New Construction Homes in Polk County, FL
874 new-construction homes are listed for sale in Polk County right now, across 6 communities and 11 builders. Most list between $266K to $438K; the median new build is $331,445 ($182/sq ft, typically 1,828 sq ft, 4 bedrooms). Everything on this page is from Momentum’s MLS record as of 2026-10-15 and refreshes as homes list and sell.
Newest new-construction listings in Polk County
The most recently listed new homes in Polk County, with photos. Each card opens the full listing with every photo, the community’s data, and a tour request.
New-home communities in Polk County
Every Polk County community with new construction actively listed, the builder where the listing identifies one, how many homes are available, and the lowest current list price. Community names link to that community’s guide with its sales history and live inventory.
| Community | Builder | New homes | From |
|---|---|---|---|
| Windsor Island Residence Ph 2B | Adams Homes, D.R. Horton, DRB Homes, Holiday Builders, Homes by WestBay, K. Hovnanian, Lennar, M/I Homes, Meritage Homes, Pulte Homes, SEDA New Homes | 867 | $184,000 |
| Tuscan Hills | — | 3 | $394,990 |
| Mission Hills | — | 1 | $2.10M |
| Brentwood Townhomes | — | 1 | $195,900 |
| Aldea Reserve | — | 1 | $824,900 |
| Lakeview Manor | — | 1 | $275,000 |
Builders building in Polk County right now
Counted by homes currently listed in Momentum’s MLS record, so this reflects who has inventory today rather than who has ever built here.
- D.R. Horton — 181 new homes in Windsor Island Residence Ph 2B
- Meritage Homes — 68 new homes in Windsor Island Residence Ph 2B
- Lennar — 64 new homes in Windsor Island Residence Ph 2B
- Adams Homes — 60 new homes in Windsor Island Residence Ph 2B
- Holiday Builders — 23 new homes in Windsor Island Residence Ph 2B
- DRB Homes — 18 new homes in Windsor Island Residence Ph 2B
- Pulte Homes — 18 new homes in Windsor Island Residence Ph 2B
- K. Hovnanian — 9 new homes in Windsor Island Residence Ph 2B
- M/I Homes — 3 new homes in Windsor Island Residence Ph 2B
- SEDA New Homes — 1 new home in Windsor Island Residence Ph 2B
- Homes by WestBay — 1 new home in Windsor Island Residence Ph 2B
New construction in Polk County by city
- Lakeland — 144 new homes
- Davenport — 136 new homes
- Haines City — 130 new homes
- Winter Haven — 88 new homes
- Lake Alfred — 67 new homes
- Auburndale — 66 new homes
- Poinciana — 50 new homes
- Lake Hamilton — 44 new homes
- Lake Wales — 39 new homes
- Bartow — 31 new homes
- Eagle Lake — 30 new homes
- Dundee — 13 new homes
New construction in Polk County by price
- Under $300K: 246 homes
- $300K – $400K: 470 homes
- $400K – $500K: 125 homes
- $500K – $750K: 23 homes
- $750K – $1M: 5 homes
- $1M and up: 5 homes
What a new build in Polk County costs to own
Take the median $331,445 new home with 20% down at today’s 7.40% 30-year rate: principal and interest run about $1,836/month. Polk County’s typical millage of 16.19 puts property tax near $4,556/year after the $50,000 homestead exemption — and on a new build there is no seller’s capped bill to be misled by; the first-year bill is on the land alone and the full bill arrives the year after. Citizens’ average premium in Polk County is about $1,931/year; a new roof and current code usually earn a better private quote than that average. Where an HOA is listed the median is $59/month. All in, plan on roughly $2,435/month, plus any CDD assessment — most master-planned communities finance their infrastructure with a district bond that appears on the tax bill for years, and it is the number builders’ sales offices mention last.
How to buy new construction the smart way
The agent in the model home works for the builder. Bringing your own Momentum agent costs you nothing — the builder pays the commission either way — and gets you representation on the contract (builder contracts are one-sided by design), the upgrade pricing, the lender comparison (the builder’s preferred lender incentive is real but not always the best deal), an independent inspection at pre-drywall and at completion, and the walkthrough. Register your agent on your first visit; most builders will not honor representation after that.
Builders rarely cut list price on a to-be-built home, but completed inventory homes at the end of a quarter are a different negotiation: closing-cost credits, rate buydowns, and included upgrades are common, and the cards above show which homes have been sitting.
Explore Polk County
- Polk County real estate: homes, market data and communities
- Polk County property tax guide
- Moving to Polk County: the data guide
- All new-construction builders in Florida
- Search every Polk County community
Common questions
How many new construction homes are for sale in Polk County?
Who is building new homes in Polk County?
What does a new construction home cost in Polk County?
What is the monthly cost of a $331,445 new build in Polk County?
Should I use my own agent to buy new construction?
Do builders negotiate on price?
<a href="https://movewithmomentum.com/new-construction-homes-polk-county">New Homes in Polk County, FL: 874 New Construction Homes from $266K (October 2026) — Momentum Realty</a>Counts, prices and photos are from Momentum Realty’s MLS record of active listings in Polk County communities as of 2026-10-15; a home is counted as new construction when the listing shows it as built this year or later or when a production builder is the listing office. Builder names come from listing data. Estimates are not guarantees. Equal Housing Opportunity.