New Construction Homes in Putnam County, GA
20 new-construction homes are listed for sale in Putnam County right now, across 9 communities. Most list between $283K to $679K; the median new build is $384,106 ($193/sq ft, typically 1,839 sq ft, 3 bedrooms). Everything on this page is from Momentum’s MLS record as of 2026-09-06 and refreshes as homes list and sell.
Newest new-construction listings in Putnam County
The most recently listed new homes in Putnam County, with photos. Each card opens the full listing with every photo, the community’s data, and a tour request.
New-home communities in Putnam County
Every Putnam County community with new construction actively listed, the builder where the listing identifies one, how many homes are available, and the lowest current list price. Community names link to that community’s guide with its sales history and live inventory.
| Community | Builder | New homes | From |
|---|---|---|---|
| Cottage Grove at Lake Oconee | — | 6 | $282,996 |
| Cuscowilla | — | 5 | $1.62M |
| Maddox Station | — | 3 | $349,990 |
| Chapel Springs | — | 1 | $899,999 |
| Buckthorn | — | 1 | $679,000 |
| Martin Oaks | — | 1 | $535,000 |
| Harmony Farms | — | 1 | $402,958 |
| Phoenix Lake | — | 1 | $3.35M |
| Island Point | — | 1 | $265,000 |
New construction in Putnam County by city
- Eatonton — 20 new homes
New construction in Putnam County by price
- Under $300K: 2 homes
- $300K – $400K: 8 homes
- $400K – $500K: 1 home
- $500K – $750K: 2 homes
- $750K – $1M: 1 home
- $1M and up: 6 homes
What a new build in Putnam County costs to own
Take the median $384,106 new home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $1,985/month. Georgia taxes 40% of value: at Putnam County’s typical unincorporated millage of 17.98, property tax runs near $2,727/year after the standard homestead exemption; inside city limits add the city millage, and the first-year bill on a new build is usually on the land alone with the full bill the year after. All in, plan on roughly $2,212/month plus insurance, which runs well below Florida’s coastal premiums for most of Georgia — get a quote on the address; a new roof and current code usually earn the best rate.
How to buy new construction the smart way
The agent in the model home works for the builder. Bringing your own Momentum agent costs you nothing — the builder pays the commission either way — and gets you representation on the contract (builder contracts are one-sided by design), the upgrade pricing, the lender comparison (the builder’s preferred lender incentive is real but not always the best deal), an independent inspection at pre-drywall and at completion, and the walkthrough. Register your agent on your first visit; most builders will not honor representation after that.
Builders rarely cut list price on a to-be-built home, but completed inventory homes at the end of a quarter are a different negotiation: closing-cost credits, rate buydowns, and included upgrades are common, and the cards above show which homes have been sitting.
Explore Putnam County
- Putnam County real estate: homes, market data and communities
- Putnam County property tax guide
- All new-construction builders in Georgia
- Search every Putnam County community
Common questions
How many new construction homes are for sale in Putnam County?
Who is building new homes in Putnam County?
What does a new construction home cost in Putnam County?
What is the monthly cost of a $384,106 new build in Putnam County?
Should I use my own agent to buy new construction?
Do builders negotiate on price?
<a href="https://movewithmomentum.com/new-construction-homes-putnam-county-ga">New Construction Homes in Putnam County, GA: 20 New Homes from $283K (September 2026) — Momentum Realty</a>Counts, prices and photos are from Momentum Realty’s MLS record of active listings in Putnam County communities as of 2026-09-06; a home is counted as new construction when the listing shows it as built this year or later or when a production builder is the listing office. Builder names come from listing data. Estimates are not guarantees. Equal Housing Opportunity.