Cross Creek vs Fleming Island Plantation
Two Clay communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-11-07.
| Metric | Cross Creek | Fleming Island Plantation |
|---|---|---|
| Median sale price | $293K | $388K |
| Price per sq ft | $168 | $204 |
| Avg days on market | 108 days | 73 days |
| Months of supply | 6.4 mo | 3.8 mo |
| Market | Buyer's Market | Buyer-Leaning Market |
| 1-year price change | -3% | +6% |
| Recent closings | 51 | 32 |
The verdict
Fleming Island Plantation carries the higher median price — about 32% above Cross Creek. Homes in Fleming Island Plantation sell faster (73 days on market vs 108). Fleming Island Plantation is the tighter market on inventory (3.8 months of supply).
Where each one is
Cross Creek and Fleming Island Plantation are about 8 miles apart (straight-line, center to center), in Duval and Clay counties.
| Cross Creek | Fleming Island Plantation | |
|---|---|---|
| County | Duval County, FL | Clay County, FL |
| City / area | Jacksonville | Fleming Island |
| ZIP | 32223, 32086 | 32003 |
| Straight-line to downtown Jacksonville | 13 mi | 18 mi |
| Nearest Atlantic beach | 15 mi, Ponte Vedra Beach | 22 mi, Mickler's Landing (Ponte Vedra) |
| FEMA flood zones (sampled parcels) | all 45 sampled homes outside a flood zone | 94% of 18 homes outside a flood zone (Zone X) |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Cross Creek | Fleming Island Plantation | |
|---|---|---|
| Homes for sale now | 27 | 10 |
| Under contract | 12 | 1 |
| Asking prices today | $180K to $460K | $225K to $610K |
| Listed in the last 7 days | 0 | 2 |
| Property types listed | Single Family Residence | Mobile Home, Single Family Residence |
Live MLS counts, refreshed with every listing pull. Browse them: Cross Creek homes for sale · Fleming Island Plantation homes for sale.
The homes themselves
| Cross Creek | Fleming Island Plantation | |
|---|---|---|
| Homes (parcels) | n/a | 267 |
| Built | n/a | 1946–2024 (median 2001) |
| Typical living area | n/a | 1,760 sq ft |
| Vacant lots | 0 | 21 |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
Price history, year by year
| Year | Cross Creek median | Fleming Island Plantation median |
|---|---|---|
| 2013 | $424K (3 sales) | $188K (79 sales) |
| 2014 | $422K (22 sales) | $257K (109 sales) |
| 2015 | $434K (5 sales) | $240K (122 sales) |
| 2016 | $410K (13 sales) | $220K (109 sales) |
| 2017 | $425K (3 sales) | $232K (101 sales) |
| 2019 | $445K (5 sales) | $254K (90 sales) |
| 2020 | $335K (7 sales) | $261K (122 sales) |
| 2021 | $575K (5 sales) | $314K (104 sales) |
| 2022 | $589K (4 sales) | $401K (76 sales) |
| 2023 | $570K (4 sales) | $410K (63 sales) |
| 2025 | $650K (3 sales) | $414K (42 sales) |
Since 2013, Cross Creek's median sale price is +53% and Fleming Island Plantation's is +121% — Fleming Island Plantation has appreciated faster over that stretch.
Schools the listings are zoned for
| Cross Creek | Fleming Island Plantation | |
|---|---|---|
| Elementary | Rideout | Thunderbolt |
| Middle | Lake Asbury | Green Cove Springs |
| High school | Clay | Fleming Island |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Momentum Realty agents have closed 1 home in Cross Creek and 2 in Fleming Island Plantation (brokerage records, both sides counted once). Find an agent who works Cross Creek · Fleming Island Plantation.
Which one fits
On budget alone, Cross Creek is the lower entry point (median $293K vs $388K). Sellers get a faster sale in Fleming Island Plantation (73 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Fleming Island Plantation more expensive than Cross Creek?
Yes, on recent sales: the median sale price in Fleming Island Plantation is $388,000 versus $293,000 in Cross Creek, about 32% higher.
Are Cross Creek and Fleming Island Plantation in the same county?
No. Cross Creek is in Duval County and Fleming Island Plantation is in Clay County; property-tax rates, school districts and permitting differ between the two.
Which has appreciated more, Cross Creek or Fleming Island Plantation?
From 2013 to 2025 the median sale price rose 53% in Cross Creek and 121% in Fleming Island Plantation (recorded MLS closings by calendar year).
What high schools serve Cross Creek and Fleming Island Plantation?
Listings in Cross Creek most often report Clay; listings in Fleming Island Plantation report Fleming Island. Zoning is set by the district and can change - verify by address.
Go deeper on each: Cross Creek homes, photos & schools · Fleming Island Plantation homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.