New Construction Homes in Polk County, FL

800 new-construction homes are listed for sale in Polk County right now, across 7 communities and 13 builders. Most list between $270K to $440K; the median new build is $331,990 ($180/sq ft, typically 1,839 sq ft, 4 bedrooms). Everything on this page is from Momentum’s MLS record as of 2026-09-13 and refreshes as homes list and sell.

800
New homes listed
7
Communities
$331,990
Median new build
$270K to $440K
Typical range
$2,325
Est. monthly cost to own
13
Builders active

Newest new-construction listings in Polk County

The most recently listed new homes in Polk County, with photos. Each card opens the full listing with every photo, the community’s data, and a tour request.

3371 CHINOTTO DRIVE, new construction home in Polk County
$442,900
4 bd · 2.5 ba · 2,194 sq ft · built 2026
3371 CHINOTTO DRIVE
Windsor Island Residence Ph 2B · LGI REALTY- FLORIDA, LLC
4608 HIKERS DRIVE, new construction home in Polk County
$400,390
4 bd · 2.5 ba · 2,226 sq ft · built 2026
4608 HIKERS DRIVE
Windsor Island Residence Ph 2B · CASA FRESCA REALTY
4465 RIVER BIRCH BEND, new construction home in Polk County
$376,515
4 bd · 2 ba · 1,819 sq ft · built 2026
4465 RIVER BIRCH BEND
Windsor Island Residence Ph 2B · CAMBRIDGE REALTY OF CENTRAL FL
5441 SAN PIETRO DRIVE, new construction home in Polk County
$364,999
5 bd · 3 ba · 2,470 sq ft · built 2026
5441 SAN PIETRO DRIVE
Windsor Island Residence Ph 2B · CASA FRESCA REALTY
1527 LAS PALMAS STREET, new construction home in Polk County
$324,490
4 bd · 2 ba · 1,665 sq ft · built 2026
1527 LAS PALMAS STREET
Windsor Island Residence Ph 2B · D.R. Horton
1757 FOREST RUN LANE, new construction home in Polk County
$308,340
4 bd · 2 ba · 1,840 sq ft · built 2026
1757 FOREST RUN LANE
Windsor Island Residence Ph 2B · Meritage Homes
3176 SEVILLE STREET, new construction home in Polk County
$304,900
3 bd · 2 ba · 1,403 sq ft · built 2026
3176 SEVILLE STREET
Windsor Island Residence Ph 2B · LGI REALTY- FLORIDA, LLC
1663 BARK RIDGE DRIVE, new construction home in Polk County
$297,070
4 bd · 2 ba · 1,710 sq ft · built 2026
1663 BARK RIDGE DRIVE
Windsor Island Residence Ph 2B · Meritage Homes
5135 TURTLE DOVE TRAIL, new construction home in Polk County
$289,950
4 bd · 2 ba · 1,768 sq ft · built 2026
5135 TURTLE DOVE TRAIL
Windsor Island Residence Ph 2B · LANDSEARCH LLC
4259 HILLOCK BOULEVARD, new construction home in Polk County
$287,006
4 bd · 2.5 ba · 1,866 sq ft · built 2026
4259 HILLOCK BOULEVARD
Windsor Island Residence Ph 2B · CASA FRESCA REALTY
2801 VIRGINIA PINE DRIVE, new construction home in Polk County
$274,530
3 bd · 2 ba · 1,269 sq ft · built 2025
2801 VIRGINIA PINE DRIVE
Windsor Island Residence Ph 2B · Meritage Homes
222 CARPENTERS WAY #66, new construction home in Polk County
$244,900
3 bd · 2.5 ba · 1,414 sq ft · built 2026
222 CARPENTERS WAY #66
Windsor Island Residence Ph 2B · BUYERS HOME STORE
4815 1/2 DEESON ROAD, new construction home in Polk County
$1.50M
5 bd · 3 ba · 2,100 sq ft · built 2026
4815 1/2 DEESON ROAD
Windsor Island Residence Ph 2B · FLORIDA REALTY
2975 PIT ROAD, new construction home in Polk County
$920,000
4 bd · 2.5 ba · 2,568 sq ft · built 2026
2975 PIT ROAD
Windsor Island Residence Ph 2B · FLORIDA LAND OFFICE LLC
4103 EASTMINSTER ROAD, new construction home in Polk County
$523,490
4 bd · 3 ba · 2,650 sq ft · built 2026
4103 EASTMINSTER ROAD
Windsor Island Residence Ph 2B · Lennar
3108 EVELYN LANE, new construction home in Polk County
$508,900
4 bd · 3 ba · 2,612 sq ft · built 2026
3108 EVELYN LANE
Windsor Island Residence Ph 2B · VANTAGE PROPERTY MANAGEMENT LLC
3030 ANDREW AVENUE, new construction home in Polk County
$508,900
4 bd · 3 ba · 2,612 sq ft · built 2026
3030 ANDREW AVENUE
Windsor Island Residence Ph 2B · VANTAGE PROPERTY MANAGEMENT LLC
4699 TERRASONESTA DR #4699, new construction home in Polk County
$499,000
4 bd · 3.5 ba · 2,136 sq ft · built 2026
4699 TERRASONESTA DR #4699
Windsor Island Residence Ph 2B · CHARLES RUTENBERG REALTY ORLANDO
4017 EASTMINSTER ROAD, new construction home in Polk County
$491,490
4 bd · 3 ba · 2,650 sq ft · built 2026
4017 EASTMINSTER ROAD
Windsor Island Residence Ph 2B · Lennar
5630 ENFIELD WAY, new construction home in Polk County
$486,490
4 bd · 3.5 ba · 2,911 sq ft · built 2026
5630 ENFIELD WAY
Windsor Island Residence Ph 2B · Lennar
4930 WALTHAM FOREST DRIVE, new construction home in Polk County
$476,490
5 bd · 4 ba · 3,011 sq ft · built 2026
4930 WALTHAM FOREST DRIVE
Windsor Island Residence Ph 2B · Lennar
4955 N HIGHWAY 547, new construction home in Polk County
$469,700
5 bd · 3 ba · 2,241 sq ft · built 2027
4955 N HIGHWAY 547
Windsor Island Residence Ph 2B · INNOVATION GROUP REALTY LLC
4971 N HIGHWAY 547, new construction home in Polk County
$459,700
4 bd · 3 ba · 2,182 sq ft · built 2027
4971 N HIGHWAY 547
Windsor Island Residence Ph 2B · INNOVATION GROUP REALTY LLC
35127 TUSCAN HILL ROAD, new construction home in Polk County
$458,990
4 bd · 3.5 ba · 2,699 sq ft · built 2026
35127 TUSCAN HILL ROAD
Tuscan Hills · OLYMPUS EXECUTIVE REALTY INC

New-home communities in Polk County

Every Polk County community with new construction actively listed, the builder where the listing identifies one, how many homes are available, and the lowest current list price. Community names link to that community’s guide with its sales history and live inventory.

CommunityBuilderNew homesFrom
Windsor Island Residence Ph 2BAdams Homes, Ashton Woods, D.R. Horton, DRB Homes, Holiday Builders, Homes by WestBay, K. Hovnanian, Lennar, M/I Homes, Meritage Homes, Park Square Homes, Pulte Homes, SEDA New Homes794$220,997
Brentwood Townhomes1$195,900
Cypresswood Palma Ceia1$879,000
Aldea Reserve1$829,900
Tuscan Hills1$458,990
Lakeview Manor1$275,000
Johnson Heights1$215,987

Builders building in Polk County right now

Counted by homes currently listed in Momentum’s MLS record, so this reflects who has inventory today rather than who has ever built here.

New construction in Polk County by city

New construction in Polk County by price

What a new build in Polk County costs to own

Take the median $331,990 new home with 20% down at today’s 6.76% 30-year rate: principal and interest run about $1,724/month. Polk County’s typical millage of 16.19 puts property tax near $4,565/year after the $50,000 homestead exemption — and on a new build there is no seller’s capped bill to be misled by; the first-year bill is on the land alone and the full bill arrives the year after. Citizens’ average premium in Polk County is about $1,931/year; a new roof and current code usually earn a better private quote than that average. Where an HOA is listed the median is $59/month. All in, plan on roughly $2,325/month, plus any CDD assessment — most master-planned communities finance their infrastructure with a district bond that appears on the tax bill for years, and it is the number builders’ sales offices mention last.

How to buy new construction the smart way

The agent in the model home works for the builder. Bringing your own Momentum agent costs you nothing — the builder pays the commission either way — and gets you representation on the contract (builder contracts are one-sided by design), the upgrade pricing, the lender comparison (the builder’s preferred lender incentive is real but not always the best deal), an independent inspection at pre-drywall and at completion, and the walkthrough. Register your agent on your first visit; most builders will not honor representation after that.

Builders rarely cut list price on a to-be-built home, but completed inventory homes at the end of a quarter are a different negotiation: closing-cost credits, rate buydowns, and included upgrades are common, and the cards above show which homes have been sitting.

Explore Polk County

Common questions

How many new construction homes are for sale in Polk County?
As of 2026-09-13, Momentum's MLS data shows 800 new-construction homes actively listed across 7 Polk County communities, most between $270K to $440K.
Who is building new homes in Polk County?
The most active builders right now are D.R. Horton (193), Meritage Homes (67), Lennar (66), Adams Homes (45), Holiday Builders (28), counted by homes currently listed.
What does a new construction home cost in Polk County?
The median new-build listing is $331,990, about $180 per square foot for a typical 1,839-sq-ft home. Ten percent of new homes list under $270K and ten percent above $440K.
What is the monthly cost of a $331,990 new build in Polk County?
Roughly $2,325 a month with 20% down at 6.76%: principal and interest of $1,724, Polk County property tax of about $380/month after the homestead exemption, insurance near $161/month at the Citizens county average, and a typical HOA of $59. Many new communities also carry a CDD assessment on the tax bill; ask for it on every home.
Should I use my own agent to buy new construction?
Yes. The sales agent in the model home represents the builder. A Momentum buyer's agent costs you nothing — the builder pays the commission — and handles the contract, upgrade pricing, lender comparison, inspections, and the final walkthrough. Register your agent on your first visit.
Do builders negotiate on price?
Rarely on the list price, but they routinely offer closing-cost credits, rate buydowns, and included upgrades, especially on completed inventory homes at quarter-end. That is where a buyer's agent earns their keep.
Using these figures? Link to this page as the source so readers can see the live numbers; they refresh from Momentum Realty’s MLS and county data (as of 2026-09-17). Suggested attribution:
<a href="https://movewithmomentum.com/new-construction-homes-polk-county">New Construction Homes in Polk County, FL: 800 Homes — Momentum Realty</a>
Press and data requests: jon@movewithmomentum.com · Florida Housing Intelligence

Counts, prices and photos are from Momentum Realty’s MLS record of active listings in Polk County communities as of 2026-09-13; a home is counted as new construction when the listing shows it as built this year or later or when a production builder is the listing office. Builder names come from listing data. Estimates are not guarantees. Equal Housing Opportunity.

Building new in Polk County?

Get a buyer’s agent for your new build.

The builder’s sales rep works for the builder. A Momentum agent represents you — at no cost to you — through contracts, upgrades, inspections, and closing. Smart on a new build.

Browse builders: new-construction builders.

Tour new construction in Polk County

A local new-construction specialist will reach out, usually within one business day.

or call (904) 351-6461