New Construction Homes in Santa Rosa County, FL
242 new-construction homes are listed for sale in Santa Rosa County right now, across 35 communities and 3 builders. Most list between $297K to $494K; the median new build is $359,900 ($182/sq ft, typically 2,032 sq ft, 4 bedrooms). Everything on this page is from Momentum’s MLS record as of 2026-10-15 and refreshes as homes list and sell.
Newest new-construction listings in Santa Rosa County
The most recently listed new homes in Santa Rosa County, with photos. Each card opens the full listing with every photo, the community’s data, and a tour request.
New-home communities in Santa Rosa County
Every Santa Rosa County community with new construction actively listed, the builder where the listing identifies one, how many homes are available, and the lowest current list price. Community names link to that community’s guide with its sales history and live inventory.
| Community | Builder | New homes | From |
|---|---|---|---|
| Lakes Of Woodbine | D.R. Horton | 26 | $327,900 |
| Marlin Place at Avalon | D.R. Horton | 18 | $289,900 |
| Blackwater Reserve | D.R. Horton | 15 | $307,900 |
| Jubilee | Holiday Builders | 15 | $309,990 |
| Parkland Place | — | 15 | $332,675 |
| Hidden Pines Estates | — | 14 | $327,349 |
| Grove at Berryhill | D.R. Horton | 13 | $339,900 |
| Captain's Cove | D.R. Horton | 11 | $399,900 |
| Rivers Cove | D.R. Horton | 10 | $224,900 |
| Hammond Place | D.R. Horton | 10 | $379,900 |
| Liberty Farms | D.R. Horton | 9 | $294,900 |
| Buckeyes Landing | — | 9 | $439,900 |
| Sentinel Ridge | — | 8 | $329,680 |
| Stonechase | Lennar | 8 | $270,990 |
| Plantation Woods | D.R. Horton | 7 | $297,900 |
| NatureWalk at Pond Creek | — | 6 | $799,000 |
| Yellow River Farms | — | 6 | $323,820 |
| Waterside at East Bay | D.R. Horton | 5 | $319,900 |
| Horizon's Edge | Lennar | 5 | $271,490 |
| Avalon Beach | — | 4 | $240,000 |
| Blossom Grove | — | 4 | $341,991 |
| Harvest Point | Lennar | 4 | $272,490 |
| Yellow River Ranch | Holiday Builders | 4 | $369,600 |
| Oriole Beach | — | 2 | $1.37M |
| The Moors Golf & Racquet Club | — | 2 | $699,900 |
Builders building in Santa Rosa County right now
Counted by homes currently listed in Momentum’s MLS record, so this reflects who has inventory today rather than who has ever built here.
- D.R. Horton — 125 new homes in Blackwater Reserve, Captain's Cove, Grove at Berryhill, Hammond Place and more
- Holiday Builders — 19 new homes in Jubilee, Yellow River Ranch
- Lennar — 17 new homes in Harvest Point, Horizon's Edge, Stonechase
New construction in Santa Rosa County by city
- Milton — 125 new homes
- Pace — 77 new homes
- Navarre — 22 new homes
- Gulf Breeze — 10 new homes
- Jay — 6 new homes
- Navarre Beach — 2 new homes
New construction in Santa Rosa County by price
- Under $300K: 28 homes
- $300K – $400K: 121 homes
- $400K – $500K: 62 homes
- $500K – $750K: 15 homes
- $750K – $1M: 6 homes
- $1M and up: 10 homes
What a new build in Santa Rosa County costs to own
Take the median $359,900 new home with 20% down at today’s 7.40% 30-year rate: principal and interest run about $1,993/month. Santa Rosa County’s typical millage of 12.81 puts property tax near $3,969/year after the $50,000 homestead exemption — and on a new build there is no seller’s capped bill to be misled by; the first-year bill is on the land alone and the full bill arrives the year after. Citizens’ average premium in Santa Rosa County is about $2,444/year; a new roof and current code usually earn a better private quote than that average. Where an HOA is listed the median is $46/month. All in, plan on roughly $2,574/month, plus any CDD assessment — most master-planned communities finance their infrastructure with a district bond that appears on the tax bill for years, and it is the number builders’ sales offices mention last.
How to buy new construction the smart way
The agent in the model home works for the builder. Bringing your own Momentum agent costs you nothing — the builder pays the commission either way — and gets you representation on the contract (builder contracts are one-sided by design), the upgrade pricing, the lender comparison (the builder’s preferred lender incentive is real but not always the best deal), an independent inspection at pre-drywall and at completion, and the walkthrough. Register your agent on your first visit; most builders will not honor representation after that.
Builders rarely cut list price on a to-be-built home, but completed inventory homes at the end of a quarter are a different negotiation: closing-cost credits, rate buydowns, and included upgrades are common, and the cards above show which homes have been sitting.
Explore Santa Rosa County
- Santa Rosa County real estate: homes, market data and communities
- Santa Rosa County property tax guide
- All new-construction builders in Florida
- Search every Santa Rosa County community
Common questions
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What does a new construction home cost in Santa Rosa County?
What is the monthly cost of a $359,900 new build in Santa Rosa County?
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<a href="https://movewithmomentum.com/new-construction-homes-santa-rosa-county">New Homes in Santa Rosa County, FL: 242 New Construction Homes from $297K (October 2026) — Momentum Realty</a>Counts, prices and photos are from Momentum Realty’s MLS record of active listings in Santa Rosa County communities as of 2026-10-15; a home is counted as new construction when the listing shows it as built this year or later or when a production builder is the listing office. Builder names come from listing data. Estimates are not guarantees. Equal Housing Opportunity.