Georgiana Settlement in Merritt Island

Georgiana Settlement
Homes for Sale in Merritt Island, FL

Community in Merritt Island · Brevard County
14 homesBuilt 1901–2024
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True comps, carrying-cost math, and listings before the portals.

Photo via Space Coast MLS

Built fromLive Space Coast MLS dataFL DOR public recordsUpdated twice daily

As of September 2026, Georgiana Settlement in Merritt Island, FL has 5 homes for sale, asking from $650,000 to $3,775,000 (median $1,890,000). Homes listed or recently sold were built 1901 - 2026 with 1 new construction; 5 listings state no HOA; 3 of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 5 ft).

Live · Georgiana Settlement Housing Pulse Space Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
8.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Brevard: 28% (1,397 of 4,982)
4 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
86%
Owner-occupied · Georgiana Settlement
12 of 14 parcels homesteaded (FL DOR 2025)
14%
Non-owner-occupied · Georgiana Settlement
incl. 21% trust or LLC-held · 0% out-of-state
14
Homes in the community
14 residential parcels (FL DOR 2025)
Track record · years of records
Est. 1901
Community established
homes built 1901-2024, median 1984 (FL DOR 2025)

Homes For Sale Right Now in Georgiana Settlement

Live MLS inventory for Georgiana Settlement. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Georgiana Settlement listings as of 2026-09-12, priced high to low. Based on information from the Space Coast MLS for the period %s through %s. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Georgiana Settlement is a tiny, hyper-eclectic enclave with just 14 homes spanning more than a century of construction - from 1901 to 2024. The median year built is 1984, but the median living area of 4,848 square feet tells you this is not a tract subdivision: these are large, often heavily customized properties on generous parcels. Price depends entirely on condition, acreage, and how much work the owner has put in. You are buying land and potential as much as house.

With four active listings in a 14-home universe and 8.0 months of supply, this is a buyer-leaning market. Sellers will need realistic pricing and patience; buyers have time to inspect thoroughly and negotiate repairs. The 86% homestead rate reflects long-term ownership and low turnover, so when something does come to market, assume deferred maintenance or estate circumstances are common.

Georgiana Settlement Housing Pulse · Momentum Research · as of July 15, 2026

Georgiana Settlement right now

🟢 Buyer-leaning market. 8.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Space Coast MLS records, as of July 15, 2026. Confidence: Low (4 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 15, 2026 · Live data: Space Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Georgiana Settlement is a rural, low-density Merritt Island pocket with 14 homes ranging from turn-of-the-century originals to new construction. The market is loosely organized, and every property is a one-off; expect wide variance in age, size, and condition.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing land, privacy, and the ability to customize without HOA oversight
  • Cash or portfolio buyers comfortable underwriting deferred maintenance and rural infrastructure
  • Long-term holders seeking a unique Merritt Island property with acreage and upside through sweat equity

Probably not for

  • Buyers requiring turnkey condition, predictable comps, or lender-friendly appraisals on older stock
  • Anyone expecting community amenities, walkability, or a unified neighborhood aesthetic
  • Buyers on a tight timeline or budget with no reserve for septic, well, roof, or major system replacement

The market around Georgiana Settlement

Georgiana Settlement is too small for its own price trend, so here is the market around it.

Across Brevard County, 3,585 homes are active and 1,397 pending (28% under contract).

ZIP and county figures describe the wider market, not Georgiana Settlement specifically. Momentum Research analysis of MLS records.

Listing locations from Space Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Brevard County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Tropical · Elementary
  • Jefferson · Middle
  • Merritt Island · High

Zoned schools reflect the assignments reported on recent Georgiana Settlement listings and can change; always confirm with Brevard County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Georgiana Settlement address.

If we were buying in Georgiana Settlement today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Georgiana Settlement.

Best Buy
Buyers hunting acreage and privacy who are comfortable with older or heavily customized homes and have capital for deferred maintenance.
Biggest Risk
Wide condition variance and thin comps make pricing and appraisal unpredictable; budget for contingencies.
Sweet Spot
Cash or construction-loan buyers seeking a rural Merritt Island foothold who value land over turnkey finishes.
Avoid If
You need move-in ready, predictable resale comps, or access to community amenities and HOA services.

Land, legacy, and wide variance

Georgiana Settlement doesn't function like a traditional neighborhood. There are no HOA amenities, no unified aesthetic, and no price floor set by builder spec. What you get is acreage, privacy, and the freedom - or burden - of owning a truly individual property. The span from 1901 to 2024 means some homes are historic projects, others are modern builds, and the rest fall somewhere in between. The median living area of 4,848 square feet skews large, but square footage alone doesn't tell the story; condition, lot size, septic, well, and access all drive value here.

Inventory is thin - four homes on the market in a 14-home settlement - but the 8.0-month supply tells you buyers are cautious and selective. Sellers need to price for condition and be prepared to negotiate; this is not a market where you list high and wait. Buyers should budget for inspection contingencies and reserve capital for deferred systems, especially on older stock. The 86% homestead share means most owners are dug in for the long haul; when a home does trade, it's often a life event, not a quick flip.

The location and the amenities are priced into every listing in Georgiana Settlement. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Georgiana Settlement requires a broker who understands rural appraisal comps, septic and well logistics, and how to value land when the house itself is secondary. Momentum has deep Brevard County experience and will walk you through title quirks, survey requirements, and realistic repair budgets before you write an offer. We will also tell you when a property is more project than home - and when to walk away.

Georgiana Settlement in 15 seconds.

Best forBuyers hunting acreage and privacy who are comfortable with older or heavily customized homes and have capital for deferred maintenance.
Biggest advantageLow density, large lots, no HOA, and the freedom to renovate or build without tight restrictions.
Biggest riskWide condition variance and thin comps make pricing and appraisal unpredictable; budget for contingencies.
Sweet spotCash or construction-loan buyers seeking a rural Merritt Island foothold who value land over turnkey finishes.
Avoid ifYou need move-in ready, predictable resale comps, or access to community amenities and HOA services.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Georgiana Settlement sales matched to your home.

What is your Georgiana Settlement home worth?

Get a no-obligation home value based on real comparable sales in Georgiana Settlement, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Merritt Island →

Real comps, not an automated estimate.

Recently off market in Georgiana Settlement

Homes in Georgiana Settlement that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Brevard County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,164/mo
Brevard County typical true cost to own
$196/mo
Brevard County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Georgiana Settlement Market Scorecard

Buyer-Leaning Market (limited data)

Georgiana Settlement is currently a buyer-leaning market (limited data). About 15.0 months of supply, a median asking price of $1,890,000.

15.0
Months supply
$1,890,000
Median list
$710,700
Median sold
$280
Per sqft
n/a
Days on mkt
5/0/4
Active/Pend/Sold

Typical home value in the 32952 ZIP is $440,414, about 10.6% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Based on information from the Space Coast MLS for the period 2026 through 2026-09-12. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Georgiana Settlement a buyer's or seller's market right now?
As of July 15, 2026, Georgiana Settlement leans toward buyers: 8.0 months of supply at the current sales pace (Space Coast MLS live counts).
How many homes are in Georgiana Settlement?
The Florida DOR 2025 assessment roll shows 14 homes in Georgiana Settlement (public records).
What share of Georgiana Settlement is owner-occupied?
86% of Georgiana Settlement parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Georgiana Settlement built?
Homes in Georgiana Settlement were built between 1901 and 2024, with a median year built of 1984 (FL DOR 2025 roll).
Who is the best real estate agent for Georgiana Settlement?
The best agent for Georgiana Settlement is one who actively works Merritt Island and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Georgiana Settlement.
How do I find a top Merritt Island real estate agent who knows Georgiana Settlement?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Georgiana Settlement and the wider Merritt Island area.
Can Momentum Realty connect me with an agent for Georgiana Settlement?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Georgiana Settlement purchase or sale - no call center and no pressure.
Buyers prioritizing land, privacy, and the ability to customize without HOA oversightExcellent fit
Cash or portfolio buyers comfortable underwriting deferred maintenance and rural infrastructureExcellent fit
Long-term holders seeking a unique Merritt Island property with acreage and upside through sweat equityExcellent fit
Buyers requiring turnkey condition, predictable comps, or lender-friendly appraisals on older stockProbably not
Anyone expecting community amenities, walkability, or a unified neighborhood aestheticProbably not
Buyers on a tight timeline or budget with no reserve for septic, well, roof, or major system replacementProbably not

Nearby Communities

Explore more neighborhoods near Georgiana Settlement with Momentum Realty’s local guides.

NGNew Georgiana Settlement The Merritt Island0.5 mi awayRERockwell Estates Merritt Island0.8 mi awayRLRiverside Landing Merritt Island1.0 mi awayTwo Oaks Merritt Island1.0 mi awayRWRiver Wood Estates Rockledge1.1 mi awayGRGeorgiana Reserve Merritt Island1.2 mi awayHDHacienda Del Sol Estates Merritt Island1.2 mi awayBSBrackenwood Subdivision Rockledge2.0 mi away

Browse all neighborhood guides →

Data sources & freshness

Live listingsSpace Coast MLS, refreshed twice daily (last: September 12, 2026)
Housing stock & ownershipFlorida DOR assessment roll (community parcel extract)
Under-contract sharesSpace Coast MLS records, as of 2026-07-12

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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