Aerial view of 32091, Florida

32091 (Starke)
Housing Market

ZIP code market report · Bradford County

Median sale price $350,000, up 14.1% year over year, with homes going under contract in about 27 days.

8 communities reporting64 sales analyzedRefreshed twice dailyMomentum Score 82
Live Market Pulse
82/100
Momentum
Strong Market
Prices are up 14% in one year. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · 32091 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$350K
Median sold · 12 moConfidence: Medium
up 14.1% vs the prior 12 months
+14.1%
1-yr price change
n = 64 recent sales
$200/sf
Sold $/sqft · 12 mo
Bradford County: $185 · -12.3% vs prior yr
94.1%
Sale vs ask
Bradford County: 94.6% · -1.8pp vs prior yr
$257K
Bradford County home value
Zillow ZHVI, monthly · +3.5% vs a year ago
Tempo
27days
Median DOM · closed
Bradford County: 42 days · -5.0 days vs prior yr
100%
Under contract
of inventory already spoken for
· 1 ▲1
For sale · pending
live counts, refreshed twice daily
Market context
33%
Listings with price cuts
Bradford County · Zillow · +2.2pp vs prior month
92
County for-sale inventory
Zillow, monthly · +1.1% vs prior month
3%
New construction
share of recent sales · -4.0pp vs prior yr
38%
Cash buyers
share of sales · peak 53% · +1.0pp vs prior yr
82/100
Momentum score
Strong Market
Economy & people · county layer
$59,740
Median household income
U.S. Census ACS, county
27,888
County population
+3.4% since 2018
4.3×
Price to income
county home value vs median income
71%
Owner-occupied
U.S. Census ACS, county
$1,022/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

100% of listed homes are already under contract. Prices are up 14.1% versus the prior year and sellers are still collecting 94.1% of asking. Taken together, the data points to a seller-leaning market.

What It Means

Who has leverage right now

BUYER'S SELLER'S 82
Momentum Score
Buyer leverage18
Seller leverage82

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 100% of inventory sits under contract.
  • Mortgage sensitivity — at 4.3× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 32091 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Neighborhood Heat Map

Where 32091 is hot — and where it isn't

Each dot is a community (8 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 32091 (Starke)

The median sale price across 32091 currently stands at $350,000, up 14.1% from a year ago. Buyers are paying a median of $200 per square foot. The typical home goes under contract in about 27 days. Sellers are capturing 94.1% of their original asking price on average.

with 1 more already under contract.

Zillow's home value index for Bradford County stands at $256,701. About 33% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32091 is 82 of 100 — strong market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

32091 since 2012 — and where it’s heading

A median home here sold for $59,000 in 2012 and $388,837 over the last recorded year — 559% appreciation across 14 years of recorded sales. Cash buyers took 38% of recent sales, down from a 53% peak.

Median sale price · 2012–2026 (1,381 recorded sales)

$51K$256K$460K$389K2012: $59K2013: $83K2014: $145K2015: $123K2016: $120K2017: $153K2018: $159K2019: $144K2020: $153K2021: $177K2022: $311K2023: $289K2024: $391K2025: $452K2026: $389K20122015201920232026

Days on market by year

11d49d87d27d2012: 57d2013: 71d2014: 86d2015: 61d2016: 56d2017: 51d2018: 65d2019: 47d2020: 46d2021: 39d2022: 13d2023: 41d2024: 44d2025: 32d2026: 27d20122015201920232026

Cash buyers · share of sales

28%41%53%38%2016: 53%2017: 50%2018: 42%2019: 36%2020: 40%2021: 38%2022: 29%2023: 32%2024: 40%2025: 36%2026: 38%20162018202120242026

Home value trend · Bradford County (Zillow ZHVI)

$245K$251K$257K$257KJun '25: $248KJul '25: $247KAug '25: $247KSep '25: $246KOct '25: $246KNov '25: $246KDec '25: $246KJan '26: $247KFeb '26: $250KMar '26: $253KApr '26: $255KMay '26: $256KJun '26: $257KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

799310692Jun '25: 106Jul '25: 106Aug '25: 105Sep '25: 100Oct '25: 99Nov '25: 94Dec '25: 88Jan '26: 82Feb '26: 80Mar '26: 85Apr '26: 89May '26: 91Jun '26: 92Jun '25Sep '25Dec '25Mar '26Jun '26

Daily active vs pending · Bradford County (MLS)

225689Jul 07 · Active: 81Aug 03 · Active: 88Aug 04 · Active: 87Aug 05 · Active: 88Jul 07Aug 04Aug 05ActivePending
Single-family 88%Manufactured 5%Manufactured Home - Post 1977 2%Townhome 2%Mobile 1%
Local Economics · county layer

What’s driving 32091

Who’s moving here
+436 net residents/yr

Movers arriving report ~$49,826 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,033/yr avg premium

158 Citizens policies in force in Bradford County — the state-backed insurer of last resort. Budget insurance into any Bradford purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
66 units permitted -27% YoY

66 single-family · 0 multi-family · 2.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Home Non Sub ▲ 36%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Community Movers

Neighborhoods on the move

Prices rising fastest
Home Non SubOcala$350K▲ 36%
StarkeStarke$249K▲ 18%
MEADOWS THESarasota$538K▲ -0%
WOODLAWNSarasota$782K▲ -8%
Prices cooling fastest
WOODLAWNSarasota$782K▼ 8%
MEADOWS THESarasota$538K▼ 0%
StarkeStarke$249K▼ 18%
Home Non SubOcala$350K▼ 36%
Selling fastest
Home Non SubOcala$350K13 days
StarkeStarke$249K18 days
MEADOWS THESarasota$538K28 days
WOODLAWNSarasota$782K45 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32091 right now?

The data says conditions currently favor sellers in 32091 — the Momentum Score reads 82/100. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32091 becoming more affordable?

No — the median sale price in 32091 is $350,000, up 14.1% versus the prior year, while sellers still capture 94.1% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 32091?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are WOODLAWN (-8%); MEADOWS THE (-0%); Starke (18%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32091 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Home Non Sub (13 days); Starke (18 days); MEADOWS THE (28 days) — homes there go under contract well ahead of the market-wide pace of 27 days.

Questions

32091 (Starke) housing market FAQ

What is the median home price in 32091?

The median sale price in 32091 is currently $350,000, up 14.1% from a year ago, based on MLS sales data updated August 6, 2026.

Is 32091 a buyer's or seller's market right now?

The data currently favors sellers. 32091 scores 82 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 32091?

The typical home in 32091 goes under contract in about 27 days, per current MLS data.

Are home prices in 32091 rising or falling?

Median sale prices are up 14.1% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32091 (Starke). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.