Aerial view of 32091, Florida

32091 (Starke)
Housing Market & Home Values

ZIP code market report · Bradford County, FL

Median sale price $353,950, up 29.1% year over year, with homes going under contract in about 46 days.

10 communities reporting91 sales analyzedRefreshed twice dailyMomentum Score 75
Live Market Pulse
75/100
Momentum
Healthy Market
Prices are up 29% in one year. Recalculated every day from licensed MLS data · last refresh October 6, 2026 at 7:22 PM ET.
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Live · 32091 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$354K ▲
Median sold · 12 moConfidence: Medium
up 29.1% vs the prior 12 months
+29.1% ▲
1-yr price change
n = 91 recent sales
$191/sf ▼
Sold $/sqft · 12 mo
Bradford County: $191 · -7.0% vs prior yr
92.4% ▼
Sale vs ask
Bradford County: 93.7% · -4.0pp vs prior yr
$252K ▲
Bradford County home value
Zillow ZHVI, monthly · +3.8% vs a year ago
Tempo
46days ▲
Median DOM · closed
Bradford County: 42 days · +6.0 days vs prior yr
100%
Under contract
of inventory already spoken for
— · 1
For sale · pending
live counts, refreshed twice daily
Market context
24% ▼
Listings with price cuts
Bradford County · Zillow · -3.4pp vs prior month
103 ▲
County for-sale inventory
Zillow, monthly · +6.2% vs prior month
1% ▼
New construction
share of recent sales · -9.1pp vs prior yr
75/100
Momentum score
Healthy Market
10
Communities reporting
of 114 tracked in 32091
Economy & people · county layer
$59,740
Median household income
U.S. Census ACS, county
27,888
County population
+3.4% since 2018
4.2×
Price to income
county home value vs median income
71%
Owner-occupied
U.S. Census ACS, county
$1,022/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 6, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

100% of listed homes are already under contract. Prices are up 29.1% versus the prior year and sellers are still collecting 92.4% of asking. Taken together, the data points to a seller-leaning market.

What It Means

Who has leverage right now

BUYER'S SELLER'S 75
Momentum Score
Buyer leverage25
Seller leverage75

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 100% of inventory sits under contract.
  • Mortgage sensitivity — at 4.2× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 32091 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Neighborhood Heat Map

Where 32091 is hot — and where it isn't

Each dot is a community (8 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 32091 (Starke)

The median sale price across 32091 currently stands at $353,950, up 29.1% from a year ago. Buyers are paying a median of $191 per square foot. The typical home goes under contract in about 46 days. Sellers are capturing 92.4% of their original asking price on average.

with 1 more already under contract.

Zillow's home value index for Bradford County stands at $252,406. About 24% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32091 is 75 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 6, 2026.

Trends & History

32091 since 2014 — and where it’s heading

A median home here sold for $150,847 in 2014 and $377,514 over the last recorded year — 150% appreciation across 12 years of recorded sales.

Median sale price · 2014–2026 (588 recorded sales)

$95K$244K$392K$378K2014: $151K2015: $101K2016: $118K2017: $168K2018: $108K2019: $151K2020: $108K2021: $194K2022: $280K2023: $261K2024: $354K2025: $386K2026: $378K20142017202020232026

Days on market by year

21d58d94d46d2014: 93d2015: 71d2016: 65d2017: 46d2018: 38d2019: 45d2020: 42d2021: 31d2022: 23d2023: 54d2024: 54d2025: 40d2026: 46d20142017202020232026

Home value trend · Bradford County (Zillow ZHVI)

$241K$247K$253K$252KAug '25: $243KSep '25: $242KOct '25: $242KNov '25: $242KDec '25: $242KJan '26: $243KFeb '26: $246KMar '26: $249KApr '26: $251KMay '26: $252KJun '26: $253KJul '26: $253KAug '26: $252KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

7992105103Aug '25: 105Sep '25: 100Oct '25: 99Nov '25: 94Dec '25: 88Jan '26: 82Feb '26: 80Mar '26: 85Apr '26: 89May '26: 91Jun '26: 92Jul '26: 97Aug '26: 103Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Bradford County (MLS)

1155100Jul 07 · Active: 81Aug 03 · Active: 88Aug 04 · Active: 87Aug 05 · Active: 88Aug 06 · Active: 89Aug 07 · Active: 92Aug 08 · Active: 90Aug 09 · Active: 89Aug 10 · Active: 90Aug 11 · Active: 88Aug 12 · Active: 89Aug 13 · Active: 89Aug 15 · Active: 86Aug 17 · Active: 86Aug 19 · Active: 88Aug 22 · Active: 89Aug 23 · Active: 89Aug 28 · Active: 96Aug 29 · Active: 96Aug 30 · Active: 97Aug 31 · Active: 96Sep 07 · Active: 95Sep 09 · Active: 92Sep 11 · Active: 94Sep 12 · Active: 94Sep 13 · Active: 95Sep 14 · Active: 95Sep 15 · Active: 97Sep 16 · Active: 98Sep 17 · Active: 98Sep 19 · Active: 98Sep 20 · Active: 97Sep 21 · Active: 98Sep 22 · Active: 99Sep 23 · Active: 99Sep 24 · Active: 99Sep 25 · Active: 98Sep 26 · Active: 99Sep 28 · Active: 96Oct 01 · Active: 95Oct 04 · Active: 97Oct 05 · Active: 97Oct 06 · Active: 97Jul 07Sep 07Oct 06ActivePending

Median price · daily recalculation

$252K$306K$360K$354KAug 06: $350KAug 08: $350KAug 09: $350KAug 10: $350KAug 11: $350KAug 12: $350KAug 13: $350KAug 15: $350KAug 17: $350KAug 18: $350KAug 19: $350KAug 20: $350KAug 21: $350KAug 22: $350KAug 23: $350KAug 24: $350KAug 26: $350KAug 28: $350KAug 29: $350KAug 30: $350KAug 31: $350KSep 01: $350KSep 04: $350KSep 05: $350KSep 06: $350KSep 07: $350KSep 08: $350KSep 09: $350KSep 10: $350KSep 11: $350KSep 12: $254KSep 13: $254KSep 14: $254KSep 15: $254KSep 16: $354KSep 17: $354KSep 19: $354KSep 20: $354KSep 21: $354KSep 22: $354KSep 23: $354KSep 24: $354KSep 25: $354KSep 26: $354KSep 28: $354KSep 29: $358KSep 30: $358KOct 01: $358KOct 03: $358KOct 04: $358KOct 05: $358KOct 06: $354KAug 06Aug 22Sep 08Sep 22Oct 06
Single-family 96%Manufactured Home - Post 1977 2%Half Duplex 1%
Local Economics · county layer

What’s driving 32091

Who’s moving here
+436 net residents/yr

Movers arriving report ~$49,826 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,033/yr avg premium

158 Citizens policies in force in Bradford County — the state-backed insurer of last resort. Budget insurance into any Bradford purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
66 units permitted -27% YoY

66 single-family · 0 multi-family · 2.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Starke ▲ 48%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Community Movers

Neighborhoods on the move

Prices rising fastest
StarkeStarke$270K▲ 48%
WOODLAWNSarasota$782K▲ -8%
Prices cooling fastest
WOODLAWNSarasota$782K▼ 8%
StarkeStarke$270K▼ 48%
Selling fastest
StarkeStarke$270K40 days
WOODLAWNSarasota$782K45 days
RuralStarke$487K48 days
Pine LakesStarke$354K52 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32091 right now?

The data says conditions currently favor sellers in 32091 — the Momentum Score reads 75/100. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32091 becoming more affordable?

No — the median sale price in 32091 is $353,950, up 29.1% versus the prior year, while sellers still capture 92.4% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 32091?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are WOODLAWN (-8%); Starke (48%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32091 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Starke (40 days); WOODLAWN (45 days); Rural (48 days) — homes there go under contract well ahead of the market-wide pace of 46 days.

Questions

32091 (Starke) housing market FAQ

Is it a good time to sell a house in 32091?

By the numbers, sellers in 32091 are getting 92.4% of asking price and going under contract in about 46 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 32091 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 32091 median sale prices are up 29.1% year over year, and 100% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 32091?

The median sale price in 32091 is currently $353,950, up 29.1% from a year ago, based on MLS sales data updated October 6, 2026.

Is 32091 a buyer's or seller's market right now?

The data currently favors sellers. 32091 scores 75 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 32091?

The typical home in 32091 goes under contract in about 46 days, per current MLS data.

Are home prices in 32091 rising or falling?

Median sale prices are up 29.1% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32091 (Starke). Talk through what the numbers mean for your move.

Talk to founders
Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 6, 2026 at 7:22 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.