Florida Housing Data · ZIP Scorecard

Layton, FL (33001) housing scorecard.

Name: Layton, FL (33001) Housing Market Scorecard
Creator: Momentum Realty

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 33001, free, from Zillow, Realtor.com and Census data.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).

Updated 2026-08-22

Momentum Market Score

Frothy

Layton, FL (33001) is expensive against incomes and tight for buyers.

The typical home costs about 14.62 times the local median income, about 193.0% richer than the Florida norm, so value is stretched here. Values are up roughly 5.4% a year over the last five years. Owning the typical home at today's 6.65% 30-year rate takes about 90.1% of a median income in principal and interest, the affordability squeeze in one number.

$887,986

Home value

1yr -1.9%

5.4%

5yr growth/yr

ZHVI CAGR

n/a

Median rent

monthly (ZORI)

n/a

Cap rate

gross yield

14.62x

Price to income

value vs incomes

+193.0%

Over/undervalued

vs FL norm

90.1%

Affordability

income to own/yr

117

Days on market

median (Realtor)

n/a

Price cuts

share of listings

$60,750

Median income

household (Census)

254

Population

Census ACS

n/a

New listings

last month

Typical home value, last 13 months

What drives the score

Cheapness vs income1

Inventory growth23

Affordability1

Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Monroe County scorecard All Florida counties

Common questions

Is Layton, FL (33001) a buyer's or seller's market?

By the Momentum Market Score, Layton, FL (33001) reads frothy (7 out of 100), meaning it is expensive against incomes and tight for buyers. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Layton?

About $887,986 (Zillow Home Value Index, 2026-08-22), up roughly 5.4% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

Housing distress & ownership in ZIP 33001

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Out-of-state owners

13.1%

mailing address outside FL

Non-homestead

87.2%

not owner-occupied (investor/2nd-home proxy)

Median just value

$509,666

755 parcels

Median owner tenure

1 yrs

years since the home last sold (county tax roll)

Owners at 2× their price

0.0%

today’s just value is at least double the last sale price

Median closed sale price — $480,000 · ▲ 12.9% yr (12-mo rolling)

Distress share trend — 0.0% now (2026-08-10 → 2026-08-14)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

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