Ocean Gardens in Cape Canaveral

Ocean Gardens
Cape Canaveral

Beachside townhome community · Cape Canaveral · Brevard County

A beachside community of townhomes and attached homes on the barrier island in Cape Canaveral, near Port Canaveral and the Atlantic. The read is the home type and structure, the HOA, and the coastal insurance math.

Beachside Cape CanaveralTownhomes, attached homesNear Port Canaveral
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Resale here turns on the home type, the floor plan and the structure; confirm the HOA, the flood zone and the wind and flood insurance before anchoring on a number.
Free · No obligation
Unlock Off-Market Ocean Gardens

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Space Coast MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseSpace Coast MLS
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Median Price
0mo
Supply
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Avg DOM
Soft
Seller Leverage
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Median $/Sqft
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1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Ocean Gardens is a beachside community of townhomes and attached homes on the Atlantic barrier island in Cape Canaveral, developed in multiple phases or waves off Ocean Garden Lane near Port Canaveral. The draw is an affordable beachside Cape Canaveral address that is walkable or a short drive to the Atlantic and minutes from the port. The catch buyers should read is the attached-structure and coastal-coverage picture: the HOA and exactly what it covers, the association reserves and any milestone or structural compliance for attached buildings, and the wind and flood insurance that comes with a barrier-island address. Confirm the home type, the HOA, the flood zone and the elevation in writing before you anchor on a number."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Ocean Gardens is a beachside residential community in Cape Canaveral (ZIP 32920), Brevard County, on the Atlantic barrier island. It is reported to have been built in multiple phases or waves off Ocean Garden Lane, with townhomes and attached homes near Port Canaveral and the Atlantic beaches.

Cape Canaveral is a beachside city wedged between the Atlantic and the Banana River, anchored by Port Canaveral, with mostly condos and townhomes and a smaller pocket of single-family neighborhoods. It is widely described as an affordable beachside option relative to Cocoa Beach, with walkable Atlantic beach access from much of the island.

Because much of the stock here is attached, confirm the HOA and exactly what it covers, the association budget and reserves, and any structural or milestone compliance that applies to attached buildings. For a barrier-island address, also confirm the FEMA flood zone, the base flood elevation, and current wind and flood insurance quotes for the specific home.

The read on Ocean Gardens is the home type and floor plan, the structure and HOA picture, and the coastal insurance math. Confirm the school assignment by address with Brevard Public Schools if that matters to you, and treat every fact here as reported until the listing and association confirm it.

Best for

  • Buyers who want an affordable beachside Cape Canaveral address near the port
  • Buyers comfortable with townhome or attached-home ownership and an HOA
  • Buyers who will confirm the HOA, reserves and any structural compliance
  • Buyers who will price in coastal flood and wind insurance honestly

Probably not for

  • Buyers who want a no-HOA, detached single-family setting
  • Buyers unwilling to carry barrier-island flood and wind coverage
  • Buyers who want a mainland or inland location
  • Buyers who want acreage or no shared walls

How Ocean Gardens is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
72Median days on marketdays
0 : 1Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from the Space Coast MLS, as of June 17, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Ocean Gardens listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Ocean Gardens buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Ocean Gardens

Live MLS inventory for Ocean Gardens. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Ocean Gardens listings as of 2026-06-17, priced high to low. Listing data provided by the Space Coast Multiple Listing Service. Information is deemed reliable but is not guaranteed accurate by the MLS.. Tap any home to ask about it.

Listing locations from Space Coast MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Atlantic beach access~3 to 8 min · barrier-island address
Port Canaveral~5 to 10 min · cruise port and dining
Cocoa Beach Pier and shops~8 to 15 min · south on A1A
Merritt Island shopping~15 to 25 min · over the causeway
Kennedy Space Center area~15 to 25 min · approximate, varies
Orlando area~60 to 75 min · via SR-528

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Ocean GardensCape Canaveral with Momentum Realty’s local guides.

GardenBeachGardenBeachCape Canaveral, FL · adjacentMarie Ann VillasMarie Ann VillasCape Canaveral, FL · adjacentAvon ByThe SeaAvon ByThe SeaCape Canaveral, FL · 0.1 miCape GardensCape GardensCape Canaveral, FL · 0.1 miBanyanCoveBanyanCoveCape Canaveral, FL · 0.2 miLong PointTownhousesLong PointTownhousesCape Canaveral, FL · 0.3 miBuchananTownhousesBuchananTownhousesCape Canaveral, FL · 0.4 miOcean WoodsOcean WoodsCape Canaveral, FL · 0.4 miColumbiadPlazaColumbiadPlazaCape Canaveral, FL · 0.5 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Ocean Gardens (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Brevard County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Ocean Gardens is served by Brevard County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Ocean Gardens address.

The takeaway

What is actually shaping value at Ocean Gardens, sourced and dated. We do not publish rumor.

Recent Developments in Ocean Gardens

Our read on what is being built around Ocean Gardens, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is an affordable beachside Cape Canaveral community where the home type, the HOA and reserves, and the coastal insurance math drive outcomes. Watch condo and townhome contract activity and coastal insurance trends against steady beachside demand, and confirm every fee, reserve and coverage layer before you offer.

Brevard condo and townhome contract activity rising in 2026

BullishJanuary 2026 county data shows condo and townhome new pending sales up 20.2 percent year over year, a sign of renewed buyer interest in attached beachside stock like Cape Canaveral. impact
SignificanceRadius: Area

Brevard condo and townhome contract activity rising in 2026

Attached-home reserves and compliance are the diligence item

NeutralFor townhome and attached communities, association reserves and any structural or milestone compliance matter to the carrying cost and resale. Confirm the budget and any assessments per association. impact
SignificanceRadius: Community

Attached-home reserves and compliance are the diligence item

Coastal flood and wind insurance is parcel-specific

NeutralBarrier-island homes carry flood and wind coverage that can move the monthly cost. Confirm the flood zone, elevation and current quotes per home. impact
SignificanceRadius: Community

Coastal flood and wind insurance is parcel-specific

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Ocean Gardens, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2026
    Market

    Brevard condo and townhome pending sales jump

    The McCoy Freeman Real Estate Group at Compass Brevard County market report for January 2026 reported condo and townhome new pending sales up 20.2 percent year over year countywide, with a median sales price near 268,500 dollars and inventory near 7.8 months, describing renewed contract momentum in the attached-home segment while noting that reserves and milestone compliance are critical in 2026. Why it matters: Renewed attached-home demand supports beachside townhome communities like Ocean Gardens, but buyers still need to confirm the HOA reserves and any structural compliance per association before they offer. Source

Development alerts for Ocean GardensGet a short monthly email when something new is approved, funded, or opens near Ocean Gardens.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Ocean Gardens, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the HOA and exactly what it covers. Get the dues, inclusions, the budget and reserves, and any special assessment in writing before you decide what you can afford.

2

Confirm any structural or milestone compliance for the attached building, since this affects assessments and resale.

3

Pull the coastal coverage picture. Confirm the FEMA flood zone, base flood elevation, and current wind and flood insurance quotes for the specific home.

4

Comp by home type and floor plan, since townhome and attached plans price differently than detached homes.

5

Weigh the nearby alternative, Cape Gardens, on home type, HOA and setting.

Best Buy
A sound townhome or attached home in a well-run association with clear reserves, priced against comparable Cape Canaveral stock, with the HOA and coastal insurance confirmed.
Biggest Risk
Buying into an association with thin reserves or a pending structural assessment, or missing the true wind and flood insurance cost.
Best Lot
End units and better orientations carry small premiums; interior units are where the negotiating room lives.
Smart Timing
With condo and townhome inventory ample countywide, a listing aging past sixty days may have flexibility once you have confirmed the HOA, reserves and coverage.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Ocean Gardens is a beachside community of townhomes and attached homes on the Atlantic barrier island in Cape Canaveral (ZIP 32920), Brevard County, reported to have been built in multiple phases or waves off Ocean Garden Lane near Port Canaveral. Confirm the HOA dues and exactly what they cover, the association budget and reserves, any structural or milestone compliance for attached buildings, the FEMA flood zone and elevation, current wind and flood insurance quotes, the home type, floor plan, size and year built, and the school assignment by address with Brevard Public Schools, since details change.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: interior townhomes

The smaller interior townhome and attached-home plans, the entry door into a beachside Cape Canaveral address. Confirm current pricing on the live listings below.

Lowest entry
Core: mid-size and end units

The mid-size plans and end units with better light or orientation, the core of the community. Confirm current pricing on the live listings below.

Most inventory
High: largest and most updated

The largest plans and the most updated homes, often with the best orientation. Condition and floor plan separate these most. Confirm current pricing on the live listings below.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Entry: interior townhomes
The smaller interior townhome and attached-home plans, the entry door into a beachside Cape Canaveral address. Confirm current pricing on the live listings below.
Core: mid-size and end units
The mid-size plans and end units with better light or orientation, the core of the community. Confirm current pricing on the live listings below.
High: largest and most updated
The largest plans and the most updated homes, often with the best orientation. Condition and floor plan separate these most. Confirm current pricing on the live listings below.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Cape Canaveral locationStrong
Scarce, established homesitesStrong
Established, in-demand locationPositive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Ocean Gardens

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Ocean Gardens is an affordable beachside Cape Canaveral address. The deal is won or lost on the home type, the HOA and reserves, and the coastal insurance, not the list price alone.

Jon Brooks · Founder, Momentum Realty
7.4B · Buy Score
Resale Strength7.4/10
Renovation Risk6.8/10
Location Efficiency8.0/10
Long-Term Defensibility7.2/10
Carrying Cost Advantage5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Ocean Gardens is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Space Coast MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Space Coast MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Space Coast MLS; for orientation, not an appraisal.

15-Second Take
  • Golf, lake, and preserve lots hold value best
  • Interior lots are where buyers overpay
  • The lot cannot be renovated, the house can
  • Premium homesites resell faster
  • ~3% asking premium for premium lots today

In a built-out club community, the lot is the resale insurance

The houses can be renovated, but the lot and view cannot. Golf frontage, lakefront, and preserve lots consistently command higher premiums and resell faster than interior lots backing to another home. The premium you pay for a great homesite is the discount you avoid when you sell.

The mistake is paying an estate price for a base interior lot. We help buyers spot which homesites carry real, durable premiums and which are dressed-up interiors, so your money lands where the market will give it back.

Strongest resaleGolf frontage and lakefront homesites at Ocean Gardens

Golf & lakefront lots

Open views over the course or the 26 community lakes. The scarcest, most in-demand homesites; they command the highest premiums and resell fastest.

Strong resalePreserve-backing homesites at Ocean Gardens

Preserve lots

Backing to protected preserve means privacy with no rear neighbor. A consistent favorite that holds value well above a standard interior lot.

Moderate resaleCul-de-sac and larger interior homesites at Ocean Gardens

Cul-de-sac & larger lots

Less traffic, more yard, and an easy walk to the club for some streets. A real but smaller premium that depends on the street and parcel size.

Value tierStandard interior homesites at Ocean Gardens

Standard interior lots

The most affordable way through the gates, and the best renovation value. Just do not pay a golf or lake price for one, this is where buyers most often overpay.

Relative resale strength by lot and view, illustrative of how Ocean Gardens homesites trade. The exact premium depends on the specific home, the view, and the street.

Ocean Gardens in 15 seconds.

Best forBuyers who want an affordable beachside Cape Canaveral address near Port Canaveral and the Atlantic, in a townhome or attached home.
Strong onA walkable or close beachside location, proximity to the port, and a lower entry point than much of the Cocoa Beach barrier island.
WatchThe HOA reserves, any structural or milestone compliance, and the coastal flood and wind insurance. Confirm every layer per home and association.
Sweet spotA sound attached home in a well-run association, priced against comparable Cape Canaveral stock, with reserves and coverage confirmed.
Not forBuyers who want a no-HOA detached home, a mainland location, or no shared walls.

HOA, CDD & Fees

15-Second Take
  • Confirm the current HOA dues and inclusions in writing
  • Confirm the association budget and reserves
  • Confirm any structural or milestone compliance and assessments
  • Confirm the FEMA flood zone, elevation and coverage per home
  • Comp by home type and floor plan before you offer

We do not publish a dues figure here because association costs and inclusions change. For attached and townhome stock, confirm the HOA dues, exactly what they cover, the budget and reserves, and any special assessment with the association and the listing before you offer. Reserves and milestone compliance are especially important for attached buildings.

Reported HOA-supported items for attached communities typically include exterior and grounds maintenance and common areas, and may include a community pool or other amenities. Do not assume inclusions; confirm the current budget and what is covered with the association.

Ocean Gardens is reported to be a townhome and attached-home community; some Cape Canaveral communities include a pool or shared amenity. Confirm the current amenities and rules with the association.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Ocean Gardens, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Cape Gardens, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Ocean Gardens home worth?

Get a no-obligation home value based on real comparable sales in Ocean Gardens matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Ocean Gardens on the map →
Or get your Ocean Gardens home value & selling guide →

Real comps, not a Zestimate.

Ocean Gardens Market Scorecard

Buyer-Leaning Market (limited data)

Ocean Gardens is currently a buyer-leaning market (limited data). Limited supply, a median asking price of $899,999.

n/a
Months supply
$899,999
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
1/0/0
Active/Pend/Sold

Typical home value in the 32920 ZIP is $318,062, about 9.4% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Based on information from the Space Coast MLS for the period 2026 through 2026-06-18. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Ocean Gardens located?
Ocean Gardens is a beachside community on the Atlantic barrier island in Cape Canaveral, FL (ZIP 32920), Brevard County, off Ocean Garden Lane near Port Canaveral and the Atlantic beaches.
What kind of homes are in Ocean Gardens?
Ocean Gardens is reported to be a community of townhomes and attached homes built in multiple phases or waves. Confirm the specific home type, floor plan, size and year built for any home you consider.
Does Ocean Gardens have an HOA?
Yes, as an attached and townhome community it has an HOA. Confirm the current dues, exactly what they cover, the budget and reserves, and any special assessment with the association before you offer.
What does the HOA cost at Ocean Gardens?
We do not publish an HOA figure here because dues and inclusions change. Confirm the current dues, what they include, the reserves and any assessment with the association before you offer; we pull the documents for any home you consider.
Is Ocean Gardens in a flood zone?
It is a barrier-island address, so flood-zone designations and base flood elevations matter and vary by parcel. Confirm the FEMA flood zone and elevation for the specific home, and get current flood insurance quotes before you offer.
What does insurance cost on a home here?
Coastal wind and flood coverage can be a meaningful line item and is specific to the home, its structure, elevation and roof. We do not estimate it generically; we help you get real quotes for the specific home before you commit.
Should I worry about structural or milestone compliance?
For attached buildings it is worth confirming. Ask the association about any structural inspection, milestone compliance and reserve study, since these can affect assessments and resale. We help you review the documents.
How close is the beach?
Ocean Gardens is on the Cape Canaveral barrier island, so the Atlantic beach is a short walk or drive depending on the exact location. Confirm the nearest public access point for the specific home.
How close is Port Canaveral?
Port Canaveral, with its cruise terminals, dining and Jetty Park, is roughly a five to ten minute drive from much of Cape Canaveral. Confirm the exact drive for the specific home.
What schools serve the area?
Brevard Public Schools, with assignment by address. Zoning can change, so confirm the current zoned campuses for any specific home with the district.
What does a home in Ocean Gardens cost?
We do not publish a price figure. Pricing tracks the specific home, its type, floor plan and condition. Confirm current pricing on the live listings on this page; we pull exact comps before you offer.
Is Cape Canaveral cheaper than Cocoa Beach?
Cape Canaveral is widely described as a more affordable beachside option than much of Cocoa Beach, with strong condo and townhome inventory. Pricing still tracks the specific home and association, so confirm on the live listings.
Do I need my own agent to buy here?
Yes. The listing agent works for the seller. Your own agent confirms the HOA, reserves and any structural compliance, the flood zone and coverage, pulls true comps, and negotiates for you. Momentum Realty represents you, not the seller.
You want an affordable beachside Cape Canaveral address near the portExcellent fit
You are comfortable with townhome or attached-home ownership and an HOAExcellent fit
You will confirm the HOA, reserves and any structural complianceExcellent fit
You will price in coastal flood and wind insurance honestlyExcellent fit
You want walkable or close Atlantic beach access and will buy with eyes openExcellent fit
You want a no-HOA, detached single-family settingProbably not
You will not carry barrier-island flood and wind coverageProbably not
You want a mainland or inland locationProbably not
You want acreage or no shared wallsProbably not
You want the lowest possible monthly carry with no associationProbably not

Get the inside read on Ocean Gardens

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Ocean Gardens home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Ocean Gardens specialist will reach out personally, usually the same day.

Space Coast MLS logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Space Coast Multiple Listing Service. Information is deemed reliable but is not guaranteed accurate by the MLS.

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