Florida Housing Data · ZIP Scorecard

Florahome, FL (32140) housing scorecard.

Name: Florahome, FL (32140) Housing Market Scorecard
Creator: Momentum Realty

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 32140, free, from Zillow, Realtor.com and Census data.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).

Updated 2026-08-22

Momentum Market Score

Seller-favored

Florahome, FL (32140) is pricey against incomes with thin buyer leverage.

The typical home costs about 6.24 times the local median income, about 25.1% richer than the Florida norm, so value is stretched here. Values are up roughly 2.8% a year over the last five years. Owning the typical home at today's 6.65% 30-year rate takes about 38.5% of a median income in principal and interest, the affordability squeeze in one number.

$218,380

Home value

1yr +2.4%

2.8%

5yr growth/yr

ZHVI CAGR

n/a

Median rent

monthly (ZORI)

n/a

Cap rate

gross yield

6.24x

Price to income

value vs incomes

+25.1%

Over/undervalued

vs FL norm

38.5%

Affordability

income to own/yr

Days on market

median (Realtor)

n/a

Price cuts

share of listings

$35,000

Median income

household (Census)

1,558

Population

Census ACS

n/a

New listings

last month

Typical home value, last 13 months

What drives the score

Cheapness vs income19

Inventory growth86

Affordability18

Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

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Common questions

Is Florahome, FL (32140) a buyer's or seller's market?

By the Momentum Market Score, Florahome, FL (32140) reads seller-favored (39 out of 100), meaning it is pricey against incomes with thin buyer leverage. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Florahome?

About $218,380 (Zillow Home Value Index, 2026-08-22), up roughly 2.8% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

Housing distress & ownership in ZIP 32140

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress

0.0%

0 of 15 listings

Months of supply

5.8

balanced · active inventory ÷ sales pace (trailing 12 mo)

Out-of-state owners

15.9%

mailing address outside FL

Non-homestead

81.9%

not owner-occupied (investor/2nd-home proxy)

Median just value

$7,555

3,070 parcels

Median closed sale price — $267,000 (12-mo rolling)

Distress share trend — 0.0% now (2026-08-10 → 2026-08-23)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

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