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Florida Housing Data · ZIP Scorecard

Starke, FL (32091) housing scorecard.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 32091, free, from Zillow, Realtor.com and Census data.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-08-22
65/ 100
Momentum Market Score
Buyer value
Starke, FL (32091) is leaning to the buyer on price and leverage.

The typical home runs about 4.48 times the local median income, which is roughly 10.2% cheaper than the Florida norm. Values are up roughly 6.3% a year over the last five years. Owning the typical home at today's 6.65% 30-year rate takes about 27.6% of a median income in principal and interest, the affordability squeeze in one number. About 28.2% of listings have cut their price.

$239,584
Home value
1yr +4.7%
6.3%
5yr growth/yr
ZHVI CAGR
n/a
Median rent
monthly (ZORI)
n/a
Cap rate
gross yield
4.48x
Price to income
value vs incomes
-10.2%
Over/undervalued
vs FL norm
27.6%
Affordability
income to own/yr
66
Days on market
median (Realtor)
28.2%
Price cuts
share of listings
$53,522
Median income
household (Census)
16,062
Population
Census ACS
16
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income69
Price-cut leverage66
Inventory growth55
Affordability68

Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Bradford County scorecardAll Florida counties

Common questions

Is Starke, FL (32091) a buyer's or seller's market?

By the Momentum Market Score, Starke, FL (32091) reads buyer value (65 out of 100), meaning it is leaning to the buyer on price and leverage. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Starke?

About $239,584 (Zillow Home Value Index, 2026-08-22), up roughly 6.3% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

Housing distress & ownership in ZIP 32091

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
2.99%
2 of 67 listings · short sale 1, reo 1
Months of supply
6.2
buyer’s market · active inventory ÷ sales pace (trailing 12 mo)
Actives with a price cut
53.6%
median cut 6.6% off original price · 30 of 56 active listings
Out-of-state owners
5.0%
mailing address outside FL
Non-homestead
55.6%
not owner-occupied (investor/2nd-home proxy)
Median just value
$110,745
8,780 parcels
Median closed sale price — $248,906 · ▲ 11.9% yr (12-mo rolling)
Distress share trend — 2.99% now (2026-08-10 → 2026-08-24)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

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