Palm Harbor (F-Section) vs Plantation Bay
Two Flagler communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-11-12.
| Metric | Palm Harbor (F-Section) | Plantation Bay |
|---|---|---|
| Median sale price | $429K | $555K |
| Price per sq ft | $230 | $252 |
| Avg days on market | 164 days | 148 days |
| Months of supply | 3.7 mo | 28.0 mo |
| Market | Balanced Market | Buyer's Market |
| 1-year price change | -20% | +13% |
| Recent closings | 23 | 12 |
The verdict
Plantation Bay carries the higher median price — about 29% above Palm Harbor (F-Section). Homes in Plantation Bay sell faster (148 days on market vs 164). Palm Harbor (F-Section) is the tighter market on inventory (3.7 months of supply).
Where each one is
Palm Harbor (F-Section) and Plantation Bay are about 14 miles apart (straight-line, center to center) and share Flagler County.
| Palm Harbor (F-Section) | Plantation Bay | |
|---|---|---|
| County | Flagler County, FL | Flagler County, FL |
| City / area | Palm Coast | Ormond Beach |
| Straight-line to downtown Jacksonville | 58 mi | 72 mi |
| Nearest Atlantic beach | 2 mi, Flagler Beach | 6 mi, Flagler Beach |
| FEMA flood zones (sampled parcels) | all 18 sampled homes outside a flood zone | all 41 sampled homes outside a flood zone |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Palm Harbor (F-Section) | Plantation Bay | |
|---|---|---|
| Homes for sale now | 7 | 28 |
| Under contract | 2 | 9 |
| Asking prices today | $295K to $850K | $250K to $4.45M |
| Listed in the last 7 days | 0 | 7 |
| Property types listed | Condominium, Single Family Residence | Condominium, Single Family Residence, Townhouse |
Live MLS counts, refreshed with every listing pull. Browse them: Palm Harbor (F-Section) homes for sale · Plantation Bay homes for sale.
Schools the listings are zoned for
| Palm Harbor (F-Section) | Plantation Bay | |
|---|---|---|
| Elementary | Old Kings | Bunnell |
| Middle | Indian Trails | Buddy Taylor |
| High school | Matanzas | Flagler Palm Coast |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Which one fits
On budget alone, Palm Harbor (F-Section) is the lower entry point (median $429K vs $555K). Sellers get a faster sale in Plantation Bay (148 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Plantation Bay more expensive than Palm Harbor (F-Section)?
Yes, on recent sales: the median sale price in Plantation Bay is $555,000 versus $429,000 in Palm Harbor (F-Section), about 29% higher.
How far apart are Palm Harbor (F-Section) and Plantation Bay?
About 14 miles straight-line, center to center, both in Flagler County; driving distance is usually 15 to 30 percent more.
What high schools serve Palm Harbor (F-Section) and Plantation Bay?
Listings in Palm Harbor (F-Section) most often report Matanzas; listings in Plantation Bay report Flagler Palm Coast. Zoning is set by the district and can change - verify by address.
Go deeper on each: Palm Harbor (F-Section) homes, photos & schools · Plantation Bay homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.