Florida Housing Data · ZIP Scorecard

Gainesville, FL (32653) housing scorecard.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 32653, free, from Zillow, Realtor.com and Census data.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-06-09
68/ 100
Momentum Market Score
Buyer value
Gainesville, FL (32653) is leaning to the buyer on price and leverage.

The typical home runs about 3.37 times the local median income, which is roughly 32.2% cheaper than the Florida norm. Gross rent yield is around 7.02%. Values are up roughly 4.4% a year over the last five years. Owning the typical home at today's rate takes about 20.4% of a median income, the affordability squeeze in one number. About 28.7% of listings have cut their price.

$329,302
Home value
1yr -2.8%
4.4%
5yr growth/yr
ZHVI CAGR
$1,927
Median rent
monthly (ZORI)
7.02%
Cap rate
gross yield
3.37x
Price to income
value vs incomes
-32.2%
Over/undervalued
vs FL norm
20.4%
Affordability
income to own/yr
44
Days on market
median (Realtor)
28.7%
Price cuts
share of listings
$97,700
Median income
household (Census)
15,457
Population
Census ACS
24
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income98
Price-cut leverage71
Inventory growth7
Affordability98
Rent yield53

Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Common questions

Is Gainesville, FL (32653) a buyer's or seller's market?

By the Momentum Market Score, Gainesville, FL (32653) reads buyer value (68 out of 100), meaning it is leaning to the buyer on price and leverage. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Gainesville?

About $329,302 (Zillow Home Value Index, 2026-06-09), up roughly 4.4% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

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