New Construction Homes in Polk County, FL

907 new-construction homes are listed for sale in Polk County right now, across 7 communities and 12 builders. Most list between $264K to $441K; the median new build is $328,990 ($180/sq ft, typically 1,839 sq ft, 4 bedrooms). Everything on this page is from Momentum’s MLS record as of 2026-11-06 and refreshes as homes list and sell.

907
New homes listed
7
Communities
$328,990
Median new build
$264K to $441K
Typical range
$2,379
Est. monthly cost to own
12
Builders active

Newest new-construction listings in Polk County

The most recently listed new homes in Polk County, with photos. Each card opens the full listing with every photo, the community’s data, and a tour request.

Windsor Island Residence Ph 2B
photos on the listing
$410,900
5 bd · 3 ba · 2,244 sq ft · built 2026
819 PONKAN COURT
Windsor Island Residence Ph 2B · PREFERRED REAL ESTATE BROKERS
Windsor Island Residence Ph 2B
photos on the listing
$298,990
4 bd · 2 ba · 1,839 sq ft · built 2026
1413 CHAMBORD DRIVE
Windsor Island Residence Ph 2B · SM FLORIDA BROKERAGE LLC
Windsor Island Residence Ph 2B
photos on the listing
$289,990
3 bd · 2 ba · 1,680 sq ft · built 2026
2747 SAN MARCO WAY
Windsor Island Residence Ph 2B · NEW HOME STAR FLORIDA LLC
1215 STETSON AVENUE, new construction home in Polk County
$261,490
4 bd · 2 ba · 1,985 sq ft · built 2026
1215 STETSON AVENUE
Windsor Island Residence Ph 2B · Lennar
4014 LIMEKLIN FALLS LOOP, new construction home in Polk County
$423,490
4 bd · 3 ba · 2,077 sq ft · built 2026
4014 LIMEKLIN FALLS LOOP
Windsor Island Residence Ph 2B · D.R. Horton
2466 AVEENO AVENUE, new construction home in Polk County
$408,490
5 bd · 3 ba · 2,601 sq ft · built 2026
2466 AVEENO AVENUE
Windsor Island Residence Ph 2B · D.R. Horton
4201 BIXBY BRIDGE PLACE, new construction home in Polk County
$336,990
4 bd · 2 ba · 1,665 sq ft · built 2026
4201 BIXBY BRIDGE PLACE
Windsor Island Residence Ph 2B · D.R. Horton
3937 GIORGIO DRIVE, new construction home in Polk County
$334,000
4 bd · 2 ba · 1,840 sq ft · built 2026
3937 GIORGIO DRIVE
Windsor Island Residence Ph 2B · Meritage Homes
4459 RIVER BIRCH BEND, new construction home in Polk County
$391,095
4 bd · 2 ba · 2,005 sq ft · built 2026
4459 RIVER BIRCH BEND
Windsor Island Residence Ph 2B · CAMBRIDGE REALTY OF CENTRAL FL
4586 RIVER BIRCH BEND, new construction home in Polk County
$368,280
4 bd · 2 ba · 1,715 sq ft · built 2026
4586 RIVER BIRCH BEND
Windsor Island Residence Ph 2B · CAMBRIDGE REALTY OF CENTRAL FL
3365 LINGER LANE, new construction home in Polk County
$354,990
4 bd · 3 ba · 2,387 sq ft · built 2026
3365 LINGER LANE
Windsor Island Residence Ph 2B · Meritage Homes
14960 COMMONWEALTH AVENUE, new construction home in Polk County
$350,000
3 bd · 2 ba · 1,568 sq ft · built 2026
14960 COMMONWEALTH AVENUE
Windsor Island Residence Ph 2B · AMPLIFY REAL ESTATE SERVICES FL
1432 POCKET WILDERNESS WAY, new construction home in Polk County
$330,000
4 bd · 3 ba · 1,988 sq ft · built 2026
1432 POCKET WILDERNESS WAY
Windsor Island Residence Ph 2B · Meritage Homes
1231 STETSON AVENUE, new construction home in Polk County
$306,490
5 bd · 3 ba · 2,498 sq ft · built 2026
1231 STETSON AVENUE
Windsor Island Residence Ph 2B · Lennar
1424 POCKET WILDERNESS WAY, new construction home in Polk County
$295,000
3 bd · 2 ba · 1,695 sq ft · built 2026
1424 POCKET WILDERNESS WAY
Windsor Island Residence Ph 2B · Meritage Homes
358 NOLA LANE, new construction home in Polk County
$294,490
5 bd · 3 ba · 2,238 sq ft · built 2026
358 NOLA LANE
Windsor Island Residence Ph 2B · Lennar
620 TANGELO TERRACE, new construction home in Polk County
$282,900
3 bd · 2 ba · 1,206 sq ft · built 2026
620 TANGELO TERRACE
Windsor Island Residence Ph 2B · CHAMPIONS REALTY AND INVESTMENT INC
1428 POCKET WILDERNESS WAY, new construction home in Polk County
$280,000
3 bd · 2 ba · 1,491 sq ft · built 2026
1428 POCKET WILDERNESS WAY
Windsor Island Residence Ph 2B · Meritage Homes
359 NOLA LANE, new construction home in Polk County
$261,490
4 bd · 2 ba · 1,985 sq ft · built 2026
359 NOLA LANE
Windsor Island Residence Ph 2B · Lennar
355 NOLA LANE, new construction home in Polk County
$254,240
4 bd · 2 ba · 1,733 sq ft · built 2026
355 NOLA LANE
Windsor Island Residence Ph 2B · Lennar
4251 GERANIUM ST, new construction home in Polk County
$189,900
2 bd · 2 ba · 1,100 sq ft · built 2026
4251 GERANIUM ST
Windsor Island Residence Ph 2B · KEYSTONE RESIDENTIAL GROUP LLC
5331 CASTELLO AVENUE, new construction home in Polk County
$741,619
4 bd · 3.5 ba · 3,136 sq ft · built 2027
5331 CASTELLO AVENUE
Windsor Island Residence Ph 2B · MALTBIE REALTY GROUP
5327 CASTELLO AVENUE, new construction home in Polk County
$639,569
4 bd · 3 ba · 2,551 sq ft · built 2027
5327 CASTELLO AVENUE
Windsor Island Residence Ph 2B · MALTBIE REALTY GROUP
5323 CASTELLO AVENUE, new construction home in Polk County
$615,584
4 bd · 2.5 ba · 2,201 sq ft · built 2027
5323 CASTELLO AVENUE
Windsor Island Residence Ph 2B · MALTBIE REALTY GROUP

New-home communities in Polk County

Every Polk County community with new construction actively listed, the builder where the listing identifies one, how many homes are available, and the lowest current list price. Community names link to that community’s guide with its sales history and live inventory.

CommunityBuilderNew homesFrom
Windsor Island Residence Ph 2BAdams Homes, D.R. Horton, DRB Homes, Holiday Builders, Homes by WestBay, K. Hovnanian, Lennar, M/I Homes, Meritage Homes, Park Square Homes, Pulte Homes, SEDA New Homes899$183,000
Tuscan Hills—3$374,990
Poinciana V5 Nbd 1Adams Homes1$326,900
Mission Hills—1$2.10M
Brentwood Townhomes—1$195,900
Aldea Reserve—1$824,900
Lakeview Manor—1$275,000

Builders building in Polk County right now

Counted by homes currently listed in Momentum’s MLS record, so this reflects who has inventory today rather than who has ever built here.

New construction in Polk County by city

New construction in Polk County by price

What a new build in Polk County costs to own

Take the median $328,990 new home with 20% down at today’s 7.18% 30-year rate: principal and interest run about $1,783/month. Polk County’s typical millage of 16.19 puts property tax near $4,516/year after the $50,000 homestead exemption — and on a new build there is no seller’s capped bill to be misled by; the first-year bill is on the land alone and the full bill arrives the year after. Citizens’ average premium in Polk County is about $1,931/year; a new roof and current code usually earn a better private quote than that average. Where an HOA is listed the median is $59/month. All in, plan on roughly $2,379/month, plus any CDD assessment — most master-planned communities finance their infrastructure with a district bond that appears on the tax bill for years, and it is the number builders’ sales offices mention last.

How to buy new construction the smart way

The agent in the model home works for the builder. Bringing your own Momentum agent costs you nothing — the builder pays the commission either way — and gets you representation on the contract (builder contracts are one-sided by design), the upgrade pricing, the lender comparison (the builder’s preferred lender incentive is real but not always the best deal), an independent inspection at pre-drywall and at completion, and the walkthrough. Register your agent on your first visit; most builders will not honor representation after that.

Builders rarely cut list price on a to-be-built home, but completed inventory homes at the end of a quarter are a different negotiation: closing-cost credits, rate buydowns, and included upgrades are common, and the cards above show which homes have been sitting.

Explore Polk County

Common questions

How many new construction homes are for sale in Polk County?
As of 2026-11-06, Momentum's MLS data shows 907 new-construction homes actively listed across 7 Polk County communities, most between $264K to $441K.
Who is building new homes in Polk County?
The most active builders right now are D.R. Horton (180), Meritage Homes (76), Lennar (74), Adams Homes (61), Pulte Homes (27), counted by homes currently listed.
What does a new construction home cost in Polk County?
The median new-build listing is $328,990, about $180 per square foot for a typical 1,839-sq-ft home. Ten percent of new homes list under $264K and ten percent above $441K.
What is the monthly cost of a $328,990 new build in Polk County?
Roughly $2,379 a month with 20% down at 7.18%: principal and interest of $1,783, Polk County property tax of about $376/month after the homestead exemption, insurance near $161/month at the Citizens county average, and a typical HOA of $59. Many new communities also carry a CDD assessment on the tax bill; ask for it on every home.
Should I use my own agent to buy new construction?
Yes. The sales agent in the model home represents the builder. A Momentum buyer's agent costs you nothing — the builder pays the commission — and handles the contract, upgrade pricing, lender comparison, inspections, and the final walkthrough. Register your agent on your first visit.
Do builders negotiate on price?
Rarely on the list price, but they routinely offer closing-cost credits, rate buydowns, and included upgrades, especially on completed inventory homes at quarter-end. That is where a buyer's agent earns their keep.
Using these figures? Link to this page as the source so readers can see the live numbers; they refresh from Momentum Realty’s MLS and county data (as of 2026-11-07). Suggested attribution:
<a href="https://movewithmomentum.com/new-construction-homes-polk-county">New Homes in Polk County, FL: 907 New Construction Homes from $264K — Momentum Realty</a>
Press and data requests: jon@movewithmomentum.com · Florida Housing Intelligence

Counts, prices and photos are from Momentum Realty’s MLS record of active listings in Polk County communities as of 2026-11-06; a home is counted as new construction when the listing shows it as built this year or later or when a production builder is the listing office. Builder names come from listing data. Estimates are not guarantees. Equal Housing Opportunity.

Building new in Polk County?

Get a buyer’s agent for your new build.

The builder’s sales rep works for the builder. A Momentum agent represents you — at no cost to you — through contracts, upgrades, inspections, and closing. Smart on a new build.

Browse builders: new-construction builders.

Tour new construction in Polk County

A local new-construction specialist will reach out, usually within one business day.

or call (904) 351-6461