Moving to Port St. Lucie, Florida: The 2026 Data Guide

As of 2026-09-28, the median home sold in Port St. Lucie, Florida over the last 12 months went for $395,000 (6,074 closings across 454 communities in Momentum’s MLS record), about $230 per square foot for a median 1,788-sq-ft home built around 2006. Homes currently listed have been on the market a median of 38 days, and with 1,081 active listings against that sales pace the city is carrying roughly 2.1 months of supply. Sellers have been getting about 97% of their original asking price. That is right in line with the median across Momentum’s Florida and Georgia coverage.

$395,000
Median sale (12 mo)
$230
Price per sq ft
$3,279
Est. monthly cost to own
38 days
Days listed (median)
2.1
Months of supply
14%
New construction share

Port St. Lucie right now — September 2026

$395,000
Median sale price (12 mo), -2.6% YoY
697
Homes for sale today
62 days
Median days on market
5.6 mo
Months of supply
$2,050
P&I on the median, 20% down at 6.75%

Live pages for your move: 1,485 homes for sale in Port St. Lucie · Luxury homes · New construction · Condos (68) · Townhomes (70) · Homes by ZIP (6 ZIPs) · New listings this week · Price reductions · What your budget buys in St. Lucie County · Cost of living · Best neighborhoods · Property tax · Flood zones by neighborhood · St. Lucie County homes for sale.

MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated September 28, 2026.

What your budget buys in Port St. Lucie

Three price points from 1,464 recent Port St. Lucie closings in our record, each showing what actually closed within 10% of that price:

The real monthly cost of owning in Port St. Lucie

Take the median $395,000 home with 20% down at today’s 7.03% 30-year rate: principal and interest run about $2,109/month. St. Lucie County’s typical total millage is 22.85 mills, so after the $50,000 homestead exemption the property tax is roughly $7,885/year ($657/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in St. Lucie County is about $2,332/year; private-market quotes vary with roof age and wind mitigation. 73% of current Port St. Lucie listings carry an HOA, with a median of $318/month where one applies. All in, budget on the order of $3,279/month to own the median Port St. Lucie home including a typical HOA.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the St. Lucie County property tax guide and our home insurance by county map.

Where people are buying: Port St. Lucie’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

CommunitySales (12 mo)MedianDays listed
Port St Lucie2035$399,00037
Tradition144$379,50050
South Port St Lucie116$395,00048
Brystol At Wydler69$405,49417
Lake Charles51$380,00056
Veranda Preserve50$419,21533
Ltc Ranch West Pod 6A48$425,24569
Telaro At Southern Grove Phase 2 And 344$450,00067

Port St. Lucie by ZIP code

Sales and medians by ZIP over the same 12 months: 34987 (486 sales, median $479,078), 34952 (353 sales, median $185,000), 34986 (331 sales, median $350,000), 34984 (126 sales, median $546,900), 34953 (89 sales, median $375,000), 34983 (76 sales, median $381,500).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 73% were single-family homes, 11% townhomes or villas, and 8% condos. New construction accounted for 14% of closings, led by Ltc Ranch West Pod 6A, Telaro At Southern Grove Phase 2 And 3, Central Park, Del Webb Tradition, Veranda Preserve. The housing stock skews newer: 44% of homes sold were built in 2015 or later and 4% before 1980.

Getting around from Port St. Lucie

Measured from the center of Port St. Lucie’s recent sales: West Palm Beach is about 45 miles; Melbourne is about 56 miles; Fort Lauderdale is about 83 miles; Orlando International Airport (MCO) is about 96 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Schools, taxes, and insurance: where to verify

School assignments change; check the St. Lucie County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use St. Lucie County’s typical millage of 22.85; municipal and special-district millage varies inside the county. Insurance uses Citizens’ St. Lucie County average of $2,332/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

Port St. Lucie: the case for and against

What works in Port St. Lucie’s favor

  • homes move quickly (median 38 days listed), so well-priced homes get competition
  • no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead

What to plan for

  • only about 2.1 months of supply, so choice is limited in the most popular price bands
  • 73% of listings carry an HOA (median $318/month)
  • property taxes reset to your purchase price, so never budget off the seller’s bill

Your Port St. Lucie relocation toolkit

Common questions about moving to Port St. Lucie

How much does a house cost in Port St. Lucie, FL?
The median sale over the last 12 months was $395,000 (6,074 closings), about $230 per square foot. Among recent closings in our record a quarter sold under $285,000 and a quarter over $515,000.
What does it cost per month to own a home in Port St. Lucie?
For the median $395,000 home with 20% down at 7.03%, roughly $3,279 per month including principal, interest, St. Lucie County property tax after the homestead exemption, insurance, and a typical HOA.
What are property taxes like in Port St. Lucie?
St. Lucie County's typical total millage is 22.85 mills. On the median home that is about $7,885 a year for a new owner after the $50,000 homestead exemption; the assessment resets at purchase, so the seller's bill is not a guide.
Is Port St. Lucie a buyer's or seller's market right now?
With about 2.1 months of supply and a median 38 days on market for current listings, conditions favor sellers.
Is there a lot of new construction in Port St. Lucie?
New construction was 14% of sales in the last 12 months, concentrated in Ltc Ranch West Pod 6A, Telaro At Southern Grove Phase 2 And 3, Central Park, Del Webb Tradition, Veranda Preserve.
Does Florida have a state income tax?
No. Florida has no state income tax, including on retirement income, and the Save Our Homes cap limits how fast a homesteaded assessment can rise.

Sales figures are Momentum Realty’s MLS record of closings in Port St. Lucie communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are St. Lucie County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.

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