18 new-construction homes are listed for sale in Mexico Beach right now, across 3 communities and 2 builders. Most list between $270K to $950K; the median new build is $369,900. Everything on this page is from Momentum’s MLS record as of 2026-10-15 and refreshes as homes list and sell.
18
New homes listed
3
Communities
$369,900
Median new build
$270K to $950K
Typical range
$2,618
Est. monthly cost to own
2
Builders active
Newest new-construction listings in Mexico Beach
The most recently listed new homes in Mexico Beach, with photos. Each card opens the full listing with every photo, the community’s data, and a tour request.
Every Mexico Beach community with new construction actively listed, the builder where the listing identifies one, how many homes are available, and the lowest current list price. Community names link to that community’s guide with its sales history and live inventory.
Counted by homes currently listed in Momentum’s MLS record, so this reflects who has inventory today rather than who has ever built here.
Holiday Builders — 9 new homes in Salt Creek At Mexico Beach
D.R. Horton — 7 new homes in Salt Creek At Mb Townhomes
New construction in Mexico Beach by price
Under $300K: 3 homes
$300K – $400K: 13 homes
$750K – $1M: 2 homes
What a new build in Mexico Beach costs to own
Take the median $369,900 new home with 20% down at today’s 7.40% 30-year rate: principal and interest run about $2,049/month. Bay County’s typical millage of 12.28 puts property tax near $3,927/year after the $50,000 homestead exemption — and on a new build there is no seller’s capped bill to be misled by; the first-year bill is on the land alone and the full bill arrives the year after. Citizens’ average premium in Bay County is about $1,928/year; a new roof and current code usually earn a better private quote than that average. Where an HOA is listed the median is $81/month. All in, plan on roughly $2,618/month, plus any CDD assessment — most master-planned communities finance their infrastructure with a district bond that appears on the tax bill for years, and it is the number builders’ sales offices mention last.
How to buy new construction the smart way
The agent in the model home works for the builder. Bringing your own Momentum agent costs you nothing — the builder pays the commission either way — and gets you representation on the contract (builder contracts are one-sided by design), the upgrade pricing, the lender comparison (the builder’s preferred lender incentive is real but not always the best deal), an independent inspection at pre-drywall and at completion, and the walkthrough. Register your agent on your first visit; most builders will not honor representation after that.
Builders rarely cut list price on a to-be-built home, but completed inventory homes at the end of a quarter are a different negotiation: closing-cost credits, rate buydowns, and included upgrades are common, and the cards above show which homes have been sitting.
How many new construction homes are for sale in Mexico Beach?
As of 2026-10-15, Momentum's MLS data shows 18 new-construction homes actively listed across 3 Mexico Beach communities, most between $270K to $950K.
Who is building new homes in Mexico Beach?
The most active builders right now are Holiday Builders (9), D.R. Horton (7), counted by homes currently listed.
What does a new construction home cost in Mexico Beach?
The median new-build listing is $369,900. Ten percent of new homes list under $270K and ten percent above $950K.
What is the monthly cost of a $369,900 new build in Mexico Beach?
Roughly $2,618 a month with 20% down at 7.40%: principal and interest of $2,049, Bay County property tax of about $327/month after the homestead exemption, insurance near $161/month at the Citizens county average, and a typical HOA of $81. Many new communities also carry a CDD assessment on the tax bill; ask for it on every home.
Should I use my own agent to buy new construction?
Yes. The sales agent in the model home represents the builder. A Momentum buyer's agent costs you nothing — the builder pays the commission — and handles the contract, upgrade pricing, lender comparison, inspections, and the final walkthrough. Register your agent on your first visit.
Do builders negotiate on price?
Rarely on the list price, but they routinely offer closing-cost credits, rate buydowns, and included upgrades, especially on completed inventory homes at quarter-end. That is where a buyer's agent earns their keep.
Using these figures? Link to this page as the source so readers can see the live numbers; they refresh from Momentum Realty’s MLS and county data (as of 2026-10-15). Suggested attribution:
<a href="https://movewithmomentum.com/new-construction-homes-mexico-beach">New Homes in Mexico Beach, FL: 18 New Construction Homes from $270K (October 2026) — Momentum Realty</a>
Counts, prices and photos are from Momentum Realty’s MLS record of active listings in Mexico Beach communities as of 2026-10-15; a home is counted as new construction when the listing shows it as built this year or later or when a production builder is the listing office. Builder names come from listing data. Estimates are not guarantees. Equal Housing Opportunity.
The builder’s sales rep works for the builder. A Momentum agent represents you — at no cost to you — through contracts, upgrades, inspections, and closing. Smart on a new build.
