Aerial view of Lake George Shores

Lake George Shores
Homes for Sale in Georgetown, FL

Community in Georgetown · Putnam County · ZIP 32139
65 homesBuilt 1920–2022
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Built fromLive realMLS data21 years of closingsFL DOR public recordsUpdated twice daily
Live · Lake George Shores Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
28%
Owner-occupied · Lake George Shores
21 of 75 parcels homesteaded (FL DOR 2025)
72%
Non-owner-occupied · Lake George Shores
incl. 19% trust or LLC-held · 16% out-of-state
65
Homes in the community
plus 10 vacant residential lots · 75 residential parcels (FL DOR 2025)
Track record · 21 years of records
1920–2022
Years homes were built
median 1988 · county roll (FL DOR 2025)
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 12, 2026

Lake George Shores sits in Georgetown on the Putnam County side of the St. Johns River system, and what drives price here is water and condition rather than any uniform product type. This is a place where two homes on the same road can trade for very different numbers depending on frontage, dock access, elevation, and how much deferred maintenance a buyer is willing to take on. Treat any single price expectation with skepticism until you have walked the specific parcel.

For a buyer, the posture is patient and property-specific: you are underwriting one home at a time, not a comp-rich subdivision. For a seller, that same thinness cuts both ways — the right waterfront or well-kept home can command attention, but pricing off a neighbor's sale is risky when the neighbor's lot is nothing like yours. Bring realistic expectations on timeline and be prepared to justify price with the features that actually exist on the ground.

Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Lake George Shores is a small, water-oriented pocket of Georgetown in rural Putnam County, where the appeal is proximity to Lake George and the St. Johns rather than density of amenities or a deep, fast-moving resale market.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing boating and river access who value quiet over convenience
  • Buyers comfortable underwriting a specific waterfront parcel rather than shopping a subdivision
  • Buyers open to condition-driven pricing and willing to take on some maintenance for the right lot

Probably not for

  • Buyers who need walkable retail, dining, and daily services nearby
  • Buyers who want abundant comparable sales and a fast resale market
  • Buyers looking for uniform, turnkey subdivision product with predictable pricing

The market around Lake George Shores

Lake George Shores is too small for its own price trend, so here is the market around it.

In ZIP 32139, 21 homes are on the market and 24% are under contract — a steady corner of Georgetown.

Across Putnam County, 839 homes are active and 155 pending (16% under contract).

ZIP and county figures describe the wider market, not Lake George Shores specifically. Momentum Research analysis of MLS records.

Lake George Shores by the numbers

From county property records and closed MLS sales for the Lake George Shores subdivision: 6 homes on record; built 1975–1997; typical size about 1,351 heated sq ft; 2.5 bedrooms is the median.

YearRecorded salesMedian price
20061$325,500
20082$58,750
20212$430,000

Newest recorded sale: $540,000 on 2021-09-27.

Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.

Housing distress & ownership in Lake George Shores, Georgetown

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-22)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.

If we were buying in Lake George Shores today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake George Shores.

Best Buy
Buyers who want water access in a quiet, rural setting and will underwrite one property at a time.
Biggest Risk
A thin market with widely varying lots makes pricing and comps unreliable.
Sweet Spot
A well-maintained home with real water frontage and clear dock access.
Avoid If
You need walkable amenities, dense services, or a fast, liquid resale market.

A waterfront-driven market, not a subdivision

The single most important variable here is the relationship between a given home and the water. Frontage, dock rights, and elevation matter more than square footage or finish level, and they explain most of the spread you will see between listings. Because inventory is limited and lots vary widely, this is a market where each transaction is closer to a custom negotiation than a plug-in comparison to the house next door.

Location is genuinely rural. Georgetown offers convenience for boating and river access rather than walkable retail or a dense service corridor, so factor drive times for shopping, dining, and daily errands into your decision. The trade-off is quiet, water-focused living; the cost is that everyday amenities are not around the corner.

“

The location and the amenities are priced into every listing in Lake George Shores. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a thin, property-specific market like Lake George Shores, generic comps can mislead you in both directions. We underwrite the actual parcel — water frontage, dock and access rights, elevation, and condition — and we tell you plainly when a listing is priced off a neighbor's sale that has little to do with it. That candor protects buyers from overpaying and helps sellers price to what their specific home really offers.

Lake George Shores in 15 seconds.

Best forBuyers who want water access in a quiet, rural setting and will underwrite one property at a time.
Biggest advantageProximity to Lake George and the St. Johns with genuine waterfront character.
Biggest riskA thin market with widely varying lots makes pricing and comps unreliable.
Sweet spotA well-maintained home with real water frontage and clear dock access.
Avoid ifYou need walkable amenities, dense services, or a fast, liquid resale market.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake George Shores sales matched to your home.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Lake George Shores?
The Florida DOR 2025 assessment roll shows 65 homes plus 10 vacant residential lots in Lake George Shores (public records).
What share of Lake George Shores is owner-occupied?
28% of Lake George Shores parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Lake George Shores built?
Homes in Lake George Shores were built between 1920 and 2022, with a median year built of 1988 (FL DOR 2025 roll).
Who is the best real estate agent for Lake George Shores?
The best agent for Lake George Shores is one who actively works Georgetown and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lake George Shores.
How do I find a top Georgetown real estate agent who knows Lake George Shores?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lake George Shores and the wider Georgetown area.
Can Momentum Realty connect me with an agent for Lake George Shores?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lake George Shores purchase or sale - no call center and no pressure.
Buyers prioritizing boating and river access who value quiet over convenienceExcellent fit
Buyers comfortable underwriting a specific waterfront parcel rather than shopping a subdivisionExcellent fit
Buyers open to condition-driven pricing and willing to take on some maintenance for the right lotExcellent fit
Buyers who need walkable retail, dining, and daily services nearbyProbably not
Buyers who want abundant comparable sales and a fast resale marketProbably not
Buyers looking for uniform, turnkey subdivision product with predictable pricingProbably not

Nearby Communities

Explore more neighborhoods near Lake George Shores with Momentum Realty’s local guides.

Dakins0.2 mi away · 68 homes, built 1900–23Mannings0.2 mi awayGales0.5 mi awayGeorgetowne0.6 mi awayKirbys Of Drayton0.7 mi away · 6 homes, built 1983–24Kirbys0.7 mi awayJc Blanchard0.7 mi awayDriftwood Cove0.8 mi away · 129 homes, built 1920–23

Browse all neighborhood guides →

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32139))
Under-contract sharesrealMLS records, as of 2026-10-20
Historical depthClosed-sale records back to 2005 (11 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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