Moving to Belleair Bluffs, Florida: The 2026 Data Guide

As of 2026-10-02, the median home sold in Belleair Bluffs, Florida over the last 12 months went for $500,000 (35 closings across 18 communities in Momentum’s MLS record), about $310 per square foot for a median 1,720-sq-ft home built around 1960. Homes currently listed have been on the market a median of 73 days, and with 21 active listings against that sales pace the city is carrying roughly 7.2 months of supply. Sellers have been getting about 92% of their original asking price. That median is 25% above the median across Momentum’s Florida and Georgia coverage.

$500,000
Median sale (12 mo)
$310
Price per sq ft
$3,623
Est. monthly cost to own
73 days
Days listed (median)
7.2
Months of supply

Belleair Bluffs right now — October 2026

$297,500
Median sale price (12 mo), -19.0% YoY
7
Homes for sale today
95 days
Median days on market
3.6 mo
Months of supply
$1,575
P&I on the median, 20% down at 6.95%

Live pages for your move: 29 homes for sale in Belleair Bluffs · Condos (24) · Homes by ZIP (1 ZIPs) · What your budget buys in Pinellas County · Property tax · Pinellas County homes for sale.

MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated October 2, 2026.

What your budget buys in Belleair Bluffs

Three price points from 43 recent Belleair Bluffs closings in our record, each showing what actually closed within 10% of that price:

The real monthly cost of owning in Belleair Bluffs

Take the median $500,000 home with 20% down at today’s 7.28% 30-year rate: principal and interest run about $2,737/month. Pinellas County’s typical total millage is 19.39 mills, so after the $50,000 homestead exemption the property tax is roughly $8,724/year ($727/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Pinellas County is about $1,911/year; private-market quotes vary with roof age and wind mitigation. 24% of current Belleair Bluffs listings carry an HOA, with a median of $628/month where one applies. All in, budget on the order of $3,623/month to own the median Belleair Bluffs home.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Pinellas County property tax guide and our home insurance by county map.

Where people are buying: Belleair Bluffs’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

CommunitySales (12 mo)MedianDays listed
Belleair Manor Unit 1 & 27$505,00073
Eagles Nest Gardens Estates6$649,0008
Bay West Apts Condo6$125,000106
Sun Village Sub5$500,00039

Belleair Bluffs by ZIP code

Sales and medians by ZIP over the same 12 months: 33770 (37 sales, median $412,500).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 65% were single-family homes, and 35% condos.

Getting around from Belleair Bluffs

Measured from the center of Belleair Bluffs’s recent sales: Tampa International Airport (TPA) is about 18 miles; Downtown Tampa is about 22 miles; Sarasota is about 44 miles; Lakeland is about 53 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Schools, taxes, and insurance: where to verify

School assignments change; check the Pinellas County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Pinellas County’s typical millage of 19.39; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Pinellas County average of $1,911/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

Belleair Bluffs: the case for and against

What works in Belleair Bluffs’s favor

  • about 7.2 months of supply gives buyers room to negotiate
  • insurance is comparatively manageable here (Citizens average $1,911/year)
  • most listings (76%) have no HOA
  • no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead

What to plan for

  • prices run 25% above the statewide median in our coverage
  • property taxes reset to your purchase price, so never budget off the seller’s bill

Your Belleair Bluffs relocation toolkit

Common questions about moving to Belleair Bluffs

How much does a house cost in Belleair Bluffs, FL?
The median sale over the last 12 months was $500,000 (35 closings), about $310 per square foot. Among recent closings in our record a quarter sold under $234,900 and a quarter over $600,000.
What does it cost per month to own a home in Belleair Bluffs?
For the median $500,000 home with 20% down at 7.28%, roughly $3,623 per month including principal, interest, Pinellas County property tax after the homestead exemption, insurance.
What are property taxes like in Belleair Bluffs?
Pinellas County's typical total millage is 19.39 mills. On the median home that is about $8,724 a year for a new owner after the $50,000 homestead exemption; the assessment resets at purchase, so the seller's bill is not a guide.
Is Belleair Bluffs a buyer's or seller's market right now?
With about 7.2 months of supply and a median 73 days on market for current listings, conditions favor buyers.
Is there a lot of new construction in Belleair Bluffs?
New construction is a small share of Belleair Bluffs sales; most of the market is resale.
Does Florida have a state income tax?
No. Florida has no state income tax, including on retirement income, and the Save Our Homes cap limits how fast a homesteaded assessment can rise.

Sales figures are Momentum Realty’s MLS record of closings in Belleair Bluffs communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Pinellas County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.

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