Florida Housing Data · ZIP Scorecard

Altha, FL (32421) housing scorecard.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 32421, free, from Zillow, Realtor.com and Census data.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-08-01
80/ 100
Momentum Market Score
Strong buyer value
Altha, FL (32421) is priced low against incomes with real negotiating room.

The typical home runs about 4.36 times the local median income, which is roughly 12.8% cheaper than the Florida norm. Values are up roughly 3.2% a year over the last five years. Owning the typical home at today's 6.52% 30-year rate takes about 26.5% of a median income in principal and interest, the affordability squeeze in one number.

$198,425
Home value
1yr +0.4%
3.2%
5yr growth/yr
ZHVI CAGR
n/a
Median rent
monthly (ZORI)
n/a
Cap rate
gross yield
4.36x
Price to income
value vs incomes
-12.8%
Over/undervalued
vs FL norm
26.5%
Affordability
income to own/yr
110
Days on market
median (Realtor)
n/a
Price cuts
share of listings
$45,536
Median income
household (Census)
4,277
Population
Census ACS
n/a
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income73
Inventory growth95
Affordability73

Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Common questions

Is Altha, FL (32421) a buyer's or seller's market?

By the Momentum Market Score, Altha, FL (32421) reads strong buyer value (80 out of 100), meaning it is priced low against incomes with real negotiating room. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Altha?

About $198,425 (Zillow Home Value Index, 2026-08-01), up roughly 3.2% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

Housing distress & ownership in ZIP 32421

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Out-of-state owners
22.3%
mailing address outside FL
Non-homestead
74.3%
not owner-occupied (investor/2nd-home proxy)
Median just value
$27,219
4,782 parcels
Median owner tenure
1 yrs
years since the home last sold (county tax roll)
Owners at 2× their price
5.0%
today’s just value is at least double the last sale price
Median closed sale price — $172,500 (12-mo rolling)
Distress share trend — 0.0% now (2026-08-10 → 2026-08-12)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

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