New Construction Homes in Effingham County, GA
8 new-construction homes are listed for sale in Effingham County right now, across 6 communities and 1 builders. Most list between $305K to $580K; the median new build is $351,675 ($203/sq ft, typically 1,866 sq ft, 3 bedrooms). Everything on this page is from Momentum’s MLS record as of 2026-11-11 and refreshes as homes list and sell.
Newest new-construction listings in Effingham County
The most recently listed new homes in Effingham County, with photos. Each card opens the full listing with every photo, the community’s data, and a tour request.
New-home communities in Effingham County
Every Effingham County community with new construction actively listed, the builder where the listing identifies one, how many homes are available, and the lowest current list price. Community names link to that community’s guide with its sales history and live inventory.
| Community | Builder | New homes | From |
|---|---|---|---|
| Hickory Knob | — | 2 | $305,400 |
| Timberlake | — | 2 | $341,450 |
| Middleton Fuller | — | 1 | $407,000 |
| Palm Ridge | D.R. Horton | 1 | $314,880 |
| Honey Ridge | — | 1 | $550,000 |
| Victoria Oaks | — | 1 | $579,900 |
Builders building in Effingham County right now
Counted by homes currently listed in Momentum’s MLS record, so this reflects who has inventory today rather than who has ever built here.
- D.R. Horton — 1 new home in Palm Ridge
New construction in Effingham County by city
- Guyton — 5 new homes
- Rincon — 2 new homes
- Sugar Hill — 1 new home
New construction in Effingham County by price
- $300K – $400K: 5 homes
- $400K – $500K: 1 home
- $500K – $750K: 2 homes
What a new build in Effingham County costs to own
Take the median $351,675 new home with 20% down at today’s 7.18% 30-year rate: principal and interest run about $1,906/month. Georgia taxes 40% of value: at Effingham County’s typical unincorporated millage of 24.05, property tax runs near $3,334/year after the standard homestead exemption; inside city limits add the city millage, and the first-year bill on a new build is usually on the land alone with the full bill the year after. All in, plan on roughly $2,184/month plus insurance, which runs well below Florida’s coastal premiums for most of Georgia — get a quote on the address; a new roof and current code usually earn the best rate.
How to buy new construction the smart way
The agent in the model home works for the builder. Bringing your own Momentum agent costs you nothing — the builder pays the commission either way — and gets you representation on the contract (builder contracts are one-sided by design), the upgrade pricing, the lender comparison (the builder’s preferred lender incentive is real but not always the best deal), an independent inspection at pre-drywall and at completion, and the walkthrough. Register your agent on your first visit; most builders will not honor representation after that.
Builders rarely cut list price on a to-be-built home, but completed inventory homes at the end of a quarter are a different negotiation: closing-cost credits, rate buydowns, and included upgrades are common, and the cards above show which homes have been sitting.
Explore Effingham County
- Effingham County property tax guide
- All new-construction builders in Georgia
- Search every Effingham County community
Common questions
How many new construction homes are for sale in Effingham County?
Who is building new homes in Effingham County?
What does a new construction home cost in Effingham County?
What is the monthly cost of a $351,675 new build in Effingham County?
Should I use my own agent to buy new construction?
Do builders negotiate on price?
<a href="https://movewithmomentum.com/new-construction-homes-effingham-county-ga">New Homes in Effingham County, GA: 8 New Construction Homes from $305K — Momentum Realty</a>Counts, prices and photos are from Momentum Realty’s MLS record of active listings in Effingham County communities as of 2026-11-11; a home is counted as new construction when the listing shows it as built this year or later or when a production builder is the listing office. Builder names come from listing data. Estimates are not guarantees. Equal Housing Opportunity.