Florida Housing Data · ZIP Scorecard

Lake Panasoffkee, FL (33538) housing scorecard.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 33538, free, from Zillow, Realtor.com and Census data.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-06-09
42/ 100
Momentum Market Score
Seller-favored
Lake Panasoffkee, FL (33538) is pricey against incomes with thin buyer leverage.

The typical home runs about 4.36 times the local median income, which is roughly 12.2% cheaper than the Florida norm. Values are up roughly 5.6% a year over the last five years. Owning the typical home at today's rate takes about 26.4% of a median income, the affordability squeeze in one number. About 19.7% of listings have cut their price.

$213,231
Home value
1yr +0.1%
5.6%
5yr growth/yr
ZHVI CAGR
n/a
Median rent
monthly (ZORI)
n/a
Cap rate
gross yield
4.36x
Price to income
value vs incomes
-12.2%
Over/undervalued
vs FL norm
26.4%
Affordability
income to own/yr
72
Days on market
median (Realtor)
19.7%
Price cuts
share of listings
$48,951
Median income
household (Census)
5,748
Population
Census ACS
8
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income73
Price-cut leverage13
Inventory growth1
Affordability72

Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Common questions

Is Lake Panasoffkee, FL (33538) a buyer's or seller's market?

By the Momentum Market Score, Lake Panasoffkee, FL (33538) reads seller-favored (42 out of 100), meaning it is pricey against incomes with thin buyer leverage. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Lake Panasoffkee?

About $213,231 (Zillow Home Value Index, 2026-06-09), up roughly 5.6% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

Looking in Lake Panasoffkee?

A ZIP-level score is the lay of the land. We know the streets. Talk to the founders.

Talk to the founders