Terrace Shores in Indialantic

Terrace Shores
Homes for Sale in Indialantic, FL

Community in Indialantic · Brevard County
75 homesBuilt 1962–2014
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Photo via Space Coast MLS

Built fromLive Space Coast MLS dataFL DOR public recordsUpdated twice daily

Homes listed or recently sold were built 1962–2007; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 13 ft). Terrace Shores is a community in Indialantic, Brevard County, FL. Across Indialantic as a whole, 28 homes closed in the last 12 months at a median of $610,000, 62 median days on market, with 8 homes for sale today. At that median and Brevard County's FY2025-26 rate of 15.6 mills, annual property tax runs about $9,520 ($8,900 with the full homestead exemption).

Live · Terrace Shores Housing Pulse Space Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Brevard: 28% (1,397 of 4,982)
0 · 1
For sale · pending
live counts, refreshed twice daily
Ownership and context
72%
Owner-occupied · Terrace Shores
54 of 75 parcels homesteaded (FL DOR 2025)
28%
Non-owner-occupied · Terrace Shores
incl. 7% trust or LLC-held · 9% out-of-state
75
Homes in the community
75 residential parcels (FL DOR 2025)
Track record · years of records
Est. 1962
Community established
homes built 1962-2014, median 1966 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Terrace Shores Indialantic is a small enclave of 75 homes where the median build date is 1966, though construction spanned from 1962 through 2014. The median living space runs 2,104 square feet. Homestead share is 72 percent - high enough to signal owner occupancy, but not so high that turnover grinds to a halt. With no active listings on record as of mid-July, any pricing discussion is theoretical until inventory appears.

The spread of build years - five decades - means condition and upgrade level will vary sharply from one home to the next. A 1960s original and a 2014 build share the same address prefix but little else. In a zero-inventory moment, a buyer waits or writes off-market; a seller enjoys negotiating leverage but must price to the home's actual condition, not to the scarcity. Brevard's Space Coast location adds employment and waterway access, but without comps you lean on appraisal and inspection, not competitive bids.

The 60-Second Overview

Terrace Shores Indialantic is a 75-home neighborhood in Brevard County where the housing stock ranges from 1962 to 2014 and the median year built is 1966. Zero active listings as of mid-July means current pricing and days-on-market cannot be assessed from MLS data.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who can wait for the right listing and do not need to choose from multiple actives
  • Owners moving to Brevard for Space Coast employment who want a small, homestead-heavy enclave and can budget for inspection and deferred-maintenance risk
  • Cash or pre-approved buyers comfortable writing an offer without competitive comp feedback and leaning on appraisal and title work

Probably not for

  • Buyers who need inventory choice or want to compare three homes before deciding - there are none active to tour
  • First-time buyers without reserves for roof, HVAC, or electrical panel replacement on a home that may be over fifty years old
  • Anyone requiring a predictable close date or cookie-cutter condition - this is a one-at-a-time, condition-varies market

The market around Terrace Shores

Terrace Shores is too small for its own price trend, so here is the market around it.

Across Brevard County, 3,585 homes are active and 1,397 pending (28% under contract).

ZIP and county figures describe the wider market, not Terrace Shores specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Terrace Shores

Live MLS inventory for Terrace Shores. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Terrace Shores listings as of 2026-09-12, priced high to low. Based on information from the Space Coast MLS for the period %s through %s. Tap any home to ask about it.

Listing locations from Space Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Brevard County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Indialantic · Elementary
  • Hoover · Middle
  • Melbourne · High

Zoned schools reflect the assignments reported on recent Terrace Shores listings and can change; always confirm with Brevard County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Terrace Shores address.

If we were buying in Terrace Shores today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Terrace Shores.

Best Buy
Buyers comfortable with condition variability who can wait for inventory and evaluate homes one at a time, not in a competitive set.
Biggest Risk
Zero actives means no pricing transparency; you depend entirely on closed comps and appraisal, not real-time market feedback.
Sweet Spot
A buyer with inspection budget and patience who wants Brevard waterway access in a small enclave and can evaluate each home on its own merit.
Avoid If
You need move-in ready certainty, multiple comps to anchor an offer, or a predictable close timeline - this market offers none of those.

What the Median Year Built Really Tells You

A median build date of 1966 with a range that stretches to 2014 signals a neighborhood where original homes and modern infill coexist. That five-decade span creates a wide performance envelope: some homes will show their age in plumbing, electrical panel size, and roof substrate; others are code-current and built to post-Andrew standards. The median living space of 2,104 square feet is generous, but square footage alone tells you nothing about layout efficiency, ceiling height, or finish level.

Brevard's coastal climate demands attention to HVAC (salt air accelerates corrosion), roof condition (wind exposure), and flood-zone status. The 72 percent homestead share is healthy - it means most owners are living in the homes, not speculating or renting them out - but it also means that when a home does list, it may reflect deferred maintenance if the seller aged in place. With zero actives, the market here is opaque; you will not have the comfort of three recent comps to anchor an offer. That puts the onus on your agent to pull closed sales, read inspection histories, and understand replacement-cost dynamics for older homes in a hurricane zone.

The location and the amenities are priced into every listing in Terrace Shores. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a small community with no active inventory, you need an agent who will monitor off-market opportunities, pull closed-sale data from the past twelve months, and help you assess condition risk across a five-decade build span. Momentum's Brevard team knows flood-zone nuance, insurance underwriting changes, and the replacement-cost math for older coastal homes. We will not chase phantom comps or push you into a bidding war when a listing finally surfaces - we will help you write an offer grounded in appraisal reality and inspection contingency, not scarcity panic.

Terrace Shores in 15 seconds.

Best forBuyers comfortable with condition variability who can wait for inventory and evaluate homes one at a time, not in a competitive set.
Biggest advantageThe 72 percent homestead share and small community size mean owner-occupant stability and neighborhood continuity.
Biggest riskZero actives means no pricing transparency; you depend entirely on closed comps and appraisal, not real-time market feedback.
Sweet spotA buyer with inspection budget and patience who wants Brevard waterway access in a small enclave and can evaluate each home on its own merit.
Avoid ifYou need move-in ready certainty, multiple comps to anchor an offer, or a predictable close timeline - this market offers none of those.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Terrace Shores sales matched to your home.

What is your Terrace Shores home worth?

Get a no-obligation home value based on real comparable sales in Terrace Shores, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Indialantic →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Brevard County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,164/mo
Brevard County typical true cost to own
$196/mo
Brevard County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Terrace Shores Market Scorecard

Buyer-Leaning Market (limited data)

Terrace Shores is currently a buyer-leaning market (limited data). About 4.0 months of supply, a median asking price of $549,000.

4.0
Months supply
$549,000
Median list
$565,000
Median sold
$324
Per sqft
n/a
Days on mkt
1/0/3
Active/Pend/Sold

Typical home value in the 32903 ZIP is $566,077, about 11.6% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Based on information from the Space Coast MLS for the period 2026 through 2026-09-12. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

How many homes are in Terrace Shores?
The Florida DOR 2025 assessment roll shows 75 homes in Terrace Shores (public records).
What share of Terrace Shores is owner-occupied?
72% of Terrace Shores parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Terrace Shores built?
Homes in Terrace Shores were built between 1962 and 2014, with a median year built of 1966 (FL DOR 2025 roll).
Who is the best real estate agent for Terrace Shores?
The best agent for Terrace Shores is one who actively works Indialantic and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Terrace Shores.
How do I find a top Indialantic real estate agent who knows Terrace Shores?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Terrace Shores and the wider Indialantic area.
Can Momentum Realty connect me with an agent for Terrace Shores?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Terrace Shores purchase or sale - no call center and no pressure.
Buyers who can wait for the right listing and do not need to choose from multiple activesExcellent fit
Owners moving to Brevard for Space Coast employment who want a small, homestead-heavy enclave and can budget for inspection and deferred-maintenance riskExcellent fit
Cash or pre-approved buyers comfortable writing an offer without competitive comp feedback and leaning on appraisal and title workExcellent fit
Buyers who need inventory choice or want to compare three homes before deciding - there are none active to tourProbably not
First-time buyers without reserves for roof, HVAC, or electrical panel replacement on a home that may be over fifty years oldProbably not
Anyone requiring a predictable close date or cookie-cutter condition - this is a one-at-a-time, condition-varies marketProbably not

Nearby Communities

Explore more neighborhoods near Terrace Shores with Momentum Realty’s local guides.

AIAbacos Indialantic0.3 mi awayThe Cloisters Phase Iib Indialantic0.3 mi awayAGAtlantic Gardens Resubd Indialantic0.3 mi awaySSSouth Sea Village 1St Addn Indialantic0.4 mi awayCRCoral Reef Indialantic0.4 mi awayMIMosswood Indialantic0.5 mi awaySISea Isle Village 3Rd Addn Replat Indialantic0.6 mi awaySISea Isle Village 3Rd Add Indialantic0.6 mi away

Browse all neighborhood guides →

Data sources & freshness

Live listingsSpace Coast MLS, refreshed twice daily (last: September 12, 2026)
Housing stock & ownershipFlorida DOR assessment roll (community parcel extract)
Under-contract sharesSpace Coast MLS records, as of 2026-07-12

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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