Moving to Indian Shores, Florida: The 2026 Data Guide
As of 2026-09-09, the median home sold in Indian Shores, Florida over the last 12 months went for $462,000 (29 closings across 10 communities in Momentum’s MLS record), about $474 per square foot for a median 1,225-sq-ft home built around 1995. Homes currently listed have been on the market a median of 88 days, and with 15 active listings against that sales pace the city is carrying roughly 6.2 months of supply. Sellers have been getting about 91% of their original asking price. That median is 15% above the median across Momentum’s Florida and Georgia coverage.
What your budget buys in Indian Shores
Three price points from 33 recent Indian Shores closings in our record, each showing what actually closed within 10% of that price:
- Around $366,000: the typical sale in this band was a 1-bed, 1-bath home of about 735 sq ft, built around 1961 (9 sales).
The real monthly cost of owning in Indian Shores
Take the median $462,000 home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $2,387/month. Pinellas County’s typical total millage is 19.39 mills, so after the $50,000 homestead exemption the property tax is roughly $7,987/year ($666/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Pinellas County is about $1,911/year; private-market quotes vary with roof age and wind mitigation. 27% of current Indian Shores listings carry an HOA, with a median of $842/month where one applies. All in, budget on the order of $3,212/month to own the median Indian Shores home.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Pinellas County property tax guide and our home insurance by county map.
Where people are buying: Indian Shores’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Barefoot Beach Resort Of Indian Shores | 12 | $352,500 | 88 |
| Waterside Indian Shores | 5 | $975,000 | 28 |
| Indian Rocks | 5 | $6,000,000 | 267 |
Indian Shores by ZIP code
Sales and medians by ZIP over the same 12 months: 33785 (32 sales, median $541,500).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 3% were single-family homes, 27% townhomes or villas, and 70% condos. The housing stock skews mixed: 24% of homes sold were built in 2015 or later and 33% before 1980.
Getting around from Indian Shores
Measured from the center of Indian Shores’s recent sales: Tampa International Airport (TPA) is about 21 miles; Downtown Tampa is about 25 miles; Sarasota is about 41 miles; Lakeland is about 56 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Pinellas County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Pinellas County’s typical millage of 19.39; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Pinellas County average of $1,911/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Indian Shores: the case for and against
What works in Indian Shores’s favor
- insurance is comparatively manageable here (Citizens average $1,911/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- prices run 15% above the statewide median in our coverage
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Indian Shores relocation toolkit
Common questions about moving to Indian Shores
How much does a house cost in Indian Shores, FL?
What does it cost per month to own a home in Indian Shores?
What are property taxes like in Indian Shores?
Is Indian Shores a buyer's or seller's market right now?
Is there a lot of new construction in Indian Shores?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Indian Shores communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Pinellas County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.