is.
$340,025the mess$511,009
A 50% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or dated interior can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
This home: 114 days on market vs. a ~81-day neighborhood median
14 active listings competing in Twin Creeks North
0% of for-sale inventory is already under contract (demand signal)
pending-to-active ratio 0.0 (higher = faster-selling demand)
≈21.0 months of supply (under ~4 favors sellers, over ~6 favors buyers)
8 closed here in the last 12 months
For reference, this home is listed at $479,000 ($247/sq ft) — a number set with analysis a Messtimate can't do.
Want a number you can actually price or offer on? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,943 sq ft × $175–$263/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 1, 2026.
In the area
Recent Beachwalk news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Retail Dining
Beachwalk Shops retail center moves toward construction at BJ's entrance on CR 210
Developer Ashco Centers said it expects to begin construction within about 90 days on Beachwalk Shops, a roughly 30,000 square foot Class A retail building at the entrance to the BJ's Wholesale Club at 115 Beachwalk Boulevard. Plans show seven units sized from about 2,353 to 6,288 square feet with 104 parking spaces, positioned for retail, restaurant, medical, and service tenants. A grand opening is targeted for 2027.
Why it matters: Additional inline retail at an established grocery and warehouse anchor can deepen the everyday convenience base along the CR 210 corridor. New shop space of this type has historically supported steady demand for nearby homes once tenants are announced.
CR 210 widening from Trinity Way to Beachwalk Boulevard completed
St. Johns County held an April 24 ribbon-cutting marking completion of its roughly $15 million widening of County Road 210, expanding about seven-tenths of a mile from two to six lanes between Trinity Way and Beachwalk Boulevard. The project added sidewalks, curbing, drainage improvements, and a new signal at Badger Park Drive and Cumberland Park Drive.
Why it matters: Capacity relief on Beachwalk's front-door corridor may ease peak-hour friction that has been a common buyer objection along CR 210. Completed road projects, unlike planned ones, can be priced into the submarket with more confidence.
Plans were filed for an AutoZone auto parts store within the Beachwalk development along the County Road 210 commercial frontage. The filing adds a national convenience retailer to a corridor already anchored by BJ's Wholesale Club, Lowe's, and the Beachwalk lifestyle center tenants.
Why it matters: Continued national-credit leasing along the CR 210 frontage suggests the corridor's retail base is still deepening. Service retail of this type mainly affects convenience rather than community character, but it does reflect sustained traffic counts.
Smalls Sliders plans Beachwalk-area location on CR 210
Smalls Sliders, a cheeseburger slider chain with investment from former NFL quarterback Drew Brees, staged its signature shipping-container restaurant at 1545 W. County Road 210 across from the Fountains at St. Johns, with an opening targeted for May. The compact roughly 750 square foot format is being developed by a Florida franchise group expanding across the state.
Why it matters: Fast-casual operators continue to backfill the CR 210 corridor serving Beachwalk households, broadening quick dining options without large-format construction. Small-footprint concepts can open quickly, so corridor amenity counts may keep rising through 2026.
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Lakeside AcademyPublic K-8 · St. Johns County School District
Beachside High SchoolPublic 9-12 · St. Johns County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Oct 2025
$374,000
76 OLD FORT Trail, St. Johns
3 / 2.5 bd/ba · 1,710 sq ft · $219/sq ft
Courtesy of OPENDOOR BROKERAGE, LLC. · View details →
Median of the set: $219/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
The full spec sheet
Property details & features
Interior
Bedrooms3
Bathrooms2.5
Living area1,943 sq ft
Exterior & lot
Lot sizeSee record
TypeSingle Family Residence
Systems
Year built2020
Age6 yrs
Listing
MLS #2134071
StatusActive
Days on market114
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
St. Johns
Groceries, dining, and parks for this city — see the city guide.
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $479,000Momentum Realty · on market 114 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 147 CLIFTON BAY Loop in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Listing agent
Listed by
HOMECOIN.COM
Listing courtesy of HOMECOIN.COM. Information provided via the NEFMLS Internet Data Exchange and deemed reliable but not guaranteed. To tour this home, a licensed Momentum Realty agent can represent you as a buyer.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
