Florida Housing Data · ZIP Scorecard

Tampa, FL (33615) housing scorecard.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 33615, free, from Zillow, Realtor.com and Census data.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-08-01
42/ 100
Momentum Market Score
Seller-favored
Tampa, FL (33615) is pricey against incomes with thin buyer leverage.

The typical home costs about 5.6 times the local median income, about 12.0% richer than the Florida norm, so value is stretched here. Gross rent yield is around 5.35%. Values are up roughly 6.5% a year over the last five years. Owning the typical home at today's 6.52% 30-year rate takes about 34.0% of a median income in principal and interest, the affordability squeeze in one number. About 26.0% of listings have cut their price.

$370,833
Home value
1yr +0.1%
6.5%
5yr growth/yr
ZHVI CAGR
$1,654
Median rent
monthly (ZORI)
5.35%
Cap rate
gross yield
5.6x
Price to income
value vs incomes
+12.0%
Over/undervalued
vs FL norm
34.0%
Affordability
income to own/yr
75
Days on market
median (Realtor)
26.0%
Price cuts
share of listings
$66,257
Median income
household (Census)
48,122
Population
Census ACS
64
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income32
Price-cut leverage51
Inventory growth73
Affordability32
Rent yield16

Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Common questions

Is Tampa, FL (33615) a buyer's or seller's market?

By the Momentum Market Score, Tampa, FL (33615) reads seller-favored (42 out of 100), meaning it is pricey against incomes with thin buyer leverage. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Tampa?

About $370,833 (Zillow Home Value Index, 2026-08-01), up roughly 6.5% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

Housing distress & ownership in ZIP 33615

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.49%
1 of 206 listings · short sale 1
Months of supply
5.0
balanced · active inventory ÷ sales pace (trailing 12 mo)
Out-of-state owners
7.3%
mailing address outside FL
Non-homestead
38.0%
not owner-occupied (investor/2nd-home proxy)
Median just value
$275,986
14,232 parcels
Median owner tenure
1 yrs
years since the home last sold (county tax roll)
Owners at 2× their price
1.7%
today’s just value is at least double the last sale price
Median closed sale price — $402,450 · ▲ 0.6% yr (12-mo rolling)
Distress share trend — 0.49% now (2026-08-10 → 2026-08-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

Looking in Tampa?

A ZIP-level score is the lay of the land. We know the streets. Talk to the founders.

Talk to the founders