Florida Housing Data · ZIP Scorecard

Navarre, FL (32566) housing scorecard.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 32566, free, from Zillow, Realtor.com and Census data.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-08-01
60/ 100
Momentum Market Score
Buyer value
Navarre, FL (32566) is leaning to the buyer on price and leverage.

The typical home runs about 4.23 times the local median income, which is roughly 15.4% cheaper than the Florida norm. Gross rent yield is around 6.19%. Values are up roughly 4.3% a year over the last five years. Owning the typical home at today's 6.52% 30-year rate takes about 25.7% of a median income in principal and interest, the affordability squeeze in one number. About 26.0% of listings have cut their price.

$420,674
Home value
1yr +0.8%
4.3%
5yr growth/yr
ZHVI CAGR
$2,170
Median rent
monthly (ZORI)
6.19%
Cap rate
gross yield
4.23x
Price to income
value vs incomes
-15.4%
Over/undervalued
vs FL norm
25.7%
Affordability
income to own/yr
65
Days on market
median (Realtor)
26.0%
Price cuts
share of listings
$99,501
Median income
household (Census)
43,166
Population
Census ACS
120
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income78
Price-cut leverage51
Inventory growth48
Affordability79
Rent yield35

Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Common questions

Is Navarre, FL (32566) a buyer's or seller's market?

By the Momentum Market Score, Navarre, FL (32566) reads buyer value (60 out of 100), meaning it is leaning to the buyer on price and leverage. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Navarre?

About $420,674 (Zillow Home Value Index, 2026-08-01), up roughly 4.3% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

Housing distress & ownership in ZIP 32566

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 153 listings
Months of supply
3.8
seller’s market · active inventory ÷ sales pace (trailing 12 mo)
Out-of-state owners
18.4%
mailing address outside FL
Non-homestead
42.8%
not owner-occupied (investor/2nd-home proxy)
Median just value
$313,090
17,505 parcels
Median closed sale price — $442,500 · ▲ 0.4% yr (12-mo rolling)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

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