Florida Housing Data · ZIP Scorecard

Gainesville, FL (32601) housing scorecard.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 32601, free, from Zillow, Realtor.com and Census data.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-06-09
29/ 100
Momentum Market Score
Frothy
Gainesville, FL (32601) is expensive against incomes and tight for buyers.

The typical home costs about 8.54 times the local median income, about 71.9% richer than the Florida norm, so value is stretched here. Gross rent yield is around 6.61%. Values are up roughly 4.5% a year over the last five years. Owning the typical home at today's rate takes about 51.7% of a median income, the affordability squeeze in one number. About 23.8% of listings have cut their price.

$263,728
Home value
1yr -1.6%
4.5%
5yr growth/yr
ZHVI CAGR
$1,452
Median rent
monthly (ZORI)
6.61%
Cap rate
gross yield
8.54x
Price to income
value vs incomes
+71.9%
Over/undervalued
vs FL norm
51.7%
Affordability
income to own/yr
64
Days on market
median (Realtor)
23.8%
Price cuts
share of listings
$30,878
Median income
household (Census)
23,296
Population
Census ACS
20
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income5
Price-cut leverage36
Inventory growth66
Affordability5
Rent yield43

Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Common questions

Is Gainesville, FL (32601) a buyer's or seller's market?

By the Momentum Market Score, Gainesville, FL (32601) reads frothy (29 out of 100), meaning it is expensive against incomes and tight for buyers. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Gainesville?

About $263,728 (Zillow Home Value Index, 2026-06-09), up roughly 4.5% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

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