Florida Housing Data · ZIP Scorecard

Port Charlotte, FL (33946) housing scorecard.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 33946, free, from Zillow, Realtor.com and Census data.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-06-09
45/ 100
Momentum Market Score
Balanced
Port Charlotte, FL (33946) is neither side has a clear edge right now.

The typical home costs about 5.53 times the local median income, about 11.3% richer than the Florida norm, so value is stretched here. Values are up roughly 2.5% a year over the last five years. Owning the typical home at today's rate takes about 33.5% of a median income, the affordability squeeze in one number. About 21.7% of listings have cut their price.

$517,095
Home value
1yr -9.0%
2.5%
5yr growth/yr
ZHVI CAGR
n/a
Median rent
monthly (ZORI)
n/a
Cap rate
gross yield
5.53x
Price to income
value vs incomes
+11.3%
Over/undervalued
vs FL norm
33.5%
Affordability
income to own/yr
132
Days on market
median (Realtor)
21.7%
Price cuts
share of listings
$93,466
Median income
household (Census)
2,745
Population
Census ACS
16
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income33
Price-cut leverage23
Inventory growth94
Affordability33

Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

Common questions

Is Port Charlotte, FL (33946) a buyer's or seller's market?

By the Momentum Market Score, Port Charlotte, FL (33946) reads balanced (45 out of 100), meaning it is neither side has a clear edge right now. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Port Charlotte?

About $517,095 (Zillow Home Value Index, 2026-06-09), up roughly 2.5% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

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