Harbor Palms vs Pine Ridge at Lake Tarpon Village
Two Pinellas communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-10-24.
| Metric | Harbor Palms | Pine Ridge at Lake Tarpon Village |
|---|---|---|
| Median sale price | $366K | $141K |
| Price per sq ft | $257 | $147 |
| Avg days on market | 56 days | 100 days |
| Months of supply | 4.0 mo | 4.9 mo |
| Market | Balanced Market | Buyer-Leaning Market |
| 1-year price change | False | False |
| Recent closings | 27 | 51 |
The verdict
Harbor Palms carries the higher median price — about 160% above Pine Ridge at Lake Tarpon Village. Homes in Harbor Palms sell faster (56 days on market vs 100). Harbor Palms is the tighter market on inventory (4.0 months of supply).
Where each one is
Harbor Palms and Pine Ridge at Lake Tarpon Village are about 6 miles apart (straight-line, center to center) and share Pinellas County.
| Harbor Palms | Pine Ridge at Lake Tarpon Village | |
|---|---|---|
| County | Pinellas County, FL | Pinellas County, FL |
| City / area | Oldsmar | Tarpon Springs |
| ZIP | 34677 | 34688 |
| FEMA flood zones (sampled parcels) | not enough parcels sampled | 15% of 20 homes outside a flood zone (Zone X) |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Harbor Palms | Pine Ridge at Lake Tarpon Village | |
|---|---|---|
| Homes for sale now | 9 | 21 |
| Under contract | 1 | 5 |
| Asking prices today | $230K to $425K | $135K to $250K |
| Property types listed | Single Family Residence | Condominium, Villa |
Live MLS counts, refreshed with every listing pull. Browse them: Harbor Palms homes for sale · Pine Ridge at Lake Tarpon Village homes for sale.
The homes themselves
| Harbor Palms | Pine Ridge at Lake Tarpon Village | |
|---|---|---|
| Homes (parcels) | 235 | 30 |
| Built | 1972–2013 (median 1973) | 1985–1987 (median 1986) |
| Typical living area | 1,619 sq ft | 1,041 sq ft |
| Homesteaded (owner-occupied) share | 79% | 47% |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
Price history, year by year
| Year | Harbor Palms median | Pine Ridge at Lake Tarpon Village median |
|---|---|---|
| 2014 | $155K (7 sales) | $63K (3 sales) |
| 2015 | $140K (8 sales) | $74K (48 sales) |
| 2016 | $195K (9 sales) | $76K (52 sales) |
| 2017 | $200K (13 sales) | $80K (40 sales) |
| 2022 | $392K (8 sales) | $199K (68 sales) |
| 2023 | $425K (5 sales) | $219K (17 sales) |
| 2024 | $365K (5 sales) | $210K (29 sales) |
| 2026 | $365K (6 sales) | $165K (41 sales) |
Since 2014, Harbor Palms's median sale price is +135% and Pine Ridge at Lake Tarpon Village's is +162% — Pine Ridge at Lake Tarpon Village has appreciated faster over that stretch.
How each one trades
| Harbor Palms | Pine Ridge at Lake Tarpon Village | |
|---|---|---|
| Sale-to-original-list | 97.5% | 89.4% |
| New-construction share of sales | 0% | 0% |
| Typical sold home | 1,573 sq ft | 1,041 sq ft |
Last 12 months of recorded closings; sale-to-original-list is the share of the first asking price sellers actually got.
Schools the listings are zoned for
| Harbor Palms | Pine Ridge at Lake Tarpon Village | |
|---|---|---|
| Elementary | Oldsmar Elementary-Pn | Cypress Woods Elementary-Pn |
| Middle | Carwise Middle-Pn | Tarpon Springs Middle-Pn |
| High school | East Lake High-Pn | East Lake High-Pn |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Which one fits
On budget alone, Pine Ridge at Lake Tarpon Village is the lower entry point (median $141K vs $366K). Buyers who want newer construction (fewer near-term roof, HVAC and re-plumb items, and easier insurance quotes in Florida) will find it in Pine Ridge at Lake Tarpon Village; Harbor Palms trades that for a more established street and, typically, larger lots. Sellers get a faster sale in Harbor Palms (56 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Harbor Palms more expensive than Pine Ridge at Lake Tarpon Village?
Yes, on recent sales: the median sale price in Harbor Palms is $366,000 versus $141,000 in Pine Ridge at Lake Tarpon Village, about 160% higher.
How far apart are Harbor Palms and Pine Ridge at Lake Tarpon Village?
About 6 miles straight-line, center to center, both in Pinellas County; driving distance is usually 15 to 30 percent more.
Which has newer homes, Harbor Palms or Pine Ridge at Lake Tarpon Village?
Pine Ridge at Lake Tarpon Village: its homes were built 1985–1987 with a median year of 1986, versus a median of 1973 in Harbor Palms (Florida DOR assessment roll).
Which has bigger homes?
Harbor Palms. The typical home there is 1,619 sq ft of living area, versus 1,041 sq ft in Pine Ridge at Lake Tarpon Village.
Which has appreciated more, Harbor Palms or Pine Ridge at Lake Tarpon Village?
From 2014 to 2026 the median sale price rose 135% in Harbor Palms and 162% in Pine Ridge at Lake Tarpon Village (recorded MLS closings by calendar year).
Where do sellers get closer to asking price?
Harbor Palms — sellers there received 97.5% of the original list price over the last 12 months versus 89.4% in Pine Ridge at Lake Tarpon Village.
What high schools serve Harbor Palms and Pine Ridge at Lake Tarpon Village?
Listings in Harbor Palms most often report East Lake High-Pn; listings in Pine Ridge at Lake Tarpon Village report East Lake High-Pn. Zoning is set by the district and can change - verify by address.
Go deeper on each: Harbor Palms homes, photos & schools · Pine Ridge at Lake Tarpon Village homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.