Moving to Gotha, Florida: The 2026 Data Guide

As of 2026-09-11, the median home sold in Gotha, Florida over the last 12 months went for $610,000 (24 closings across 13 communities in Momentum’s MLS record), about $233 per square foot for a median 2,820-sq-ft home built around 1999. Homes currently listed have been on the market a median of 48 days, and with 9 active listings against that sales pace the city is carrying roughly 4.5 months of supply. Sellers have been getting about 97% of their original asking price. That median is 52% above the median across Momentum’s Florida and Georgia coverage.

$610,000

Median sale (12 mo)

$233

Price per sq ft

$4,215

Est. monthly cost to own

48 days

Days listed (median)

4.5

Months of supply

New construction share

What your budget buys in Gotha

Three price points from 29 recent Gotha closings in our record, each showing what actually closed within 10% of that price:

Around $610,000: the typical sale in this band was a 4-bed, 3-bath home of about 2,686 sq ft, built around 1999 (13 sales).
Around $670,000: the typical sale in this band was a 4-bed, 3-bath home of about 2,686 sq ft, built around 1999 (11 sales).

The real monthly cost of owning in Gotha

Take the median $610,000 home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $3,152/month. Orange County’s typical total millage is 16.67 mills, so after the $50,000 homestead exemption the property tax is roughly $9,337/year ($778/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Orange County is about $1,409/year; private-market quotes vary with roof age and wind mitigation. 78% of current Gotha listings carry an HOA, with a median of $167/month where one applies. All in, budget on the order of $4,215/month to own the median Gotha home including a typical HOA.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Orange County property tax guide and our home insurance by county map.

Where people are buying: Gotha’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

Community	Sales (12 mo)	Median	Days listed
Saddlebrook	7	$605,000	48

Gotha by ZIP code

Sales and medians by ZIP over the same 12 months: 34734 (29 sales, median $610,000).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 100% were single-family homes. New construction accounted for 8% of closings. The housing stock skews mixed: 7% of homes sold were built in 2015 or later and 7% before 1980.

Getting around from Gotha

Measured from the center of Gotha’s recent sales: Downtown Orlando is about 9 miles; Orlando International Airport (MCO) is about 15 miles; Lakeland is about 43 miles; Daytona Beach is about 56 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Schools, taxes, and insurance: where to verify

School assignments change; check the Orange County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Orange County’s typical millage of 16.67; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Orange County average of $1,409/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

Gotha: the case for and against

What works in Gotha’s favor

insurance is comparatively manageable here (Citizens average $1,409/year)
no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead

What to plan for

prices run 52% above the statewide median in our coverage
78% of listings carry an HOA (median $167/month)
property taxes reset to your purchase price, so never budget off the seller’s bill

Your Gotha relocation toolkit

Common questions about moving to Gotha

How much does a house cost in Gotha, FL?

The median sale over the last 12 months was $610,000 (24 closings), about $233 per square foot. Among recent closings in our record a quarter sold under $540,000 and a quarter over $670,000.

What does it cost per month to own a home in Gotha?

For the median $610,000 home with 20% down at 6.71%, roughly $4,215 per month including principal, interest, Orange County property tax after the homestead exemption, insurance, and a typical HOA.

What are property taxes like in Gotha?

Orange County's typical total millage is 16.67 mills. On the median home that is about $9,337 a year for a new owner after the $50,000 homestead exemption; the assessment resets at purchase, so the seller's bill is not a guide.

Is Gotha a buyer's or seller's market right now?

With about 4.5 months of supply and a median 48 days on market for current listings, conditions are roughly balanced.

Is there a lot of new construction in Gotha?

New construction was 8% of sales in the last 12 months.

Does Florida have a state income tax?

No. Florida has no state income tax, including on retirement income, and the Save Our Homes cap limits how fast a homesteaded assessment can rise.

Sales figures are Momentum Realty’s MLS record of closings in Gotha communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Orange County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.