Moving to Port St. Lucie, Florida: The 2026 Data Guide

By Jon Brooks, Co-Founder, Momentum Realty · Updated November 8, 2026

As of 2026-11-08, the median home sold in Port St. Lucie, Florida over the last 12 months went for $399,000 (3,090 closings across 463 communities in Momentum’s MLS record), about $230 per square foot for a median 1,788-sq-ft home built around 2006. Homes currently listed have been on the market a median of 37 days, and with 1,057 active listings against that sales pace the city is carrying roughly 4.1 months of supply. Sellers have been getting about 97% of their original asking price. That is right in line with the median across Momentum’s Florida and Georgia coverage.

$399,000

Median sale (12 mo)

$230

Price per sq ft

$3,355

Est. monthly cost to own

37 days

Days listed (median)

4.1

Months of supply

12%

New construction share

Port St. Lucie right now — November 2026

$384,000

Median sale price (12 mo)

2,130

Homes for sale today

66 days

Median days on market

—

Months of supply

$1,992

P&I on the median, 20% down at 6.75%

Live pages for your move: 1,657 homes for sale in Port St. Lucie · Luxury homes · New construction · Condos (89) · Townhomes (80) · Homes by ZIP (6 ZIPs) · New listings this week · Price reductions · What your budget buys in St. Lucie County · Cost of living · Best neighborhoods · Property tax · Flood zones by neighborhood · St. Lucie County homes for sale.

MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated November 8, 2026.

What your budget buys in Port St. Lucie

Three price points from 1,469 recent Port St. Lucie closings in our record, each showing what actually closed within 10% of that price:

Around $282,500: the typical sale in this band was a 3-bed, 2-bath home of about 1,526 sq ft, built around 1999 (127 sales).
Around $399,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,840 sq ft, built around 2019 (295 sales).
Around $512,500: the typical sale in this band was a 3-bed, 2.5-bath home of about 2,182 sq ft, built around 2023 (236 sales).

The real monthly cost of owning in Port St. Lucie

Take the median $399,000 home with 20% down at today’s 7.18% 30-year rate: principal and interest run about $2,162/month. St. Lucie County’s typical total millage is 22.85 mills, so after the $50,000 homestead exemption the property tax is roughly $7,976/year ($665/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in St. Lucie County is about $2,332/year; private-market quotes vary with roof age and wind mitigation. 76% of current Port St. Lucie listings carry an HOA, with a median of $334/month where one applies. All in, budget on the order of $3,355/month to own the median Port St. Lucie home including a typical HOA.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the St. Lucie County property tax guide and our home insurance by county map.

Where people are buying: Port St. Lucie’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

Community	Sales (12 mo)	Median	Days listed
Port St Lucie	2035	$399,000	37
South Port St Lucie	49	$430,000	30
Cadence Wg5D	23	$459,000	72
Brystol at Wylder	12	$433,172	139
The Cascades at St. Lucie West	12	$372,500	70
Central Park	12	$491,500	—
Copper Creek	12	$422,450	103
Del Webb Tradition	12	$489,405	162

Port St. Lucie by ZIP code

Sales and medians by ZIP over the same 12 months: 34987 (490 sales, median $477,000), 34952 (350 sales, median $181,000), 34986 (335 sales, median $350,000), 34984 (131 sales, median $540,000), 34953 (80 sales, median $371,500), 34983 (71 sales, median $380,000).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 73% were single-family homes, 11% townhomes or villas, and 8% condos. New construction accounted for 12% of closings, led by Cadence Wg5D, Ltc Ranch West Pod 6A, Telaro At Southern Grove Phase 2 And 3, Verano South Pud 1 - Pod, Ltc Ranch West Pod 2 Phases 1 And 2. The housing stock skews newer: 46% of homes sold were built in 2015 or later and 3% before 1980.

Getting around from Port St. Lucie

Measured from the center of Port St. Lucie’s recent sales: West Palm Beach is about 45 miles; Melbourne is about 56 miles; Fort Lauderdale is about 83 miles; Orlando International Airport (MCO) is about 96 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Schools, taxes, and insurance: where to verify

School assignments change; check the St. Lucie County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use St. Lucie County’s typical millage of 22.85; municipal and special-district millage varies inside the county. Insurance uses Citizens’ St. Lucie County average of $2,332/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

Port St. Lucie: the case for and against

What works in Port St. Lucie’s favor

homes move quickly (median 37 days listed), so well-priced homes get competition
no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead

What to plan for

76% of listings carry an HOA (median $334/month)
property taxes reset to your purchase price, so never budget off the seller’s bill

Your Port St. Lucie relocation toolkit

Common questions about moving to Port St. Lucie

How much does a house cost in Port St. Lucie, FL?

The median sale over the last 12 months was $399,000 (3,090 closings), about $230 per square foot. Among recent closings in our record a quarter sold under $282,500 and a quarter over $512,500.

What does it cost per month to own a home in Port St. Lucie?

For the median $399,000 home with 20% down at 7.18%, roughly $3,355 per month including principal, interest, St. Lucie County property tax after the homestead exemption, insurance, and a typical HOA.

What are property taxes like in Port St. Lucie?

St. Lucie County's typical total millage is 22.85 mills. On the median home that is about $7,976 a year for a new owner after the $50,000 homestead exemption; the assessment resets at purchase, so the seller's bill is not a guide.

Is Port St. Lucie a buyer's or seller's market right now?

With about 4.1 months of supply and a median 37 days on market for current listings, conditions are roughly balanced.

Is there a lot of new construction in Port St. Lucie?

New construction was 12% of sales in the last 12 months, concentrated in Cadence Wg5D, Ltc Ranch West Pod 6A, Telaro At Southern Grove Phase 2 And 3, Verano South Pud 1 - Pod, Ltc Ranch West Pod 2 Phases 1 And 2.

Does Florida have a state income tax?

No. Florida has no state income tax, including on retirement income, and the Save Our Homes cap limits how fast a homesteaded assessment can rise.

Sales figures are Momentum Realty’s MLS record of closings in Port St. Lucie communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are St. Lucie County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.