Osprey Village
at Cedar Creek

Maintenance-included 55+ · Merritt Island · Brevard County

A reported maintenance-included, age-restricted (55+) community on Merritt Island with a heated pool and HOA-managed exteriors. The read is the age covenant, the HOA scope, and the reserves.

Reported 55+Maintenance-includedHeated pool

Live Market Pulse

47/100
Momentum

Buyer-Leaning Market (limited data)

Resale here turns on the floor plan and the HOA scope; confirm the age covenant, the dues, what they cover, and the reserves before anchoring on a number.

Free · No obligation

Unlock Off-Market Osprey Village

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Space Coast MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseSpace Coast MLS

$305K

Median Price

7.2mo

Supply

n/a

Avg DOM

Soft

Seller Leverage

$189/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Osprey Village at Cedar Creek is a reported maintenance-included, age-restricted (55 and over) community on Merritt Island. Third-party profiles describe a well-established community of competitively priced homes professionally managed by an association that handles exterior maintenance, roof upkeep, paint, and yard care, with a heated community pool. The draw is genuinely low-maintenance, lock-and-leave living in a quiet Merritt Island setting close to shopping, the wildlife refuge, and the beaches. The catch buyers should read is the covenant and the HOA math: confirm the age restriction in writing, since 55+ rules carry occupancy requirements, and confirm exactly what the maintenance-included dues cover, plus the reserve study, since exterior, roof and grounds obligations make reserves central to the true carry. The read is the floor plan, the age covenant, the HOA scope, and the reserves, confirmed in writing before you offer."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Osprey Village at Cedar Creek market snapshot (as of June 17, 2026): the median sale price is about $305K ($189 per sq ft), a buyer-leaning market (limited data). Based on 5 recent closings in live Space Coast MLS data.

Osprey Village at Cedar Creek is a reported maintenance-included, age-restricted (55 and over) community on Merritt Island (ZIP 32953), Brevard County. Third-party profiles describe a well-established community of competitively priced, midsize homes with varied architectural styles and landscaped surroundings.

The pitch is low-maintenance, lock-and-leave living. The community is reported to be professionally managed by an association that handles exterior maintenance, roof upkeep, paint, and yard care, with a heated community pool as the central amenity. That maintenance-included structure is the headline for many buyers here.

On cost, the maintenance-included model means the HOA scope is central to the math. Confirm exactly what the dues cover, exterior, roof, paint and grounds, and the reserve study, since communities that bundle roof and exterior obligations live or die on their reserves. Confirm the current figure in writing with the association before you offer.

Because the community is reported as age-restricted (55+), confirm the current age covenant and occupancy rules in writing. Merritt Island puts shopping, the Merritt Island National Wildlife Refuge, and a short drive to the Cocoa Beach and Cape Canaveral beaches within reach. The read is the floor plan, the age covenant, the HOA scope, and the reserves.

A Look Inside Osprey Village

The course, the club, the gates.

Photos of Osprey Village at Cedar Creek from recent listings in the community. Swipe to explore.

Swipe or use the arrows → tap any photo to enlarge

Osprey Village at Cedar Creek

Quick Match

Who Osprey Village is best for.

Best for

Buyers who want maintenance-included, lock-and-leave living
Buyers comfortable with an age-restricted (55+) community
Buyers who value a heated pool and HOA-managed exteriors
Buyers who will confirm the HOA scope and the reserve study

Probably not for

Buyers who want a no-HOA, individual-ownership setting
Buyers who do not meet or want an age restriction
Buyers unwilling to confirm the reserves behind the maintenance model
Buyers who want a large private lot or new construction

Market Pulse

How Osprey Village is performing right now

47/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

7.2Months of supplytight

72Median days on marketdays

1 : 3Under contract vs for salestrong demand

5Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

-1%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from the Space Coast MLS, as of June 17, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Osprey Village listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Chase Hammock Lakes or Merritt Island. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now3 : 1active : pending

For sale3

Pending1

Sold 12mo5

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Osprey Village at Cedar Creek buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Osprey Village

Live MLS inventory for Osprey Village at Cedar Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

4381 Timothy Drive home for sale in Osprey Village at Cedar Creek

ActiveTop listing

$312,990

3 bd · 2 ba · 1,732 sqft · built 2003

4381 Timothy Drive, Merritt Island, 32953

Reno opportunityBest value

Listed by Premium Properties Real Estate

4301 Timothy Drive home for sale in Osprey Village at Cedar Creek

Active

$309,994

3 bd · 2 ba · 1,638 sqft · built 2004

4301 Timothy Drive, Merritt Island, 32953

Listed by Denovo Realty

4341 Timothy Drive home for sale in Osprey Village at Cedar Creek

Active

$305,000

3 bd · 2 ba · 1,622 sqft · built 2003

4341 Timothy Drive, Merritt Island, 32953

RenovatedBest valuePool

Listed by Daignault Realty Inc

521 Priscilla Place home for sale in Osprey Village at Cedar Creek

Pending

$305,000

3 bd · 2 ba · 1,611 sqft · built 2003

521 Priscilla Place, Merritt Island, 32953

Strong resaleLakefront

Listed by Keller Williams Space Coast

Active and pending Osprey Village listings as of 2026-06-17, priced high to low. Listing data provided by the Space Coast Multiple Listing Service. Information is deemed reliable but is not guaranteed accurate by the MLS.. Tap any home to ask about it.

Interactive Map

Osprey Village on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Space Coast MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The Merritt Island location is convenient: SR 520 shopping, the wildlife refuge, and the beaches are all a manageable drive.

Drive times from the Osprey Village area; confirm your real commute at your real departure time.

Merritt Island shopping (SR 520 corridor)~8 to 15 min · approximate

Cocoa Beach and Cape Canaveral beaches~15 to 25 min · east via SR 520

Merritt Island National Wildlife Refuge~15 to 25 min · north

Cocoa and US-1 corridor~12 to 18 min · mainland

I-95 interchange~15 to 22 min · via SR 520

Orlando International Airport (MCO)~55 to 70 min · via SR 528 west

Drive times are approximate and vary with traffic and your exact departure point.

Nearby Communities

Explore more neighborhoods near Osprey Villageat Cedar Creek with Momentum Realty’s local guides.

Island Forest PreserveMerritt IslandMerritt Island, FL · adjacent

Quail RunEstatesMerritt Island, FL · adjacent

Sea GateMerritt IslandMerritt Island, FL · 0.2 mi

Island CrossingsMerritt Island, FL · 0.6 mi

Villa De PalmasSykes CoveMerritt Island, FL · 0.6 mi

SkylarkEstatesMerritt Island, FL · 0.7 mi

Kenzel TerraceMerritt IslandMerritt Island, FL · 0.7 mi

Riverside Landingon Merritt IslandMerritt Island, FL · 0.7 mi

The SavannahsMerritt Island, FL · 0.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Osprey Village (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Brevard County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Osprey Village is served by Brevard County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Osprey Village address.

The takeaway

What is actually shaping value around Osprey Village at Cedar Creek, sourced and dated. We do not publish rumor.

Recent Developments in Osprey Village at Cedar Creek

Development Intelligence

Our read on what is being built around Osprey Village, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is maintenance-included, age-restricted living in an established Merritt Island community, where the floor plan, the age covenant, the HOA scope, and the reserves drive outcomes. Watch the maintenance reserves and the lagoon-restoration funding picture nearby, and confirm the covenant and HOA math on every home.

Maintenance-included living suits lock-and-leave buyers

BullishAn association reported to handle exterior, roof, paint and yard care supports low-maintenance demand, which is durable among buyers who want lock-and-leave living. The covenant and reserves are what to confirm. impact

SignificanceRadius: Community

Maintenance-included living suits lock-and-leave buyers

Reserves are central to a maintenance-included HOA

NeutralBecause the HOA bundles roof and exterior obligations, the reserve study drives the true carrying cost and special-assessment risk. Confirm the reserves and any pending assessment before you offer. impact

SignificanceRadius: Community

Reserves are central to a maintenance-included HOA

Age covenant should be confirmed in writing

NeutralThird-party sources describe a 55+ character. Age covenants carry occupancy rules and can vary, so confirm the current restriction in writing with the association. impact

SignificanceRadius: Community

Age covenant should be confirmed in writing

Lagoon-restoration funding supports area water quality

NeutralContinued Indian River Lagoon restoration funding, which rests with Brevard voters, supports long-run water quality around Merritt Island, an area positive to watch rather than a settled fact. impact

SignificanceRadius: Area

Lagoon-restoration funding supports area water quality

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Osprey Village at Cedar Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

November 2025
Lagoon
Brevard voters could get a chance to renew the lagoon sales tax
Central Florida Public Media reported on November 17, 2025 that the Brevard County Commission scheduled public workshop meetings for the evenings of January 5 in Titusville and January 12 in Palm Bay as it weighs putting a renewal of the half-cent Save Our Indian River Lagoon sales tax, which funds lagoon restoration and is set to expire, before voters in 2026. Why it matters: Continued lagoon-restoration funding supports long-run water quality on the Indian River and Banana River side, which matters for waterfront demand, though the outcome rests with voters. Treat it as a watch item, not a settled fact. Source
April 2023
Insurance
Citizens flood-coverage requirement phasing in statewide
Citizens Property Insurance reported that flood coverage became required as of April 1, 2023 for new Personal Lines residential policies that include wind coverage in a FEMA Special Flood Hazard Area, with the requirement phasing in for all such policyholders by value: January 1, 2024 for property valued at $600,000 or more, January 1, 2025 for $500,000 or more, January 1, 2026 for $400,000 or more, and January 1, 2027 for all other policies. Why it matters: Barrier-island buyers should expect to carry both wind and flood coverage, and should quote it early since the requirement and the bill are parcel- and value-specific. Confirm the current rule and your quote with an agent. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Osprey Village buying strategy.

If we were buying in Osprey Village, this is the order of operations we would run, and the one we run for our clients.

Confirm the age covenant in writing. Sources describe a 55+ community, and occupancy rules vary, so get the current restriction from the association.

Confirm the maintenance-included scope and the reserve study. A bundled roof-and-exterior HOA lives or dies on its reserves and special-assessment history.

Confirm the current dues and exactly what they cover, exterior, roof, paint, grounds and the pool.

Comp by floor plan and condition, not by community average.

Cross-shop the Merritt Island alternative, Chase Hammock Lakes, on carrying cost and setting.

The Quick Decision

Best Buy

A well-kept floor plan with a sound HOA-reserve picture and a clear age covenant, priced to recent comps.

Biggest Risk

Underwriting only the dues and missing thin reserves, a pending special assessment, or an occupancy rule that does not fit.

Best Lot

Setting and floor plan matter more than lot here; weigh proximity to the pool and the unit type.

Smart Timing

Maintenance-included 55+ homes draw steady demand; have your covenant and reserve questions ready before you tour.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Type

Maintenance-included homes

Size

Midsize, competitively priced, reported

Built

Established, confirm year

Restriction

Age-restricted 55+, reported

Costs & Fees

HOA

Confirm dues and scope

Reserves

Central to the model, confirm

Maintenance

Exterior, roof, paint, yard, reported

Amenities

Pool

Heated community pool, reported

Exterior care

HOA-managed, reported

Grounds

Landscaped, HOA-managed, reported

Location

Setting

Merritt Island, established

Shopping

SR 520 corridor nearby

Beaches

Short drive east

The Homes: Floor Plan and Condition

Osprey Village homes are described as competitively priced, midsize homes with varied architectural styles. Because the community is established, condition is the biggest differentiator from one home to the next.

The resale decision turns on matching the right floor plan and condition to your budget, and on the HOA reserves behind the maintenance model. We comp by floor plan and condition, not by community average, and we pull the reserve and covenant read before you commit.

What Living Here Is Actually Like

The rhythm of a Osprey Village address:

A typical week

A morning swim in the heated pool, errands along SR 520, and a short drive to the beaches or the wildlife refuge, with the lawn and exterior handled by the association. The maintenance-included lifestyle carries the calendar.

The lock-and-leave factor

Many residents value being able to travel without worrying about the yard or the roof. That is the core appeal, and it rests entirely on the HOA scope and reserves.

The reserves factor

A maintenance-included HOA bundles roof and exterior obligations. Confirm the reserve study and any assessment history, since that is where the real carrying cost lives.

What residents weigh

The lock-and-leave lifestyle and quiet setting against the HOA dues, the age covenant, and the reserve picture. Know all three going in.

Osprey Village vs. the Alternatives

The honest comparison set for a Brevard buyer:

Area	Type	HOA / Water	The trade
Osprey Village	Merritt Island · 55+ maintenance-included	HOA · heated pool	Lock-and-leave living, confirm covenant and reserves
Chase Hammock Lakes	Merritt Island · established	Confirm per property	Lake setting, individual ownership
The Savannahs	Merritt Island · planned	HOA · confirm	Planned community with shared amenities

The pattern: Osprey Village wins on maintenance-included, lock-and-leave living; an established area like Chase Hammock Lakes wins on individual ownership and a lake setting; a planned community like The Savannahs wins on its own amenity package. There is no wrong answer, only a wrong match for your priorities.

Touring more than one? We will build you a same-day route across the beachside alternatives with the details in hand.

Plan the tour

The Honest Pros & Cons

What Osprey Village gets right

Maintenance-included, lock-and-leave living, reported
Association handles exterior, roof, paint and yard care
Heated community pool, reported
Established, quiet Merritt Island setting
Competitively priced, midsize homes, reported
Close to shopping and a short drive to the beaches

What to go in eyes-open about

Confirm the age covenant (55+) and occupancy rules in writing
Confirm the reserve study behind the maintenance model
Confirm the current dues and exactly what they cover
Floor plan and condition vary, comp accordingly
Inland location, not beachfront
Special-assessment risk if reserves are thin

Osprey Village Homes For Sale

What your money buys in Osprey Village.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Osprey Village today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: original condition

$295K to $305K

Original or lightly updated homes, the entry point into a maintenance-included 55+ address. Confirm current pricing on the live listings below.

Lowest entry

Core: updated floor plans

$305K to $320K

Updated, well-kept homes near the pool, the core of the community. Confirm current pricing on the live listings below.

Most inventory

Premium: best location and finish

$320K to $330K

The best-located, best-finished homes. Condition and location separate these most. Confirm current pricing on the live listings below.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$305K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$295K to $305K

Entry: original condition

Original or lightly updated homes, the entry point into a maintenance-included 55+ address. Confirm current pricing on the live listings below.

$305K to $320K

Core: updated floor plans

Updated, well-kept homes near the pool, the core of the community. Confirm current pricing on the live listings below.

$320K to $330K

Premium: best location and finish

The best-located, best-finished homes. Condition and location separate these most. Confirm current pricing on the live listings below.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Osprey Village, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Osprey Village is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Osprey Village holds value.

Our read on the factors that protect resale here, and the one to manage.

Established or well-kept housing stockSolid

Central Brevard locationStrong

Confirm HOA or association scopeManage it

Read condition on the specific homeManage it

Confirm any CDD or district assessmentWatch it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Osprey Village

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Osprey Village is easy to like for the lock-and-leave lifestyle. The deal is won or lost on the age covenant, the HOA scope, and the reserves, not the dues number alone.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.8B+ · Buy Score

Resale Strength7.8/10

Renovation Risk7.6/10

Location Efficiency8.0/10

Long-Term Defensibility7.8/10

Carrying Cost Advantage6.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Osprey Village is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Space Coast MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Space Coast MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Space Coast MLS; for orientation, not an appraisal.

15-Second Take

The lot and position drive resale more than finishes
Confirm the homesite, view, and any water or preserve exposure
Read condition on the specific home
Confirm flood zone and insurance where applicable
Comp the specific home, not the area average

In a community like this, the homesite and its position set the floor on resale while the house itself can be updated. Read the lot, the view, and any water or preserve exposure first, confirm the flood and insurance picture where applicable, then price the condition of the home against the closest comparable sale rather than an area average.

The 15-Second Verdict

Osprey Village in 15 seconds.

Best forBuyers who want maintenance-included, lock-and-leave living in an age-restricted (55+) Merritt Island community.

Strong onAn association reported to handle exterior, roof, paint and yard care, a heated pool, and an established, quiet setting.

WatchThe age covenant, the HOA scope, and the reserve study. A bundled-maintenance HOA depends on its reserves.

Not forBuyers who want no-HOA individual ownership, do not want an age restriction, or want a large private lot or new construction.

The edgeA well-kept home with sound reserves and a clear covenant, priced to true comps, can be a durable low-maintenance value.

HOA, CDD & Fees

15-Second Take

Confirm the current dues and exactly what they cover
Confirm the reserve study and any special-assessment history
Confirm the age covenant (55+) and occupancy rules in writing
Confirm the pool and any other current amenities
Comp by floor plan and condition before you offer

We do not publish an HOA figure here because dues and inclusions change. Confirm the current dues, exactly what they cover (exterior, roof, paint, grounds and the pool), and the reserve study in writing with the association before you offer.

Reported HOA-managed items include exterior maintenance, roof upkeep, paint, and yard care, plus a heated community pool. Because the model bundles roof and exterior obligations, confirm the reserve study and any special-assessment history with the association.

The reported central amenity is a heated community pool. Confirm the current amenities, hours, and the age covenant with the association.

Run Your Numbers

Tools for a Osprey Village buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxBrevard County millage and the homestead picture.Rent vs buyThe breakeven on owning in Osprey Village.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Osprey Village

Price it to your floor plan, condition and maintenance value, with the reserves documented.

If you are selling in Osprey Village, the right list price comes from recent sales matched to your floor plan and condition. The maintenance-included, lock-and-leave lifestyle is your marketing asset, so the listing should make that case while documenting the reserves and covenant.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Osprey Village, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Chase Hammock Lakes, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Osprey Village home worth?

Get a no-obligation home value based on real comparable sales in Osprey Village matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Osprey Village at Cedar Creek on the map →
Or get your Osprey Village at Cedar Creek home value & selling guide →

Real comps, not a Zestimate.

Osprey Village Market Scorecard

Buyer-Leaning Market (limited data)

Osprey Village is currently a buyer-leaning market (limited data). About 7.2 months of supply, a median asking price of $309,994.

7.2

Months supply

$309,994

Median list

$305,000

Median sold

$189

Per sqft

n/a

Days on mkt

3/1/5

Active/Pend/Sold

Typical home value in the 32953 ZIP is $427,456, about 2.1% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Based on information from the Space Coast MLS for the period 2026 through 2026-06-18. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Osprey Village at Cedar Creek located?

On Merritt Island, FL (ZIP 32953), Brevard County, close to SR 520 shopping, the wildlife refuge, and a short drive to the Cocoa Beach and Cape Canaveral beaches.

Is Osprey Village a 55+ community?

Third-party sources describe Osprey Village at Cedar Creek as an age-restricted (55 and over) community. Age covenants carry occupancy rules and can change, so confirm the current restriction in writing with the association before you offer.

Is Osprey Village maintenance-included?

Sources describe an association that handles exterior maintenance, roof upkeep, paint, and yard care. Confirm exactly what the current dues cover, and the reserve study, with the association.

What amenities does Osprey Village have?

The reported central amenity is a heated community pool. Confirm the current amenity list and what the HOA covers with the association.

What does the HOA cost at Osprey Village?

We do not publish an HOA figure here because dues and inclusions change. Confirm the current dues, exactly what they cover, and the reserve study with the association before you offer.

Does the HOA cover the roof?

Sources describe roof upkeep among the HOA-managed items, which makes the reserve study central. Confirm the current scope and reserves in writing, since roof obligations drive special-assessment risk.

What kind of homes are in Osprey Village?

Competitively priced, midsize homes with varied architectural styles in an established, landscaped setting. Confirm the specific floor plan, size, and condition for any home you consider.

What schools serve Osprey Village?

Osprey Village is in Brevard Public Schools, with assignment by address. In an age-restricted community, zoning matters mainly for resale and visiting relatives; confirm the current campuses with the district.

How far is the beach?

The Cocoa Beach and Cape Canaveral beaches are reported to be roughly fifteen to twenty-five minutes east via SR 520. This is an inland Merritt Island community, not a beachfront one.

Is there a special-assessment risk?

Any maintenance-included HOA that bundles roof and exterior obligations carries special-assessment risk if reserves are thin. Confirm the reserve study and any assessment history before you offer.

Is now a good time to buy in Osprey Village?

It depends on the specific home, its floor plan and condition, and the HOA reserves. We pull live inventory and comps so you can judge value on the actual home and the full carrying cost.

What is Merritt Island like to live in?

A large, mostly suburban island between the Indian River and Banana River, with shopping along SR 520, the wildlife refuge to the north, and a short drive to the beaches. Quiet and convenient, with lagoon-side water quality an ongoing area issue.

Do I need my own agent to buy in Osprey Village?

Yes. The listing agent works for the seller. Your own agent confirms the age covenant, the HOA scope and reserves, pulls true comps by floor plan and condition, and negotiates for you. Momentum Realty represents you, not the seller.

The Verdict

Should you buy in Osprey Village?

An honest fit check. We will tell you when it is not your community.

You want maintenance-included, lock-and-leave livingExcellent fit

You are comfortable with an age-restricted (55+) communityExcellent fit

You value a heated pool and HOA-managed exteriorsExcellent fit

You will confirm the HOA scope and the reserve studyExcellent fit

You want an established, quiet Merritt Island settingExcellent fit

You want a no-HOA, individual-ownership settingProbably not

You do not meet or want an age restrictionProbably not

You will not confirm the reserves behind the maintenance modelProbably not

You want a large private lot or new constructionProbably not

You want a beachfront rather than an inland locationProbably not

Get the inside read on Osprey Village

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Osprey Village home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Osprey Village specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Space Coast Multiple Listing Service. Information is deemed reliable but is not guaranteed accurate by the MLS.

Osprey Villageat Cedar Creek

The 60-Second Overview

The course, the club, the gates.

Who Osprey Village is best for.

Best for

Probably not for

How Osprey Village is performing right now

Homes For Sale Right Now in Osprey Village

Osprey Village on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in Osprey Village at Cedar Creek

Maintenance-included living suits lock-and-leave buyers

Reserves are central to a maintenance-included HOA

Age covenant should be confirmed in writing

Lagoon-restoration funding supports area water quality

Brevard voters could get a chance to renew the lagoon sales tax

Citizens flood-coverage requirement phasing in statewide

The Osprey Village buying strategy.

The full read, only if you want it.

The Homes

Costs & Fees

Amenities

Location

What Osprey Village gets right

What to go in eyes-open about

What your money buys in Osprey Village.

What ~$305K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Osprey Village holds value.

5 Mistakes Buyers Make in Osprey Village

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Osprey Village is different.

Which Lots & Views Hold Value Best

Osprey Village in 15 seconds.

HOA, CDD & Fees

Tools for a Osprey Village buy.

Price it to your floor plan, condition and maintenance value, with the reserves documented.

In Osprey Village, condition and view decide your number

What is your Osprey Village home worth?

Price History: What Homes Here Have Actually Sold For

Osprey Village Market Scorecard

Frequently Asked Questions

Should you buy in Osprey Village?

Get the inside read on Osprey Village

You are all set.

Need to sell fast in Brevard County?

You just read the data. Now see what your home is worth.

Osprey Village
at Cedar Creek