Georgiana Settlement
Homes for Sale in Merritt Island, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Space Coast MLS
As of September 2026, Georgiana Settlement in Merritt Island, FL has 5 homes for sale, asking from $650,000 to $3,775,000 (median $1,890,000). Homes listed or recently sold were built 1901 - 2026 with 1 new construction; 5 listings state no HOA; 3 of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 5 ft).
Homes For Sale Right Now in Georgiana Settlement
Live MLS inventory for Georgiana Settlement. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
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ActiveActive and pending Georgiana Settlement listings as of 2026-09-12, priced high to low. Based on information from the Space Coast MLS for the period %s through %s. Tap any home to ask about it.

Georgiana Settlement is a tiny, hyper-eclectic enclave with just 14 homes spanning more than a century of construction - from 1901 to 2024. The median year built is 1984, but the median living area of 4,848 square feet tells you this is not a tract subdivision: these are large, often heavily customized properties on generous parcels. Price depends entirely on condition, acreage, and how much work the owner has put in. You are buying land and potential as much as house.
With four active listings in a 14-home universe and 8.0 months of supply, this is a buyer-leaning market. Sellers will need realistic pricing and patience; buyers have time to inspect thoroughly and negotiate repairs. The 86% homestead rate reflects long-term ownership and low turnover, so when something does come to market, assume deferred maintenance or estate circumstances are common.
Georgiana Settlement right now
🟢 Buyer-leaning market. 8.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Space Coast MLS records, as of July 15, 2026. Confidence: Low (4 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: Space Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Georgiana Settlement is a rural, low-density Merritt Island pocket with 14 homes ranging from turn-of-the-century originals to new construction. The market is loosely organized, and every property is a one-off; expect wide variance in age, size, and condition.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Georgiana Settlement. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Space Coast MLS listings in Georgiana Settlement; content deemed reliable but not guaranteed.
Who Georgiana Settlement is best for.
Best for
- Buyers prioritizing land, privacy, and the ability to customize without HOA oversight
- Cash or portfolio buyers comfortable underwriting deferred maintenance and rural infrastructure
- Long-term holders seeking a unique Merritt Island property with acreage and upside through sweat equity
Probably not for
- Buyers requiring turnkey condition, predictable comps, or lender-friendly appraisals on older stock
- Anyone expecting community amenities, walkability, or a unified neighborhood aesthetic
- Buyers on a tight timeline or budget with no reserve for septic, well, roof, or major system replacement
The market around Georgiana Settlement
Georgiana Settlement is too small for its own price trend, so here is the market around it.
Across Brevard County, 3,585 homes are active and 1,397 pending (28% under contract).
ZIP and county figures describe the wider market, not Georgiana Settlement specifically. Momentum Research analysis of MLS records.
Georgiana Settlement on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Space Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Brevard County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Tropical · Elementary
- Jefferson · Middle
- Merritt Island · High
Zoned schools reflect the assignments reported on recent Georgiana Settlement listings and can change; always confirm with Brevard County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Georgiana Settlement address.
The Georgiana Settlement buying strategy.
If we were buying in Georgiana Settlement today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Georgiana Settlement.
Land, legacy, and wide variance
Georgiana Settlement doesn't function like a traditional neighborhood. There are no HOA amenities, no unified aesthetic, and no price floor set by builder spec. What you get is acreage, privacy, and the freedom - or burden - of owning a truly individual property. The span from 1901 to 2024 means some homes are historic projects, others are modern builds, and the rest fall somewhere in between. The median living area of 4,848 square feet skews large, but square footage alone doesn't tell the story; condition, lot size, septic, well, and access all drive value here.
Inventory is thin - four homes on the market in a 14-home settlement - but the 8.0-month supply tells you buyers are cautious and selective. Sellers need to price for condition and be prepared to negotiate; this is not a market where you list high and wait. Buyers should budget for inspection contingencies and reserve capital for deferred systems, especially on older stock. The 86% homestead share means most owners are dug in for the long haul; when a home does trade, it's often a life event, not a quick flip.
The location and the amenities are priced into every listing in Georgiana Settlement. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Georgiana Settlement requires a broker who understands rural appraisal comps, septic and well logistics, and how to value land when the house itself is secondary. Momentum has deep Brevard County experience and will walk you through title quirks, survey requirements, and realistic repair budgets before you write an offer. We will also tell you when a property is more project than home - and when to walk away.
Georgiana Settlement in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Georgiana Settlement buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Georgiana Settlement sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Georgiana Settlement, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Georgiana Settlement home worth?
Get a no-obligation home value based on real comparable sales in Georgiana Settlement, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Merritt Island →
Recently off market in Georgiana Settlement
Homes in Georgiana Settlement that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 4301 Crooked Mile Road · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Brevard County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Brevard County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Georgiana Settlement Market Scorecard
Georgiana Settlement is currently a buyer-leaning market (limited data). About 15.0 months of supply, a median asking price of $1,890,000.
Typical home value in the 32952 ZIP is $440,414, about 10.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Based on information from the Space Coast MLS for the period 2026 through 2026-09-12. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Georgiana Settlement a buyer's or seller's market right now?
How many homes are in Georgiana Settlement?
What share of Georgiana Settlement is owner-occupied?
When were the homes in Georgiana Settlement built?
Who is the best real estate agent for Georgiana Settlement?
How do I find a top Merritt Island real estate agent who knows Georgiana Settlement?
Can Momentum Realty connect me with an agent for Georgiana Settlement?
Should you buy in Georgiana Settlement?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Georgiana Settlement with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Space Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Space Coast MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Georgiana Settlement fits the bigger picture — live prices, inventory, and Momentum Scores:






