Moving to Clermont, Florida: The 2026 Data Guide

As of 2026-10-02, the median home sold in Clermont, Florida over the last 12 months went for $427,000 (1,170 closings across 469 communities in Momentum’s MLS record), about $217 per square foot for a median 1,989-sq-ft home built around 2004. Homes currently listed have been on the market a median of 43 days, and with 1,205 active listings against that sales pace the city is carrying roughly 12.4 months of supply. Sellers have been getting about 97% of their original asking price. That median is 7% above the median across Momentum’s Florida and Georgia coverage.

$427,000
Median sale (12 mo)
$217
Price per sq ft
$3,145
Est. monthly cost to own
43 days
Days listed (median)
12.4
Months of supply
32%
New construction share

Clermont right now — October 2026

$438,065
Median sale price (12 mo), -1.7% YoY
229
Homes for sale today
41 days
Median days on market
3.5 mo
Months of supply
$2,320
P&I on the median, 20% down at 6.95%

Live pages for your move: 733 homes for sale in Clermont · Luxury homes · New construction · Condos (12) · Townhomes (66) · Homes by ZIP (3 ZIPs) · New listings this week · Price reductions · What your budget buys in Lake County · Cost of living · Best neighborhoods · Property tax · Flood zones by neighborhood · Lake County homes for sale.

MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated October 2, 2026.

What your budget buys in Clermont

Three price points from 1,097 recent Clermont closings in our record, each showing what actually closed within 10% of that price:

The real monthly cost of owning in Clermont

Take the median $427,000 home with 20% down at today’s 7.28% 30-year rate: principal and interest run about $2,337/month. Lake County’s typical total millage is 16.65 mills, so after the $50,000 homestead exemption the property tax is roughly $6,276/year ($523/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Lake County is about $1,756/year; private-market quotes vary with roof age and wind mitigation. 65% of current Clermont listings carry an HOA, with a median of $138/month where one applies. All in, budget on the order of $3,145/month to own the median Clermont home including a typical HOA.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Lake County property tax guide and our home insurance by county map.

Where people are buying: Clermont’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

CommunitySales (12 mo)MedianDays listed
Kings Ridge52$324,95073
Heritage Hills43$370,00049
Cagan Crossings West41$349,78559
Sanctuary Stage 238$427,05811
Wellness Way36$438,06514
Highland Ranch Esplanade34$527,50041
Waterbrooke28$572,49561
Wellness Way 22 Th26$376,99013

Clermont by ZIP code

Sales and medians by ZIP over the same 12 months: 34711 (630 sales, median $430,000), 34714 (336 sales, median $400,000), 34715 (80 sales, median $590,000).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 87% were single-family homes, 11% townhomes or villas, and 2% condos. New construction accounted for 32% of closings, led by Cagan Crossings West, Wellness Way, Sanctuary Stage 2, Wellness Way 22 Th, Waterbrooke. The housing stock skews mixed: 34% of homes sold were built in 2015 or later and 5% before 1980.

Getting around from Clermont

Measured from the center of Clermont’s recent sales: Downtown Orlando is about 20 miles; Orlando International Airport (MCO) is about 25 miles; Lakeland is about 36 miles; Ocala is about 53 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Schools, taxes, and insurance: where to verify

School assignments change; check the Lake County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Lake County’s typical millage of 16.65; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Lake County average of $1,756/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

Clermont: the case for and against

What works in Clermont’s favor

  • homes move quickly (median 43 days listed), so well-priced homes get competition
  • about 12.4 months of supply gives buyers room to negotiate
  • 32% of sales are new construction, so builder incentives and warranties are part of the market
  • insurance is comparatively manageable here (Citizens average $1,756/year)
  • no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead

What to plan for

  • 65% of listings carry an HOA (median $138/month)
  • property taxes reset to your purchase price, so never budget off the seller’s bill

Your Clermont relocation toolkit

Common questions about moving to Clermont

How much does a house cost in Clermont, FL?
The median sale over the last 12 months was $427,000 (1,170 closings), about $217 per square foot. Among recent closings in our record a quarter sold under $350,000 and a quarter over $524,900.
What does it cost per month to own a home in Clermont?
For the median $427,000 home with 20% down at 7.28%, roughly $3,145 per month including principal, interest, Lake County property tax after the homestead exemption, insurance, and a typical HOA.
What are property taxes like in Clermont?
Lake County's typical total millage is 16.65 mills. On the median home that is about $6,276 a year for a new owner after the $50,000 homestead exemption; the assessment resets at purchase, so the seller's bill is not a guide.
Is Clermont a buyer's or seller's market right now?
With about 12.4 months of supply and a median 43 days on market for current listings, conditions favor buyers.
Is there a lot of new construction in Clermont?
New construction was 32% of sales in the last 12 months, concentrated in Cagan Crossings West, Wellness Way, Sanctuary Stage 2, Wellness Way 22 Th, Waterbrooke.
Does Florida have a state income tax?
No. Florida has no state income tax, including on retirement income, and the Save Our Homes cap limits how fast a homesteaded assessment can rise.

Sales figures are Momentum Realty’s MLS record of closings in Clermont communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Lake County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.

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