32425 (Bonifay)
Housing Market
Median sale price $179,500, up 12.9% year over year, with homes going under contract in about 39 days.
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Housing Market Analyst
Prices are up 12.9% versus the prior year and sellers are still collecting 93.5% of asking. Taken together, the data points to a seller-leaning market.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.
- Mortgage sensitivity — at 3.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.
Derived from current 32425 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
The read on 32425 (Bonifay)
The median sale price across 32425 currently stands at $179,500, up 12.9% from a year ago. The typical home goes under contract in about 39 days. Sellers are capturing 93.5% of their original asking price on average.
Zillow's home value index for Holmes County stands at $189,067. About 14% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32425 is 69 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
32425 since 2016 — and where it’s heading
A median home here sold for $59,704 in 2016 and $183,833 over the last recorded year — 208% appreciation across 10 years of recorded sales.
Median sale price · 2016–2026 (167 recorded sales)
Days on market by year
Home value trend · Holmes County (Zillow ZHVI)
For-sale inventory · county (Zillow)
What’s driving 32425
Top inbound states: AL. Movers arriving report ~$46,713 average income. Source: IRS SOI county-to-county migration, 2022-2023
89 Citizens policies in force in Holmes County — the state-backed insurer of last resort. Budget insurance into any Holmes purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
12 single-family · 0 multi-family · 0.6 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Neighborhoods on the move
Cities in this ZIP
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in 32425 right now?
The data says conditions currently favor sellers in 32425 — the Momentum Score reads 69/100. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is 32425 becoming more affordable?
No — the median sale price in 32425 is $179,500, up 12.9% versus the prior year, while sellers still capture 93.5% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in 32425?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Bonifay (13%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which 32425 neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Bonifay (50 days) — homes there go under contract well ahead of the market-wide pace of 39 days.
32425 (Bonifay) housing market FAQ
What is the median home price in 32425?
The median sale price in 32425 is currently $179,500, up 12.9% from a year ago, based on MLS sales data updated August 6, 2026.
Is 32425 a buyer's or seller's market right now?
The data currently favors sellers. 32425 scores 69 of 100 on the Momentum Score. Conditions change; this page updates daily.
How long do homes take to sell in 32425?
The typical home in 32425 goes under contract in about 39 days, per current MLS data.
Are home prices in 32425 rising or falling?
Median sale prices are up 12.9% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across 32425 (Bonifay). Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.