Lake St. Charles vs Lucaya Lake Club
Two Hillsborough communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-09-11.
| Metric | Lake St. Charles | Lucaya Lake Club |
|---|---|---|
| Median sale price | $392K | $447K |
| Price per sq ft | $207 | $183 |
| Avg days on market | 32 days | 89 days |
| Months of supply | 1.7 mo | 2.0 mo |
| Market | Balanced Market (limited data) | Seller's Market |
| 1-year price change | False | False |
| Recent closings | 35 | 42 |
The verdict
Lucaya Lake Club carries the higher median price — about 14% above Lake St. Charles. Homes in Lake St. Charles sell faster (32 days on market vs 89). Lake St. Charles is the tighter market on inventory (1.7 months of supply).
Where each one is
| Lake St. Charles | Lucaya Lake Club | |
|---|---|---|
| County | Hillsborough County, FL | Hillsborough County, FL |
| City / area | Riverview | Riverview |
| ZIP | 33578 | 33579 |
| FEMA flood zones (sampled parcels) | all 15 sampled homes outside a flood zone | all 18 sampled homes outside a flood zone |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Lake St. Charles | Lucaya Lake Club | |
|---|---|---|
| Homes for sale now | 5 | 7 |
| Under contract | 0 | 5 |
| Asking prices today | $350K to $539K | $330K to $635K |
| Property types listed | Single Family Residence | Single Family Residence |
Live MLS counts, refreshed with every listing pull. Browse them: Lake St. Charles homes for sale · Lucaya Lake Club homes for sale.
The homes themselves
| Lake St. Charles | Lucaya Lake Club | |
|---|---|---|
| Homes (parcels) | 328 | 857 |
| Built | 1996–2005 (median 2001) | 2014–2022 (median 2018) |
| Typical living area | 2,403 sq ft | 2,678 sq ft |
| Homesteaded (owner-occupied) share | 77% | 72% |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
How each one trades
| Lake St. Charles | Lucaya Lake Club | |
|---|---|---|
| Sale-to-original-list | 97.7% | 96.4% |
| New-construction share of sales | 0% | 0% |
| Typical sold home | 1,725 sq ft | 2,599 sq ft |
Last 12 months of recorded closings; sale-to-original-list is the share of the first asking price sellers actually got.
Schools the listings are zoned for
| Lake St. Charles | Lucaya Lake Club | |
|---|---|---|
| Elementary | Riverview Elem School-Hb | Collins-Hb |
| Middle | Giunta Middle-Hb | Collins Prek 8 School |
| High school | Spoto High-Hb | Riverview-Hb |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Which one fits
On budget alone, Lake St. Charles is the lower entry point (median $392K vs $447K). Buyers who want newer construction (fewer near-term roof, HVAC and re-plumb items, and easier insurance quotes in Florida) will find it in Lucaya Lake Club; Lake St. Charles trades that for a more established street and, typically, larger lots. Sellers get a faster sale in Lake St. Charles (32 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Lucaya Lake Club more expensive than Lake St. Charles?
Yes, on recent sales: the median sale price in Lucaya Lake Club is $447,000 versus $392,000 in Lake St. Charles, about 14% higher.
Which has newer homes, Lake St. Charles or Lucaya Lake Club?
Lucaya Lake Club: its homes were built 2014–2022 with a median year of 2018, versus a median of 2001 in Lake St. Charles (Florida DOR assessment roll).
Which has bigger homes?
Lucaya Lake Club. The typical home there is 2,678 sq ft of living area, versus 2,403 sq ft in Lake St. Charles.
Where do sellers get closer to asking price?
Lake St. Charles — sellers there received 97.7% of the original list price over the last 12 months versus 96.4% in Lucaya Lake Club.
What high schools serve Lake St. Charles and Lucaya Lake Club?
Listings in Lake St. Charles most often report Spoto High-Hb; listings in Lucaya Lake Club report Riverview-Hb. Zoning is set by the district and can change - verify by address.
Go deeper on each: Lake St. Charles homes, photos & schools · Lucaya Lake Club homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.