Florida Housing Data · ZIP Scorecard

Crestview, FL (32539) housing scorecard.

As of 2026-11-06, the typical home in Crestview, FL (32539) is worth $281,219, up about 2.4% a year over five years; the Momentum Market Score is 76/100 (priced low against incomes with real negotiating room). Data from Zillow, Realtor.com and the U.S. Census; score by Momentum Realty.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 32539, free.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-11-06
76/ 100
Momentum Market Score
Strong buyer value
Crestview, FL (32539) is priced low against incomes with real negotiating room.

The typical home runs about 3.78 times the local median income, which is roughly 20.6% cheaper than the Florida norm. Gross rent yield is around 8.05%. Values are up roughly 2.4% a year over the last five years. Owning the typical home at the 7.18% 30-year rate (Freddie Mac weekly average, Nov 5, 2026) takes about 24.6% of a median income in principal and interest, the affordability squeeze in one number. About 25.5% of listings have cut their price.

$281,219
Home value
1yr -0.1%
2.4%
5yr growth/yr
ZHVI CAGR
$1,886
Median rent
monthly (ZORI)
8.05%
Cap rate
gross yield
3.78x
Price to income
value vs incomes
-20.6%
Over/undervalued
vs FL norm
24.6%
Affordability
income to own/yr
79
Days on market
median (Realtor)
25.5%
Price cuts
share of listings
$74,369
Median income
household (Census)
33,290
Population
Census ACS
52
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income86
Price-cut leverage50
Inventory growth78
Affordability85
Rent yield81

Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Common questions

Is Crestview, FL (32539) a buyer's or seller's market?

By the Momentum Market Score, Crestview, FL (32539) reads strong buyer value (76 out of 100), meaning it is priced low against incomes with real negotiating room. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Crestview?

About $281,219 (Zillow Home Value Index, 2026-11-06), up roughly 2.4% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

Housing distress & ownership in ZIP 32539

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
2.53%
6 of 237 listings · short sale 5, reo 1
Months of supply
3.9
seller’s market · active inventory ÷ sales pace (trailing 12 mo)
Actives with a price cut
55.6%
median cut 4.0% off original price · 125 of 225 active listings
Out-of-state owners
11.5%
mailing address outside FL
Non-homestead
52.8%
not owner-occupied (investor/2nd-home proxy)
Median just value
$179,079
16,841 parcels
Median closed sale price — $307,000 · ▼ 1.0% yr (12-mo rolling)
Distress share trend — 2.53% now (2026-08-10 → 2026-10-22)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

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