Florida Housing Data · ZIP Scorecard

Gainesville, FL (32607) housing scorecard.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 32607, free, from Zillow, Realtor.com and Census data.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-06-09
29/ 100
Momentum Market Score
Frothy
Gainesville, FL (32607) is expensive against incomes and tight for buyers.

The typical home costs about 6.23 times the local median income, about 25.4% richer than the Florida norm, so value is stretched here. Gross rent yield is around 6.51%. Values are up roughly 4.1% a year over the last five years. Owning the typical home at today's rate takes about 37.7% of a median income, the affordability squeeze in one number. About 21.4% of listings have cut their price.

$289,857
Home value
1yr -2.5%
4.1%
5yr growth/yr
ZHVI CAGR
$1,573
Median rent
monthly (ZORI)
6.51%
Cap rate
gross yield
6.23x
Price to income
value vs incomes
+25.4%
Over/undervalued
vs FL norm
37.7%
Affordability
income to own/yr
72
Days on market
median (Realtor)
21.4%
Price cuts
share of listings
$46,517
Median income
household (Census)
31,938
Population
Census ACS
28
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income19
Price-cut leverage21
Inventory growth53
Affordability19
Rent yield41

Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Common questions

Is Gainesville, FL (32607) a buyer's or seller's market?

By the Momentum Market Score, Gainesville, FL (32607) reads frothy (29 out of 100), meaning it is expensive against incomes and tight for buyers. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Gainesville?

About $289,857 (Zillow Home Value Index, 2026-06-09), up roughly 4.1% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

Looking in Gainesville?

A ZIP-level score is the lay of the land. We know the streets. Talk to the founders.

Talk to the founders