Debra Pappas, Momentum Realty
Debra Pappas, Momentum Realty agent in Jacksonville, FL
Momentum RealtyReal Estate Advisor

Debra Pappas

Orange Park, FL
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Momentum Realty AgentsDebra Pappas
About

With 11 years in the real estate industry, Debra (Debbie) Pappas is a dedicated real estate professional specializing in Florida lifestyle living, including 55+ communities, golf course communities, and resort-style neighborhoods such as Diamond Springs, Jacksonville’s one and only lagoon community.

Debbie is passionate about helping buyers and sellers navigate important life transitions with clarity, confidence, and personalized service. She combines strategic pricing, intentional home preparation, and high-impact marketing to help sellers maximize results, while guiding buyers toward not just a home, but a lifestyle that fits their goals.

In addition to residential sales, Debbie also assists investors with the sale of their investment properties and brings a background in property management and build-to-rent and new construction sales, giving her a well-rounded understanding of the real estate process from multiple perspectives.

Debbie takes pride in building lasting relationships and creating a smooth, seamless experience for her clients.

Specialties & Service Areas
Property Focus
LuxuryNew ConstructionGolf Communities
Client Focus
First-Time BuyersRelocationMilitary / VA55+ BuyersFirst-Generation Buyers
Transaction Types
Buyer's AgentListing AgentInvestment Property
Areas Served
Ponte Vedra Beach, Nocatee, St. Augustine, World Golf Village, Orange Park / Clay County, Fleming Island, Middleburg, Westside Jacksonville

1 active · 2 pending · 2 sold in the last 12 months. Information deemed reliable but not guaranteed.

Active
$363,000
778 COPPERHEAD Circle, St. Augustine
Pending
$303,000
6476 BUCKING BRONCO Drive, Jacksonville
Pending
$255,000
155 LEGENDARY Drive #106, St. Augustine
Sold
$190,000
814 BENT BAUM Road, Jacksonville
Sold
$284,900
7190 PALM RESERVE Lane, Jacksonville
Exclusive access to private listingsMomentum clients see off-market and coming-soon homes that never hit the public MLS.
Explore private listings →

Listings courtesy of Momentum Realty via the NEFMLS Internet Data Exchange.

★ Presentation Kit
Debra's personalized guides for buyers, sellers, and relocators.
Free, instant access. We just ask who we're sending it to.
Seller Guide
Pricing, marketing, and the path to sold
Buyer Guide
Financing, search, offers, and keys in hand
Relocation Guide
Why NE Florida, neighborhoods, and settling in
Exclusive Access
Get Debra's private listings
Off-market & pre-MLS homes the public never sees.
★ Verified Production Premium
When you list with Debra, you list with the brokerage that sells for more, in less time.
1.25%
higher sale price
Momentum's 97.98% sold-to-list ratio vs. 96.73% RealMLS market average
8 days
faster to close
64 days on market for Momentum vs. 72 days for the market average
Example: On a $500,000 listing, that's roughly $6,250 more in the seller's pocket and 8 fewer days of mortgage, insurance, and utility carrying costs.
Source: RealMLS Summary Statistics, NEFAR. YTD Jan 1 to May 17, 2026. Example is illustrative; individual results vary by property, market conditions, and other factors. Full methodology & disclaimers.
Free Home Valuation
What's your home worth in today's market?
Get a real valuation from Debra, with real comps. No instant-AI-estimate nonsense. Response within one business day.

Why work with Momentum

I joined Momentum for their professionalism, their indepth knowledge of the market, and their training. What I found was so much more. The tribe is like family; everyone is growing and helping each other along the way. And Brittany and Jon, they truly want to see every single Agent succeed.

Neighborhoods Debra serves

Explore the local market guides for the areas Debra covers:

Brokerage
#2
NE Florida by Volume
$3.5B+
In Closed Sales
285+
Agents Strong

Bold City Best, JBJ Top 10 three years running, Top 1% in Florida by RealTrends. Built for serious operators.

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Debra Pappas, Momentum Realty agent in Jacksonville, FL
Debra Pappas
Momentum RealtyReal Estate Advisor

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Areas Debra Serves

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